Education Loan Chinsurah

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Education Loan Chinsurah

Education Loan Chinsurah

Chinsurah in West Bengal is the home to the new state-of-the-art 1000 KW DRM transmitter of Prasar Bharti which enables ‘Akashvaani Maitree’ to be broadcasted across Bangladesh. This special service of All India Radio was launched in the wake of the Bangladesh Liberation Movement and has played a key role during the war, broadcasting Indian news bulletins in Bangladesh. It continued till April 2010 but was discontinued thereafter. The headquarters of the Hooghly District Sports Association and the famous district Sadar hospital Imambara Sadar Hospital is situated here. Chinsurah is also the home of the oldest Armenian church in India and old Hindu Temples.

West Bengal has historically been the land of the learned. So pursuing higher education here is nothing new. Getting an education loan may not a simple but the complexity dawns much further in the loan process. To smoothen the process, it is important to understand the education loan structure.

Fulling your dream of higher education is essential and, finances should never be a concern.

The four types of educational loan Chinsurah that are available :

  •       Under Graduate education loan
  •       Postgraduate education loan
  •       Parents availing an education loan
  •       Career growth education loans

Major Education Loan Providers in Chinsurah

Education Loan Criteria SBI Education Loan HDFC Education Loan Axis Education Loan
Interest Rate 7.45% – 9.55% 9.50% – 13.3% 8.55% – 10.5%
Loan Amount up to 1.5 Crores up to 20 Lakhs up to 40 Lakhs
Tenure 15 years 15 Years 15 Years
Processing Fee up to 2.0% up to 1.0% up to 15,000
Abroad Studies Yes Yes Yes
Approval Yes Yes Yes
Apply Online SBI Education HDFC Education Loan Axis Education Loan

Top Institutes for Education Loan Chinsurah

Types of Colleges in Chinsurah

Top 7 Colleges in Chinsurah

Top Universities in Chinsurah

Courses Offered

Types of Colleges in Chinsurah

  • Engineering college
  • Biotechnology college
  • Medical college
  • Pharmacy college
  • Management college
  • Architecture college
  • Law college
  • Science, Commerce, and Arts college
  • Physical education college
  • B.ED college

Top 7 Colleges in Chinsurah

  • Hooghly Engineering and Technology College
  • Hooghly Mohsin College
  • Netaji Mahavidyalaya College
  • Khalistan Mahavidyalaya
  • Nabagram Hiralal Paul College
  • Hooghly Institute of Technology
  • Saroj Mohan Institute of Technology

Top Universities in Chinsurah

  • University of Calcutta
  • University of Engineering and Management

Courses Offered

Courses Offered
UG PG
B.A M.A
B.Sc M.Sc
B.Com M.Com
B.E, B.Tech M.E, M.Tech
BDS, MBBS MD, MS, MDS
B.Pharm. M.Pharm.
BBA MBA
LLB LLM
BHM PG Diploma in Hotel Management
B.Arch M.Arch

Types of Expenses covered by Education Loan Chinsurah

Expenses Covered Courses Covered
Studying in India Studying Abroad
  • Books, equipment, and instrument cost
  • Laptop/Computer expense, if required for course
  • Hostel or mess charges
  • Entire tuition fee
  • Library and laboratory fees
  • Exam fees
  • Accommodation cost, as per requirement
  • Admission acceptance fee
  • All other necessary expenses about study tours, thesis, project work, etc. till the course completion
  • Insurance premium for the borrower
  • Professional/technical/regular diploma/degree/Graduation/Post-Graduation courses from UGC/AICTE/IMC/ICMS/AIBMS/ICMR/Govt. approved institute or IIT/IIM, IISC/NIFT/XLRI, etc.
  • Engineering, Aeronautical, Medical, Veterinary, Dental, Law, Computer, Management, teacher training, nursing courses, etc.
  • Courses such as CA, CFA, ICWA
  • Professional/Job-centric/technical/diploma/degree/Graduation/Post-graduation courses such as MBA/MCA/MS etc.
  • Courses from CIMA UK, CPA in the USA, etc.

Documents Required for Education Loan Chinsurah

Though the process is simple and online, however, the requirement might vary by lending organizations or banks. Also, some banks can be very strict in maintaining their terms and conditions for mandatory document submission. List of documents for Salaried employ:

  •       PAN Card
  •       Proof of Address ( Aadhar Card or Gas Bill or Electricity Bill or
  •       Voter Id card or Driving License)
  •       Last 6 Months Bank Statement of Salaried Account
  •       Last 3 Months Pay Slips

For Self Employed people:

  •       PAN Card
  •       Address Proof ( Aadhar Card or Gas Bill or Electricity Bill or
  •       Voter Id card or Driving License)
  •       Last 2 year Balance Sheet including Profit and Loss Statement
  •       Last 9 Months Bank Statement
  •       Last 2-year ITR

Other documents required are:

  •       Duly filled and signed education loan application form with affixed photographs
  •       Copy of 10th and 12th standard mark sheets
  •       Statement of cost of study
  •        Course expenses
  •       2 passport-sized photographs of the student


APPLY FOR EDUCATION LOAN AT 9.50%

How to Apply for Education Loan Chinsurah

Before availing an education loan Chinsurah, it is important to check and analyze all the rates offered by various banks. To provide you a hassle-free experience, DialaBank does that job for you. The advantages of considering DialaBank before taking an education loan Chinsurah are:

We do not charge any sort of fee from our customers.
Get expert advice and guidance.
The process is time-saving.
The Loan gets disbursed in no time.
Applying for Education Loan Chinsurah is easy with DialaBank. The steps that need to be followed for applying online are as follows: Education loan Chinsurah

  • Go to dialabank.com
  • The page will require you to fill in your details like name, mobile, location, and net monthly income.
  • Choose an education loan from the options given in the box.
  • Accept that you have read the privacy policy and click on “Request a quote”.
  • Provide all the necessary documents to avoid inconvenience
  • You will be provided with the best deals by DialaBank according to your need.
  • The applicant will get all the details where they can read and understand more about the education loan Chinsurah.

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