Education loan Kottayam

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Rates as low as 9.33%
Pre-Admission Loans
Study in India / Abroad
Doorstep Service
Unsecured Loan Available

Education loan Kottayam

About Education Loan Kottayam

Education is the most important part of students’ career growth and development. The education loan act as financial support for those students who cannot afford the high cost of higher education.

According to studies, the cost of education is increasing at an average of 15% per annum. An education loan, therefore, plays a vital role in such a scenario by helping to bridge the gap between the shortfall and the required amount. Many students who possess a great academic score can easily get admission but lack financial aid can be supported with help of education loans. An education loan can easily be availed through various branches of the bank in Kottayam.

Major Education Loan Providers in Kottayam

Education Loan Criteria SBI Education Loan HDFC Education Loan Axis Education Loan
Interest Rate 7.45% – 9.55% 9.50% – 13.3% 8.55% – 10.5%
Loan Amount up to 1.5 Crores up to 20 Lakhs up to 40 Lakhs
Tenure 15 years 15 Years 15 Years
Processing Fee up to 2.0% up to 1.0% up to 15,000
Abroad Studies Yes Yes Yes
Approval Yes Yes Yes
Apply Online SBI Education HDFC Education Loan Axis Education Loan

Top Institutes for Education Loan Kottayam

Types of Colleges in Kottayam

  • Engineering college
  • Biotechnology college
  • Medical college
  • Pharmacy college
  • Management college
  • Architecture college
  • Law college
  • Science, Commerce, and Arts college
  • Physical education college
  • B.ED college

Top 10 Colleges in Kottayam

  • Bishop Vayalil Memorial Holy cross College
  • Alphonsa college
  • Assumption College
  • Baselius college
  • Bishop Chulaparambil Memorial college
  • Bishop Kurialacherry college
  • CMS college
  • Deva Matha College
  • Deva Swoam board College
  • Government college

Top 7 Universities in Kottayam

  • Mahatma Gandhi university
  • Girideepam Institute of advanced Learning
  • Deva Matha college
  • College of engineering
  • Bishop Chulaparambil Memorial college
  • Bishop Chulaparambil Memorial college
  • St. Berchmans College

Courses Offered

Courses Offered
B.Sc M.Sc
B.Com M.Com
B.E, B.Tech M.E, M.Tech
B.Pharm. M.Pharm.
BHM PG Diploma in Hotel Management
B.Arch M.Arch

Types of Expenses covered by Education Loan Kottayam

Expenses Covered Courses Covered
Studying in India Studying Abroad
  • Books, equipment, and instrument cost
  • Cost of laptop or computer, if required for the course
  • Hostel or mess charges
  • Entire tuition fee
  • Library and laboratory fees
  • Examination fees
  • Accommodation cost, if there is any
  • Admission acceptance fee
  • All other necessary expenses in relation to study tours, thesis, project work, etc. till the course completion
  • Insurance premium for the borrower
  • Professional/ technical/ regular diploma/ degree/ Graduation/ Post-Graduation courses from UGC/ AICTE/ IMC/ ICMS/ AIBMS/ ICMR/ Govt. approved institute or IIT/ IIM, IISC/ NIFT/ XLRI, etc.
  • Engineering, Aeronautical, Medical, Veterinary, Dental, Law, Computer, Management, teacher training, nursing courses, etc.
  • Courses such as CA, CFA, ICWA
  • Professional/ Job-centric/ technical/ diploma/ degree/ Graduation/ Post-graduation courses such as MBA/ MCA/ MS etc.
  • Courses from CIMA UK, CPA in the USA, etc.

Documents Required for Education Loan Kottayam 

Documents are necessary for validation so that education loan Kottayam can be applied to banks if documents are not valid. Otherwise, The application for a loan may get rejected.

The following documents are required for the application for an education loan Kottayam:

  •  Letter of admission
  • Filled in Loan Application Form
  • 2 passport size photographs
  • Statement of cost of study
  • PAN Card of the Student and Parent/ Guardian
  • AADHAR Card of the Student and Parent/ Guardia


How to Apply for Education Loan Kottayam


Firstly you have to check the eligibility and valid documents required for applying for an education loan in Kottayam. You can apply for an education loan online as well as offline. The various bank provides education loan at different interest rates. the offers on education loans may vary from bank to bank.

To apply offline, you just have to visit the nearest branch of the bank and ask about education loan offers

To apply online with Dialabank, you just have to visit the databank website and click on the education loan tab and choose the city.

To apply online follow these steps:

    • Click on this Education loan Kottayam
    • check the eligibility and documents required
    • Fill your details
    • submit to “get the best offers”

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