Kotak Mahindra Essentia Platinum Credit Card

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why Us?

Compare Across 25 Banks
Minimum Documentation
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice
Kotak Mahindra Essentia Platinum Credit Card

Kotak Mahindra Essentia Platinum Credit Card Features

The features of the Kotak Mahindra Essentia Platinum Credit Card is as follows:

  • Get 10% savings on departmental and grocery store purchases.
  • Essentia Platinum Credit Card gives you 10 saving points for every Rs.100 you spend at departmental and grocery stores.
  • 24/7 Customer care and guidance service are available.
  • You will earn 6 PVR tickets or 1200 reward points if you spend Rs. 1.25 lakh every 6 months.
  • You can redeem your reward points against Cash, airline tickets, air miles, movie tickets, mobile recharge, etc. 

Kotak Mahindra Essentia Platinum Credit Card Eligibility Criteria

The following is the eligibility criteria for Kotak Mahindra Essentia Platinum Credit Card:

Eligibility Criteria

Details

Minimum Age 21 Years
Maximum Age 65 Years
Minimum Annual Income N/A
Location

Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, and Pune

Residential Criteria The applicant should be a resident of India

Kotak Mahindra Essentia Platinum Credit Card Documentation

The following documents are required for Kotak Mahindra Essentia Platinum Credit Card:

Identity Proof  Address Proof Income Proof
  • Passport
  • Voter ID
  • Driving license,
  • Aadhaar card
  • PAN card
  • Recent telephone bills
  • Electricity bills
  • Passport
  • Voter ID
  • Recent IT Returns
  • Salary slips
  • last six months bank account statements showing salary credit

Fees and Charges

The Fees and Charges related to Kotak Mahindra Essentia Platinum Credit Card are shown in the below table.

Services

Fees and Charges

Annual Fee Rs.749
Add on Card Fee Rs.249
Joining Fee Rs,1499
The interest rate on the outstanding balance 3.50% p.a
Late Payment charges Rs. 100
Over Limit Charges Rs.500
Cheque Bounce Charges Rs.500
Foreign Currency Charges 3.5%
Duplicate statement request Nil
Outstation Cheque Processing Fee Nil
Reissue or Replacement of the Card Rs.100
Furnishing a copy of the CIBIL report Rs.50

Rewards Points programs

  • Get 10 Saving Points for every Rs. 100 you spend at Departmental & Grocery Stores.
  • Get 1 Saving Point for every Rs. 250 you spend on other purchases.
  • If you spend Rs. 1, 25,000 every 6 months then you will get 6 free PVR tickets Or 1200 Reward Points
  • You can redeem your rewards points in the redemption options like Movie Tickets, Air Tickets, Mobile Recharge, and many other options.

Kotak Mahindra Essentia Platinum Credit Card Limit

Video

How to apply for Kotak Mahindra Essentia Platinum Credit Card

You can easily apply for a Kotak Mahindra Credit Cards through Dialabank. Follow the following steps and get your credit card easily.

  1. First, visit the Dialabank website.
  2. Select Kotak Mahindra Essentia Platinum Credit Card.
  3. Fill the application form for that card. Fill in all the required details correctly.
  4. Check if you are eligible or not.
  5. If you are eligible then you can complete the online application.

Other Top Credit Cards by Kotak Mahindra Bank

  • Royale Signature Credit Card
  • Delight Platinum Credit Card
  • League Platinum Card
  • Zen Signature Credit Card
  • 811 #Dream Different Credit Card
  • PVR Kotak Platinum Credit Card
  • NRI Royale Signature Credit Card
  • Urbane Gold Credit Card
  • Corporate Platinum Credit Card

FAQ’s

Menu