IDBI Bank Winnings Credit Card

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IDBI Bank Winnings Credit Card

IDBI Bank Winnings Credit Card Features

Key Features:

  • Earn more when you spend- Get welcome advantage of flat 10% cashback on all purchases with a minimum value of 500/- completed within 90 days of receipt of the card, you can also earn 500 more Reward points with just 5 transactions worth 1000 per month, on your month get double reward points. 
  • Interest-Free Credit- Enjoy interest-free credit on your transactions for up to 48 days and manage your payments according to your convenience. the Total unpaid sum, minimum amount due or any other amount greater than the minimum amount due can be charged by you.
  • Drive On Waiver of 1 per cent fuel surcharge each time you fill fuel with IDBI Bank Winnings card for transactions in the range of 400 to 5000 across all fuel station.  
  • Wider Acceptance- At over 39.3 million retailers and 1.88 million ATMs spread throughout India and abroad, you can use your Winning Credit Card to Book Air/IRCTC/Bus/Hotels/Movie tickets or enjoy eating, shopping, paying utility bills, charging, fuel and much more.         
  • Family Cards- Make the IDBI Bank your family bank by providing Winnings Credit Card add-on to your family members (only for members over 18 years). 

The add-on cards are an advantage for the family members and multiple cards can be issued from the primary card along with incentives.

IDBI Bank Winnings Credit Card Eligibility Criteria

The following is the eligibility criteria for IDBI Bank Winnings Credit Card:

Eligibility Criteria


Minimum Age  21 years
Maximum Age 60 years
Age for self-employed 21 to 65 years
The minimum age for Add-on Card 18 years
Nationality Indian

IDBI Bank Imperium Platinum Credit Card Documentation

The following documents are required for IDBI Bank Winnings Credit Card:

Income Proof

Proof of Address

Identity Proof

IT Return Passport Aadhaar Card
Form 16 Aadhaar Card Voter ID
Salary Slip Passport Driving License
Bank Statement Voter ID Recent Photographs

Fees and Charges

The Fees and Charges related to IDBI Bank Winnings Credit Card are shown in the below table:

Type of Fee


Joining fee NIL
Renewal fee


Annual Fee

IDBI Bank Winnings Credit Card 899 (From the second year onwards)

Over limit charge 2.5% of over-limit amount subject to a minimum of IDBI Bank Winnings Credit Card 500
Foreign Markup Currency


Duplicate statement

IDBI Bank Winnings Credit Card 100 (More than 03 months old)

Charge slip


Card replacement fee

IDBI Bank Winnings Credit Card 200

Cash processing fee

IDBI Bank Winnings Credit Card 200

Reward Points Redemption Fee

IDBI Bank Winnings Credit Card 99

Rewards Points programs

  • 2 Reward Points per Rs.150 spent on movies, shopping, travel, etc.
  • 500 Reward Points as a welcome gift.

IDBI Bank Winnings Credit Card Limit

The credit limit on the IDBI Bank credit card is directed by the bank at its sole discretion.


How to apply for IDBI Bank Winnings Credit Card

To order the IDBI Bank Winnings Credit Cardyou can use Dialabank with ease. 
Taking the following steps to get your credit card quickly:
  • Go first to the website for Dialabank.
  • Find credit card for your IDBI Bank Winnings Credit Card.
  • Fill up an application form for that card. Fill in all the appropriate details correctly.
  • Check your eligibility and then, if you are eligible, you can finish the online application.

Other Top Credit Cards by IDBI

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  • IDBI Euphoria World
  • IDBI Aspire Platinum
  • IDBI Imperium Platinum