Education Loan Alappuzha

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Rates as low as 9.33%
Pre-Admission Loans
Study in India / Abroad
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Unsecured Loan Available

Education Loan Alappuzha

Every child needs a quality education in order to lead a complete, successful, and comfortable life. Unfortunately, such education comes at a cost that not everyone who deserves it can afford. That is where education loans come into play. Education loans are funds offered by banks and financial institutions to meritorious students to help them pursue their dream course.

Major Education Loan Providers in Alappuzha

Parameters 

SBI Education Loan

HDFC Education Loan

Axis Education Loan

Avanse Education Loan

Interest Rate  7.45% – 9.55%  9.50% – 13.3%  8.55% – 10.5%  10% – 16.50%
Loan Amount Loan up to 1.5 Crores Loan up to 20 Lakh Loan up to 40 Lakh Loan up to 25 Lakh
Tenure Up to 15 Years of Repayment Up to 15 Years of Repayment Up to 15 Years of Repayment Up to 10 Years of Repayment
Processing Fee Up to 2.0% Up to 1.0%  Up to 15k  Up to 2.0%
Loan For Abroad Studies Yes Yes Yes Yes
Online Approval  Yes Yes Yes Yes
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Top Institutes for Education Loan in Alappuzha

Types of Colleges in Alappuzha Top 10 Colleges in Alappuzha Top  Universities in Alappuzha
  • Engineering college
  • Biotechnology college
  • Medical college
  • Pharmacy college
  • Management college
  • Architecture college
  • Law college
  • Science, Commerce, and Arts college
  • Physical education college
  • B.ED college
  • College of Engineering, Cherthala.
  • Cochin University College of Engineering Kuttanad
  • Sanatana Dharma College.
  • S. D. V. College of Arts and Applied Science.
  • Sree Narayana College Cherthala – SN College Kanjikkuzhy.
  • N.S.S. College Cherthala.
  • Government College, Ambalapuzha.
  • College of Engineering and Management, Punnapra.
  • Mar Gregorios College Punnapra.
  • College of Engineering Chengannur.
  • College of Applied Sciences, Mavelikkara.
  • The University Of Kerela.
  • Kerala University of Health Sciences.
  • Cochin University of Science and Technology.
  • APJ Abdul Kalam Technological University.

Courses Offered

Courses Offered
UG PG
B.A M.A
B.Sc M.Sc
B.Com M.Com
B.E, B.Tech M.E, M.Tech
BDS, MBBS MD, MS, MDS
B.Pharm. M.Pharm.
BBA MBA
LLB LLM
BHM PG Diploma in Hotel Management
B.Arch M.Arch

Types of Expenses covered by Education Loan

Expenses Covered Courses Covered
Studying in India Studying Abroad
  • Books, equipment, and instrument cost
  • Cost of laptop or computer, if required for the course
  • Hostel or mess charges
  • Entire tuition fee
  • Library and laboratory fees
  • Examination fees
  • Accommodation cost, if there is any
  • Admission acceptance fee
  • All other necessary expenses in relation to study tours, thesis, project work, etc. till course completion
  • Insurance premium for the borrower
  • Professional/technical/regular diploma/degree/Graduation/Post-Graduation courses from UGC/AICTE/IMC/ICMS/AIBMS/ICMR/Govt. approved institute or IIT/IIM, IISC/NIFT/XLRI, etc.
  • Engineering, Aeronautical, Medical, Veterinary, Dental, Law, Computer, Management, teacher training, nursing courses, etc.
  • Courses such as CA, CFA, ICWA
  • Professional/Job-centric/technical/diploma/degree/Graduation/Post-graduation courses such as MBA/MCA/MS etc.
  • Courses from CIMA UK, CPA in the USA, etc.

Documents Required for Education Loan Alappuzha

One of the most popular loan products is the education loan, for all types of education needs-school education, higher education in India, higher education overseas, executive programs in India, or executive development programs abroad, whatever the case might be. Today education is a must in building a strong career and a better future for the country. The government has also supported and emphasized the need for education for all and accordingly awarded subsidies on the interest rates banks charge on education loans.  It has also kept the documentation process extremely simple.

When you are applying for an education loan, you simply need to make sure you have the following documents and relevant copies:

Proof of Identity

  • Voter ID card
  • Driving License
  • Passport
  • PAN Card
  • Government department ID card
  • Aadhar Card or Aadhar enrolment number

Proof of Income

  • The parent’s latest salary slip showing all the deductions, or
  • Form 16 along with the latest salary certificate
  • Last 2 year’s IT returns of the past 2 years or
  • In the case of a self-employed individual,

If the applicant is a Self-Employed Individual

  • Balance sheet and profit and loss account, computation of income for the last 2 years.
  • Income Tax Returns – last 2 years for Applicants, 26 AS, Traces
  • Business proof: Gomasta License, Registration Certificate, Service Tax Registration, among
  • IT Assessment / Clearance Certificate, Income Tax Challans / TDS Certificate (Form 16A) / Form 26 AS for income declared in ITR.

Proof of Residence (any one)

  • Valid passport
  • Voter id card
  • Driving license
  • Postpaid utility bill (gas bill and electricity bill)
  • Updated passbook or bank account statement
  • Notarized registered rent agreement

Additional Documents

  • Updated Passbook or bank account where the salary is credited for the last 6 months at least
  • Educational documents of the student:
    • Copy of fee acknowledgment slip
    • Admission letter to the educational institutions
    • Passing certificate
    • School leaving certificate
    • High School Examination mark sheet


APPLY FOR EDUCATION LOAN AT 9.50%

How to Apply for Education Loan Alappuzha

Before availing education loan Alappuzha, it is important to check the rates offered by various banks. To provide you a hassle-free experience, DialaBank does that job for you. The advantages of considering DialaBank before taking an education loan Alappuzha are:

Education loan alappuzha

  • No sort of fees charged by our customers.
  • Get expert advice and guidance.
  • The process is time-saving with DialaBank.
  • The Loan gets disbursed quickly.

Applying for an education loan Tirunelveli is easy with DialaBank. The steps that need to be followed for applying online are as follows:

  • 1.Visit www.dialabank.com.
  • 2.click on the loan section and you can find the Education loan link.
  • 3.After clicking on the Education loan link, you will be directed to details of the Education loan and there you can select your preferred city.
  • 4.For more information and free guidance on the Education loan, you may call 9878981166.

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