OBC SBI Gold Credit Card

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OBC SBI Gold Credit Card

OBC SBI Gold Credit Card Features

The features of the OBI SBI Gold Credit Card is as follows:

  • Get 10% savings on departmental and grocery store purchases.
  • 24/7 Customer care and guidance service are available.
  • You will earn gifts and rewards.
  • You can redeem your reward points against Cash, airline tickets, air miles, movie tickets, mobile recharge, etc. 

OBC SBI Gold Credit Card Eligibility Criteria

Eligibility Criteria

Details

Minimum Age 21 Years
Maximum Age 65 Years
Minimum Annual Income N/A
Location

Anywhere in India

Residential Criteria The applicant should be a resident of India

OBC SBI Gold Credit Card Documentation

The following documents are required for OBC SBI Gold Credit Card:

Identity Proof  Address Proof Income Proof
  • Passport
  • Voter ID
  • Driving license,
  • Aadhaar card
  • PAN card
  • Recent telephone bills
  • Electricity bills
  • Passport
  • Voter ID
  • Recent IT Returns
  • Salary slips
  • last six months bank account statements showing salary credit

Fees and Charges

Services

Fees and Charges

Annual Fee 2,999
Add on Card Fee NIL
Renewal Fee 2999
The interest rate on the outstanding balance NA
Late Payment charges

For a total amount due between Rs.0 and Rs.200 – Nil

Between Rs.200 and Rs.500 – Rs.100

Between Rs.500 and Rs.1,000 – Rs.400

Between Rs.1,000 and Rs.10,000 – Rs.600

Between Rs.10,000 and RS.25,000 – Rs.800

More than Rs.25,000 – Rs.950

Over Limit Charges 2.5%
Cheque Bounce Charges Rs.500
Foreign Currency Charges NA
Duplicate statement request Nil
Outstation Cheque Processing Fee Nil
Reissue or Replacement of the Card Rs.100
Furnishing a copy of the CIBIL report Rs.50

Rewards Points programs

  • Get 10 Saving Points for every Rs. 100 you spend at Departmental & Grocery Stores.
  • Get 1 Saving Point for every Rs. 100 you spend on other purchases.
  • You can redeem your rewards points.

OBC SBI Gold Credit Card Limit

  • At the discretion of the bank, the credit limit of the Oriental Bank of Commerce SBI Platinum credit card is issued.
  • A number of factors are considered by the State Bank of India before the credit limit is applied to the card. Any of these considerations include the applicant’s annual revenue, credit score, credit report, and repayment patterns for past and current debts.

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How to apply for OBC SBI Gold Credit Card

 Follow the following steps and get your credit card easily.

  1. First, visit the Dialabank website.
  2. Select OBC SBI Gold Credit Card.
  3. Fill the application form for that card. Fill in all the required details correctly.
  4. Check if you are eligible or not.
  5. If you are eligible then you can complete the online application.

Other Top Credit Cards by Oriental Bank

  • OBC SBI Platinum Card

FAQ’s

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