Credit Card Kochi

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Credit Card Kochi

About Kochi

Credit Card KochiNow you can easily apply for Credit Card kochi with Dialabank. Kochi, also known as Cochin, is a major port city bordering the Laccadive Sea, a part of the Arabian Sea, on the south-west coast of India. In the state of Kerala, it is part of the district of Ernakulam and is sometimes referred to as Ernakulam. The most heavily populated city in Kerala is Kochi. Kochi city is also part of the area of Greater Cochin and is listed by the Government of India as a Tier-II city.

Top 5 Banks that offer Credit Card Kochi

The top banks below are among the Kochi financial institutions which offer credit card Kochi:

RBL Bank:

  • RBL Platinum Maxima Card: This card provides its customers with lots of eating, shopping, and travel rewards. It aims to offer incentive points on every order. 
  • RBL Platinum Delight Credit Card: This multiplies the joy of shopping and spending with a credit card as the reward value doubles at weekends. Offering an extra value, this card provides the best luxury deals.

HDFC Bank:

  • HDFC Regalia First: This HDFC credit card provides several advantages for its holders. There are reward points earned for any purchase, so it is possible to accrue reward points. Later on, you can get gift cards or pay off the outstanding credit card using these accumulated points. 
  • Money-Back HDFC: This is a particular card intended to provide users with cashback from the portion of the amount they spent. It is equivalent to higher savings on further sales. 


  • HSBS Bank Platinum Credit Card: This credit card offers multiple reward points and shopping benefits to its customers, which practically increases the shopping pleasure. The joining fee is not charged at the time of issue of this card as it offers many loyalty plans and free memberships.

Standard Chartered Bank:

  • Standard Platinum Reward Card: The Credit Card presents its clients with high-end services and reward points. The card incentive is accelerated by up to five times when you use the card for dining, shopping, and travelling. 
  • Standard Chartered Super Value Titanium Credit Card: This card charges its customers a very low yearly fee. The most fitting card for strict budget users offers useful discounts and bonus points for each purchase. 


  • ICICI Bank Coral Contactless Credit Card: This Coral Contactless Card awards exclusive access to airport lounges for cardholders. It is a special card that has a contactless service with a special feature, which means you only have to wave the card on the card reader and it is finished with payment.

Looking for Bank Branches where you can get information on Credit Card Kochi

The following are the different banks that provide information  about credit card Kochi:

Bank Name Address
ICICI Bank Broadways Arcade, Punnakal Junction, Ground floor, Kochi, Kerala 682026
Andhra Bank Elamakkara, Kochi, Kerala 682026
HDFC Bank 1182, Bldg No 32 Palarivattom, Jn, Kochi, Kerala 68202
Kotak Mahindra Bank  Sunny Estates, Ground Floor Mathewsons Centre Point 34/2289 D M K K Nair Road Opposite, Kochi, Kerala 682025

Why Apply Online or choose Dialabank for Credit Card Kochi

Visit Dialabank and enjoy the following benefits:

  • Gain complete details of online eligibility in just a few minutes.
  • For all of its customers, an online programme is available.
  • Send your application using Dialabank in the simplest way possible.

How you can get credit cards with Dialabank in Kochi in just three easy steps:

Follow the following steps to take advantage of your Firozabad credit card:

  • Check the eligibility requirements for a given bank credit card by going to the Dialabank website.
  • Now, with the details you need, fill out the online application.
  • Right after submission, instant approval and update will be given.

Which are the available credit cards Kochi for Customers?

In Kochi, you get number of credit cards that are as follows:

  1. Entertainment Cards
  2. Reward Cards
  3. Travel Cards
  4. Fuel Cards
  5. Regular Cards

How you can pay for credit card payments or payment options?

Each bank offers its clients different banking methods to pay off the unpaid balance of their credit card, as shown below:

  • Through Net banking
  • Cash or cheque deposit
  • Fund Transfer
  • AutoPay

Eligibility Criteria for Credit Card Kochi:

Following are the necessary criteria for Credit Card Kochi:

  • Minimum Age: 21 years.
  • Maximum Age: 65 years.
  • CIBIL Score: Strong CIBIL score is mandatory.
  • Employment: Either self-employed or salaried individual.
  • Income: Rs.15,000 per month.

Required Income Criteria for Credit Card Kochi:

  • Rs.15,000 is the minimum requirement for the monthly earnings of the applicant (self-employed or salaried employee). The revenue threshold, however, relies on the credit card, with most premium cards requiring higher monthly revenue along with the powerful Cibil score of the applicant.

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FAQs for Credit Card Kochi

✅ For credit card approval, is it appropriate to have a high CIBIL score?

In the course of using credit cards, the CIBIL score is most relevant because it is a data review of your credit history and repayment fees. Your application could be rejected in the event of a defective CIBIL score. In order to get a card accepted, CIBIL is an essential factor.

✅ What are the criteria for the salary of the applicant for Credit Card Kochi?

For credit card authorisation (self-employed or salaried employee), the applicant should receive a minimum of Rs. 15,000 a month.

✅ What all are the advantages of availing a credit card Kochi?

You get a large range of advantages for its users with the acceptance of the credit cards, from shopping to travelling together with reward points on each purchase. Thus, with these credit cards, shopping becomes more enjoyable.

✅ What are the different kinds of credit card Kochi are available?

  1. Travel Cards
  2. Reward Cards
  3. Regular Cards
  4. Entertainment Cards
  5. Fuel Cards

✅ What are the steps involved in online card processing with Dialabank?

  • Go to the Dialabank website, check the eligibility criteria for a given bank credit card.
  • Now fill the online application with the required details.
  • Instant approval and update will be provided right after submission.

✅ Do we get diverse modes of payment for Credit Card Payment?

Yes, the bank offers several payment options to its customer which are as given below:

  • Through Net banking
  • AutoPay
  • Fund Transfer
  • Cash or cheque deposit

✅ What should the applicant’s maximum age be?

The applicant should have a maximum age of 65 when applying for a credit card in the city of Kochi.

✅ In the case of any question, is customer service accessible?

Yeah, with Dialabank, as soon as they apply for a credit card Kochi, the customer-relation managers reach out to the applicant. They have rapid solutions and 24 * 7 customer support in the event of any demand.