About Kolkata
Kolkata is also known as Calcutta, which is the capital city of the Indian state of West Bengal. With a population of 1.49 Crore, Kolkata is a populated city. Kolkata is counted among the metropolitan cities of India. Over the years, Kolkata is expanding in terms of development, and financial services are also mushrooming in Kolkata. With increasing, commercialization different financial institutions are establishing and coming up with revolutionized innovation in the field of credit cards.
Top 5 Banks that offer Credit Card Kolkata
Given below are the top banks among financial institutions in Kolkata that provide Credit Card in Kolkata:
RBL Bank:
- RBL Platinum Maxima Card: This card provides plenty of rewards in dining, shopping, and travelling to its users. It aims at offering reward points on every purchase.
- RBL Platinum Delight Credit Card: This multiplies your joy of shopping and spending with a credit card as the reward value doubles on weekends. This card is an added benefit and provides the best offers on lifestyle.
HDFC Bank:
- HDFC Regalia First: This credit card from HDFC provides multiple benefits to its users. Reward points are earned on every purchase; hence the reward points can be accumulated. These accumulated points can be used later to get gift vouchers or pay off the credit card outstanding.
- Money-Back HDFC: It is a special card designed to provide the users with cashback from the portion of the amount that they have spent. Which refers to more purchase is equal to greater savings.
HSBC Bank
- HSBS Bank Platinum Credit Card: This Credit Card gives many reward points and shopping benefits to its users which elevates the shopping joy. The joining fee is not charged at the time of issuance with this card as it provides free memberships to many reward programs.
Standard Chartered Bank:
- Standard Platinum Reward Card: The Credit Card provides its customers with high-end services and reward points. The card reward is accelerated to five times when you use the card for dining, shopping, and travelling.
- Standard Chartered Super Value Titanium Credit Card: This card charges a very modest annual fee to its customers. Most suitable card for strict-budget users it provides value discounts and rewards points in every purchase.
Private Bank
- Private Bank Coral Contactless Credit Card: This Coral Contactless Card offers exclusive access to Airport Lounges to cardholders. It is a special card with a special feature that is a contactless service which means you have to wave the card on the card reader and payment is done.
Looking for Bank Branches where you can get information on Credit Card Kolkata
The following are the different banks that provide credit card information in Kolkata:
Bank Name |
Address |
| State Bank of India | 6th Floor, Block-A, Samridhi Bhavan, Strand rd, Bada Bazar, BBD Bagh, Kolkata |
| Corporation Bank | CF-335, Sector1, Salt Lake City, Kolkata 700064 |
| IDBI Bank | 44, Shakespeare Sarani, Post Bag. No. 16102, Near Kala Mandir, Kolkata |
| Reserve Bank of India | 8 Council road, Near GPO, B B D Bagh, Kolkata |
Why Apply Online or choose Dialabank for Credit Card Kolkata
Visit Dialabank and experience the following advantage:
- Get online eligibility in just a few minutes.
- An online application is available for all its customers.
- Submit your application in the easiest way possible with Dialabank.
How you can get credit cards with Dialabank in Kolkata in just three easy steps:
To get avail of your Credit Card Kolkata, follow the following steps:
- Go to the Dialabank website, check the eligibility criteria for a given bank credit card.
- Now fill the online application with the required details.
- Instant approval and update will be provided right after submission.
Which are the credit cards available in Kolkata for Customers?
You get a variety of credit cards in Kolkata which are as given below:
- Travel Cards
- Entertainment Cards
- Regular Cards
- Reward Cards
- Fuel Cards
How can you pay for credit card payments or payment options?
Every bank provides its customers with various banking methods to pay off their credit card outstanding amount, which is as given below:
- Through Net banking
- Cash or cheque deposit
- Fund Transfer
- AutoPay
Eligibility Criteria for Credit Card Kolkata:
Following are the important criteria for Credit Card Kolkata:
- Minimum Age: 21 years.
- Maximum Age: 65 years.
- Cibil Score: Strong Cibil score is mandatory.
- Employment: Either self-employed or salaried individual.
- Income: Rs.15,000 per month.
Required Income Criteria for Credit Card Kolkata:
- Rs.15,000 is the minimum criteria for the monthly earning of the applicant (Self-employed or salaried employee). Nevertheless, the income criterion is dependent on the Credit Card; most of the premium cards demand higher monthly income along with a strong Cibil score of the applicant.
Other Cities Credit Card
| Credit Card Latur | Credit Card Kumbakonam |
| Credit Card Kurnool | Credit Card Kota |
| Credit Card Kottayam | Credit Card Kollam |
| Credit Card Kozhikode | Credit Card Kulti |
FAQs for Credit Card Kolkata
✅ Is it necessary to possess a strong cibil score for credit card approval?
The Cibil score is most important in the procedure of availing of credit cards as it is a data analysis of your credit history and repayment dues. In case of a faulty cibil score, your application might get rejected. Cibil is an important factor to get a card approved.
✅ What are the criteria for the salary of the applicant for Credit Card Kolkata?
The Applicant should earn a min. of Rs—15,000 a month for credit card approval (self-employed or salaried employee).
✅ What are the advantages of Credit Card Kolkata?
With the approval of credit card Kolkata, you get an ample number of benefits to its users from shopping to travelling along with reward points on every purchase. Thus, shopping becomes more fun with a Credit Card Kolkata.
✅ What are the different kinds of cards available in Kolkata?
- Travel Cards
- Entertainment Cards
- Regular Cards
- Reward Cards
- Fuel Cards
✅ What are the steps involved in online card processing with dialabank?
- Go to the Dialabank website, check the eligibility criteria for a given bank credit card.
- Now fill the online application with the required details.
- Instant approval and update will be provided right after submission.
✅ Do we get different modes of payment for Credit Card Payment?
Yes, the bank offers various payment options to its customer, which are as given below:
- Through Net banking
- Cash or cheque deposit
- Fund Transfer
- AutoPay
✅ What should be the maximum age of the applicant?
The applicant should be a maximum of 65 years of age while applying for a credit card in Kolkata city.
✅ Is the customer service available in case of any query?
Yes, with Dialabank, the customer-relation managers reach out to the applicant as soon as they register for the credit card. In case of any query, they provide quick solutions and 24*7 customer service.
