ICICI Bank Rubyx Credit Card

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ICICI Bank Rubyx Credit Card Features

ICICI Bank Rubyx Credit Card

  • Buy 1 ticket and get 1 ticket free on any given day of the week when purchasing via INOX or BookMyShow. Maximum discount of Rs. 300 can be availed with both brands.
  • Get 3,000 PAYBACK Points after spending Rs. 3 Lakh. Afterward, earn 1,500 PAYBACK Points every time you cross Rs. 1 Lakh limit. You get a maximum of 15,000 PAYBACK Points in a year.
  • Get the following insurance coverage:
  1. Air Accident Insurance – Rs. 1 Crore
  2. Lost card liability cover – Rs. 50,000 (cover includes 2 days pre-reporting & 7 days post-reporting)
  3. Baggage insurance – Up to Rs. 25,000
  4. Loss of travel documents – USD 500
  5. Loss of checked baggage – USD 1,200
  6. Plane hijacking – USD 250 per hour up to 12 hours

ICICI Bank Rubyx Credit Card Eligibility Criteria 

Eligibility Criteria


Minimum Age 18 Years
Maximum Age 60 Years
Minimum Annual Income 6 Lakhs for salaried applicants, 9 lakhs for self-employed applicants
  • The applicant should be of Indian origin.
  • Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card.
CIBIL A decent CIBIL score is required

ICICI Bank Rubyx Credit Card Documents Required 

The below table shows the Documents required for ICICI Bank Rubyx Credit Card.

Identity Proof

 Address Proof

Income Proof

  • Passport
  • Voter ID
  • Driving license,
  • Aadhaar card
  • PAN card
  • Recent telephone bills
  • Electricity bills
  • Passport
  • Voter ID
  • Recent IT Returns
  • Salary slips
  • last six months bank account statements showing salary credit

ICICI Bank Rubyx Credit Card Fees and Charges 

Joining Fee Rs. 3,000
Annual Fee Rs. 2,000
Cash Advance Transaction Fee 2.50% of the amount/ Min. Rs. 300
Reward Redemption Fee Rs. 99
Finance Charges 3.40% per month / 40.80% p.a.
Overlimit Charges 2.50% of the over-limit amount/Min. Rs. 500
Late Payment Charges Nil for the amount due less than Rs. 100
  Rs. 100 for the amount between Rs. 100 and Rs. 500
  Rs. 500 for the total amount due greater than Rs. 501 and up to Rs. 10,000
  Rs. 750 for the total amount due greater than Rs. 10,000
Surcharges 1% /Min. Rs. 10 on fuel transaction1.80% of the transaction value for Internet railway bookings and 2.50% for other railway bookings.
Foreign Transaction Fee 3.50% of the amount

ICICI Bank Rubyx Credit Card Rewards Points programs

  • Get Welcome Vouchers on Shopping and Travel worth ₹5000 on payment of joining fee
  • Earn up to 15,000 PAYBACK Points every anniversary year
  • 2 complimentary movie tickets every month under the Buy 1 Get 1 offer through www.bookmyshow.com on a first come first serve basis
  • ₹100 = 6 PAYBACK Points (On Domestic & International spends)
  • ₹100 = 1 PAYBACK Point (on utilities and insurance categories)

ICICI Bank Rubyx Visa Credit Card  Limit

  • The flexible credit limit is offered to the ICICI Bank Rubyx Visa Credit Card cardholders.
  • The credit limit is 20% of annual income subject to a minimum of Rs. 30,000 and a maximum of Rs.200,000
  • The cash advance limit is 50% of his total spending limit subject to Rs.15,000 per day.



How to apply for ICICI Bank Rubyx Visa Credit Card

You can easily apply for an ICICI Bank Rubyx Visa Credit Card through Dialabank. Follow the following steps and get your credit card easily.

  • First, visit the Dialabank website.
  • Select ICICI Bank Rubyx Visa Credit Card.
  • Fill the application form for that card.
  • Fill in all your basic details correctly.
  • Check your eligibility and if you are eligible then you can complete the online application.

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