Education Loan Surat
Surat has a rich cultural heritage and is known to be plundered by Muslims and ravaged by the Portuguese Empire in the 12th to 15th centuries. Historically a port city Surat is now famous for diamond cutting and polishing. To fulfill your dream of higher education, finances should never be a concern. Getting an education loan Surat may not be simple, but the complexity dawns much further in the loan process. To smoothen the process, it is crucial to understand the education loan structure.
The four types of educational loans available in Surat are:
- Undergraduate education loan
- Postgraduate education loan
- Parents availing an education loan
- Career growth education loans
Major Education Loan Providers in Surat
Education Loan Criteria | SBI Education Loan | HDFC Education Loan | Axis Education Loan |
Interest Rate | 7.45% – 9.55% | 9.50% – 13.3% | 8.55% – 10.5% |
Loan Amount | Up to 1.5 Crores | Up to 20 Lakh | Up to 40 Lakh |
Tenure | Up to 15 Years | Up to 15 Years | Up to 15 Years |
Processing Fee | Up to 2.0% | Up to 1.0% | Up to 15k |
Studies Abroad | Yes | Yes | Yes |
Online Approval | Yes | Yes | Yes |
Apply | SBI Education Loan | HDFC Education Loan |
Top Institutes for Education Loan Surat
Types of Colleges in Surat
- Engineering college
- Biotechnology college
- Medical college
- Pharmacy college
- Management college
- Architecture college
- Law college
- Science, Commerce, and Arts college
- Physical education college
- B.Ed college
Top 10 Colleges in Surat
- Bk Mody Government Pharmacy College
- Govt Medical College
- Sardar Vallabhbhai National Institute Of Technology SVNIT
- Shrimad Rajchandra Institute Of Management And Computer Application
- Bhagwan Mahavir College Of Pharmacy
- VT Choksi Sarvajanik Law College
- Auro University
- Indian Institute Of Information Technology
- P.P. Savani University
- Sarvajanik College of Engineering & Technology
Top 10 Universities in Surat
- Inter National Institute Of Fashion Design INIFD
- Sardar Vallabhbhai National Institute Of Technology SVNIT
- Dr Dayaram Patel Pharmacy College
- Sarvajanik College of Physiotherapy
- Sarvajanik College of Engineering & Technology
- Govt Medical College
- Indian Diamond Institute
- Smt Z S Patel College of Management And Technology
- Sardar Vallabhbhai National Institute Technology
- Shree Ramkrishna Institute of Computer Education And Applied Sciences
Courses Offered
Courses Offered | |
UG | PG |
B.A | M.A |
B.Sc | M.Sc |
B.Com | M.Com |
B.E, B.Tech | M.E, M.Tech |
BDS, MBBS | MD, MS, MDS |
B.Pharm. | M.Pharm. |
BBA | MBA |
LLB | LLM |
BHM | PG Diploma in Hotel Management |
B.Arch | M.Arch |
Types of Expenses covered by Education Loan Surat
Expenses Covered | Courses Covered | |
Studying in India | Studying Abroad | |
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Documents Required for Education Loan Surat
Though the process is simple and online, the requirement might vary by lending organizations or banks. Also, some banks can be stringent in maintaining their terms and conditions for mandatory document submission. The list of documents for education loan Surat are as follows:
For Salaried Employees:
- 2 Passport size photographs
- PAN Card
- Address Proof
- Latest 6 Months Bank Statement of Salaried Account
- Previous 3 Months Pay Slips
For Self Employed people:
- PAN Card
- 2 passport size photograph
- Address Proof (Aadhaar Card or Gas Bill or Electricity Bill or Voter ID card or Driving License)
- Last 2-year ITR
- Last 2 year Balance Sheet including Profit and Loss Statement
- Last 9 Months Bank Statement
Other documents required are:
- Duly filled and signed education loan application form with affixed photographs
- Copy of 10th and 12th standard mark sheets
- Statement of cost of study and course expenses
- Previous exam mark sheets
APPLY FOR AN EDUCATION LOAN AT 9.50%
How to Apply for Education Loan Surat
The lending institutions may grant the education loan Surat at their discretion once they are convinced about the financial stability of the borrower. Join us at the digital platform offered by Dialabank to get the best competitive education loan Surat interest rate from the best lending institutions. It is a very simple process with just a few steps:
- Visit our site Dialabank.
- It will require you to fill in some basic details about yourself
- Then you will have to select an Education loan from the drop-down menu.
- You need to check in the pop-up message that appears “I have read the privacy policy” and click on “Request a quote”.
- The education loan Surat providers will appear as per your requirement.
Education Loan For Other Cities
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