J & K Bank Platinum Credit Card

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J & K Bank Platinum Credit Card

J & K Bank Platinum Credit Card Features 

  • Merchant Establishments like shops that honor MasterCard Credit Cards.
  • All ATM’s which accept MasterCard Credit Cards.
Fuel surcharge waiver Fuel surcharge waiver every time you purchase fuel, subject to a maximum of Rs.5000 of Fuel purchase per month.
Joining offers Welcome Aboard offers Rs 4,000 across premium brands.
  • Global Concierge Services
  • Add on cards
  • 20% of the credit limit subject to a maximum of 1.6 lakhs.
  • Emergency cash advances.

J & K Bank Platinum Credit Card Eligibility Criteria 

Eligibility Criteria


 Age 18 Years
Nationality Indian or non-resident Indian
Minimum Income Rs.80,000 p.a (For both salaried and self-employed individual)
CIBIL Score A good CIBIL Score is required

J & K Bank Platinum Credit Card Documents Required 

The applicant is required to submit some documents in the bank as proof of identity, proof of residence, and proof of income. The bank will verify these documents and will issue the credit card. The documents are given below.

Proof of Identity 

  • Passport
  • Driving license
  • PAN card
  • Aadhaar card

Proof of Residence

  • Passport
  • Ration Card
  • Water/Electricity bill
  • Landline telephone bill
  • Property tax bill

Proof of Income 

  • Latest salary slip
  • Form 16

Self-employed individuals have to submit other documents related to income. They are 

  • Certified financials.
  • Recent Income Tax Returns
  • Audited profit and loss statement or balance sheet

J & K Bank Platinum Credit Card Fees

Fees Charges
Entrance Fee primary/add on card   NIL
Annual Fee primary/add-on card


Renewal Fee primary/add-on card


J & K Bank Platinum Credit Card Reward Points 

  • Get 1 reward point on the purchase of Rs 200.

J & K Bank Platinum Credit Card Limit 

Minimum Credit limit  75000 Rupees
Maximum Credit limit up to Rs 8 lakhs
Maximum Cash limit 1.6 lakhs Rupees

J & K Bank Platinum Credit Card How To apply 

In order to apply for J&K Bank Platinum Credit Card, follow the simple steps listed below.

  1. Visit Dialabank website
  2. On the top of the page, there is a simple form provided. Fill in the details in the form like name, email, contact number, etc.
  3. Click on request quote
  4. Our representative will contact you as soon as possible and will give you more information and details about the card.

With Dialabank the process of the application becomes easier. Dialabank will help you to compare the cards and select the best option for you. Our well-trained representatives will help you and guide you in the entire process of application.


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