Education Loan Gangtok
Education is the key to a successful life and a good education paves a path to prosperity in life. Education Loan Gangtok is providing great assistance to students in completing their dreams and pursuing higher education in the college/university of their choice. Education Loan Gangtok can be availed from various banks.
There are a lot of advantages and benefits associated with Education Loan Gangtok
- Easy Documentation and Speedy processing.
- Lower and competitive rate of Interest.
- Flexible repayment options and repayments start after 6 months of completion of course.
- Avail tax benefits under section 80(E) of Income Tax Act 1961.
- Quick approval with 24*7 customer care assistance.
Major Education Loan Providers in Gangtok
SBI Education Loan |
HDFC Education Loan |
Axis Education Loan |
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Top Institutes for Education Loan in Gangtok
Types of Colleges in Gangtok
Top 10 Colleges in Gangtok
Top 10 Universities in Gangtok
Courses Offered
Types of Colleges in Gangtok
- Engineering college
- Bio-technology college
- Medical college
- Pharmacy college
- Management college
- Architecture college
- Law college
- Science, Commerce, and Arts college
- Physical education college
- B.ED college
Top 10 Colleges in Gangtok
- Damber Singh College, Gangtok
- Sikkim Manipal Institute of Medical Sciences, Gangtok
- SIKKIM MANIPAL UNIVERSITY OF HEALTH , MEDICAL AND TECHNOLOGICAL SCIENCES
- Sikkim Manipal Institute of Technology
- Institute of Hotel Management (IHM), Gangtok
- Institute of Hotel Management Catering Technology and Applied Nutrition, Sikkim
- Vinayaka Mission Sikkim College Of Arts And Science, Gangtok
Top 10 Universities in Gangtok
- Sikkim Manipal Institute of Technology
- Institute of Hotel Management (IHM), Gangtok
- Institute of Hotel Management Catering Technology and Applied Nutrition, Sikkim
- Narsee Monjee Institute of Management & Higher Studies
- Bhaba Atomic Research Centre
Courses Offered
Courses Offered | |
UG | PG |
B.A | M.A |
B.Sc | M.Sc |
B.Com | M.Com |
B.E, B.Tech | M.E, M.Tech |
BDS, MBBS | MD, MS, MDS |
B.Pharm. | M.Pharm. |
BBA | MBA |
LLB | LLM |
BHM | PG Diploma in Hotel Management |
B.Arch | M.Arch |
Types of Expenses covered by Education Loan Gangtok
Expenses Covered | Courses Covered | |
Studying in India | Studying Abroad | |
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Documents Required for Education Loan Gangtok
When you are applying for a Education loan Gangtok, you simply need to make sure you have the following documents and relevant copies:
Proof of Identity
- Voter ID card
- Driving License
- Passport
- PAN Card
- Government department ID card
- Aadhar Card or Aadhar enrolment number
Proof of Income
- The parent’s latest salary slip showing all the deductions, or
- Form 16 along with latest salary certificate
- Last 2 year’s IT returns of past 2 years or
- In case of self-employed individual,
If the applicant is a Self-Employed Individual
- Balance sheet and profit and loss account, computation of income for last 2 years.
- Income Tax Returns – last 2 years for Applicants, 26 AS, Traces
- Business proof: Gomasta License, Registration Certificate, Service Tax Registration, among
- IT Assessment / Clearance Certificate, Income Tax Challans / TDS Certificate (Form 16A) / Form 26 AS for income declared in ITR.
Proof of Residence (any one)
- Valid passport
- Voter id card
- Driving license
- Postpaid utility bill (gas bill and electricity bill)
- Updated passbook or bank account statement
- Notarized registered rent agreement
Additional Documents
- Updated Passbook or bank account where the salary is credited for last 6 months at least
- Educational documents of the student:
- Copy of fee acknowledgement slip
- Admission letter to the educational institutions
- Passing certificate
- School leaving certificate
- High School Examination mark sheet
APPLY FOR EDUCATION LOAN AT 9.50%
How to Apply for Education Loan Gangtok
To apply for a Education Loan Gangtok, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is very easy & handy. This involves only a few steps:
- Click here and fill the form.
- Relationship Manager Will Call applicant in Next 2 Working Hours.
- Compare personal loan offers from several banks and NBFCs on the DialaBank website.
- Check the eligibility and View the best offers available.
- Select the desired bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
- After selecting the bank, fill out a form to process the loan application.
- Upload all the documents or schedule document pickup from home or office.
- After your documents are verified, the bank’s executive will give the applicant a verification call.
- The amount will get disbursed to the applicant’s account within 3-5 working days if the loan gets approved.
Table of Contents
- 1 Education Loan Gangtok
- 2 Major Education Loan Providers in Gangtok
- 3 Top Institutes for Education Loan in Gangtok
- 4 Types of Expenses covered by Education Loan Gangtok
- 5 Documents Required for Education Loan Gangtok
- 6 If the applicant is a Self-Employed Individual
- 7 Additional Documents
- 8 How to Apply for Education Loan Gangtok