Kotak Mahindra Urbane Gold Credit Card

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Kotak Mahindra Urbane Gold Credit Card Features

The Kotak Mahindra Urbane Gold Credit Card provides various features to their customers. This card is best suitable for rewards. You can avail of exciting rewards on the purchases you make using this credit card. Other detailed features of the Urbane Gold Credit Card are listed below.

The features of the Kotak Mahindra Urbane Gold Credit Card is as follows:

  • You will get  3X reward points on every purchase of Rs. 100 of retail spends.kotak mahindra urbane gold credit card
  • The redeemable worth of 1000 rewards points is Rs.75.
  • Your add-on card will have the all benefits you get on your card.
  • You can set the credit limit on your add-on cards.
  • If you spend Rs. 1, 00,000 in a year then you can get 4 free PVR tickets or 10,000 reward points.
  • You can also redeem your rewards into redemption options like airline tickets, Movie Tickets, Mobile Recharges, etc.
  • Another redemption option is that your rewards points can be credited in the next billing cycle.

Kotak Mahindra Urbane Gold Credit Card Eligibility Criteria

The following is the eligibility criteria for Kotak Mahindra Urbane Gold Credit Card:

Eligibility Criteria

Details

Minimum Age 21 Years
Maximum Age 65 Years
Minimum Annual Income Rs.3 Lakhs
Location Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, and Pune
Residential Criteria The applicant should be a resident of India

Kotak Mahindra Urbane Gold Credit Card Documentation

The following documents are required for Kotak Mahindra Urbane Gold Credit Card:

Identity Proof  Address Proof Income Proof
  • Passport
  • Voter ID
  • Driving license,
  • Aadhaar card
  • PAN card
  • Recent telephone bills
  • Electricity bills
  • Passport
  • Voter ID
  • Recent IT Returns
  • Salary slips
  • last six months bank account statements showing salary credit

Fees and Charges

The Fees and Charges related to Kotak Mahindra Urbane Gold Credit Card are shown in the below table.

Services

Fees and Charges

Annual Fee Rs.199
Add on Card Fee Nil
Joining Fee Nil
The interest rate on the outstanding balance 3.50% p.a
Fee For Cash Payment At Bank Rs. 100
Over Limit Charges Rs.500
Cheque Bounce Charges Rs.500
Foreign Currency Charges 3.5%
Reissue or Replacement of the Card Rs.100
Furnishing a copy of the CIBIL report Rs.50

Rewards Points programs

  • You will get  3X reward points on every purchase of Rs. 100 of retail spends.
  • Get 10,000 rewards points on the purchase of worth Rs.1,00,000 in a year or you can get 4 Free PVR tickets.
  • Redeem your rewards into redemption options like airline tickets, Movie Tickets, Mobile Recharges, etc.
  • The other redemption option is that your rewards points can be credited in the next billing cycle.

Kotak Mahindra Urbane Gold Credit Card Limit

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How to apply for Kotak Mahindra Urbane Gold Credit Card

You can easily apply for a Kotak Mahindra Credit Cards through Dialabank. Follow the following steps and get your credit card easily.

  1. First, visit the Dialabank website.
  2. Select Kotak Mahindra Urbane Gold Credit Card.
  3. Fill the application form for that card.
  4. Fill in all the required details like residential address, contact no., monthly income, etc. correctly.
  5. Check if you are eligible or not.
  6. If you are eligible then you can complete the online application.

Other Top Credit Cards by Kotak Mahindra Bank

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  • 811 #Dream Different Credit Card
  • PVR Kotak Platinum Credit Card
  • NRI Royale Signature Credit Card
  • Corporate Platinum Credit Card

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