Education Loan Gangtok

Education Loan Gangtok

Education is the key to a successful life, and a good education paves a path to prosperity in life. Education Loan Gangtok provides great assistance to students in completing their dreams and pursuing higher education in the college/university of their choice. Education Loan Gangtok can be availed from various banks.

There are a lot of advantages and benefits associated with Education Loan Gangtok.

• Easy Documentation and Speedy processing.
• Lower and competitive rate of Interest.
• Flexible repayment options and repayments start after 6 months of completion of the course.
• Avail tax benefits under section 80(E) of Income Tax Act 1961.
• Quick approval with 24*7 customer care assistance.

Major Education Loan Providers in Gangtok

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Top Institutes for Education Loan in Gangtok

Types of Colleges in Gangtok
Top 10 Colleges in Gangtok
Top 10 Universities in Gangtok
Courses Offered
Types of Colleges in Gangtok

• Engineering college
• Biotechnology college
• Medical college
• Pharmacy college
• Management college
• Architecture college
• Law college
• Science, Commerce, and Arts college
• Physical education college
• B.ED college

Top 10 Colleges in Gangtok

• Damber Singh College, Gangtok
• Sikkim Manipal Institute of Medical Sciences, Gangtok
• SIKKIM MANIPAL UNIVERSITY OF HEALTH, MEDICAL AND TECHNOLOGICAL SCIENCES
• Sikkim Manipal Institute of Technology
• Institute of Hotel Management (IHM), Gangtok
• Institute of Hotel Management Catering Technology and Applied Nutrition, Sikkim
• Vinayaka Mission Sikkim College Of Arts And Science, Gangtok

Top 10 Universities in Gangtok

• Sikkim Manipal Institute of Technology
• Institute of Hotel Management (IHM), Gangtok
• Institute of Hotel Management Catering Technology and Applied Nutrition, Sikkim
• Narsee Monjee Institute of Management & Higher Studies
• Bhabha Atomic Research Centre

Courses Offered

Types of Expenses covered by Education Loan Gangtok

Documents Required for Education Loan Gangtok

When you are applying for an Education loan Gangtok, you need to make sure you have the following documents and relevant copies:

Proof of Identity

• Voter ID card
• Driving License
• Passport
• PAN Card
• Government department ID card
• Aadhar Card or Aadhar enrolment number

Proof of Income

• The parent’s latest salary slip showing all the deductions, or
• Form 16, along with the latest salary certificate
• Last 2 year’s IT returns of past 2 years or
• In the case of a self-employed individual,

If the applicant is a Self-Employed Individual

• Balance sheet and profit and loss account, computation of income for last 2 years.
• Income Tax Returns – last 2 years for Applicants, 26 AS, Traces
  • Business proof: Gomasta License, Registration Certificate, Service Tax Registration, among
• IT Assessment / Clearance Certificate, Income Tax Challans / TDS Certificate (Form 16A) / Form 26 AS for income declared in ITR.

Proof of Residence (anyone)

• Valid passport
• Voter id card
• Driving license
• Postpaid utility bill (gas bill and electricity bill)
• Updated passbook or bank account statement
• Notarized registered rent agreement

Additional Documents

• Updated Passbook or bank account where the salary is credited for the last 6 months at least
• Educational documents of the student:
  • Copy of fee acknowledgement slip
  • Admission letter to the educational institutions
  • Passing certificate
  • School leaving certificate
  • High School Examination mark sheet

APPLY FOR AN EDUCATION LOAN AT 9.50%

How to Apply for Education Loan Gangtok

To apply for an Education Loan Gangtok, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at Dialabank. The process is straightforward & handy. This involves only a few steps:

• Click here and fill the form.
• Relationship Manager Will Call applicant in Next 2 Working Hours.
• Compare personal loan offers from several banks and NBFCs on the Dialabank website.
• Check the eligibility and View the best offers available.
• Select the desired bank or keep in contact with the Relationship Manager of Dialabank for more assistance.
• After selecting the bank, fill out a form to process the loan application.
• Upload all the documents or schedule document pickup from home or office.
• After your documents are verified, the bank’s executive will give the applicant a verification call.
• If the loan gets approved, the amount will get disbursed to the applicant’s account within 3-5 working days.