Kotak NRI Royale Signature Credit Card

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Kotak NRI Royale Signature Credit Card Features

The Kotak NRI Royale Signature Credit Card provides various features to their customers. You can avail of exciting rewards on the purchases you make using this credit card. Other detailed features of the NRI Royale Signature Credit Card are listed below.

The features of the Kotak NRI Royale Signature Credit Card is as follows:Kotak nri royale signature credit card

  •  Get 2 rewards points for every purchase Rs. 200 you make outside India.
  • Get 1 reward point for every purchase Rs. 200 you make in India.
  • Get the benefit of paying for your purchases, travel, and dining in Indian Rupees.
  • While traveling in India, no markup fee will be charged on your credit card issued outside India.
  • Get a fuel surcharge waiver on transactions between Rs. 500 and Rs. 3000.
  • Up to Rs.3500 fuel surcharge waiver is allowed in a year.
  • Travel with comfort. Get airport lounge access.
  • You can Gift an add-on card to your family members and get more benefits on NRI Royale Signature Card.
  • In case your credit card gets stolen then you will get cover of Rs. 2,50,000  against fraudulent usage up to 7 days pre-reporting.
  • The railway surcharge waiver facility is also available.

Kotak Mahindra NRI Royale Signature Credit Card Eligibility Criteria

The following is the eligibility criteria for Kotak NRI Royale Signature Credit Card:

Eligibility Criteria

Details

Minimum Age 18 Years
Maximum Age 75 Years
Minimum Annual Income Rs.1 Lakhs
Residential Criteria The applicant should be an NRI with an Indian residential address

Kotak NRI Royale Signature Credit Card Documentation

The following documents are required for Kotak NRI Royale Signature Credit Card:

Identity Proof  Address Proof Income Proof
  • Passport
  • Voter ID
  • Driving license,
  • Aadhaar card
  • PAN card
  • Recent telephone bills
  • Electricity bills
  • Passport
  • Voter ID
  • Recent IT Returns
  • Salary slips
  • last six months bank account statements showing salary credit

Fees and Charges

The Fees and Charges related to Kotak NRI Royale Signature Credit Card are shown in the below table.

Services

Fees and Charges

Annual Fee Rs.100
Add on Card Fee Rs.599 per card
Joining Fee Nil
The interest rate on the outstanding balance 3.10% p.a
Late Payment charges Rs. 100
Over Limit Charges Rs.500
Cheque Bounce Charges Rs.500
Foreign Currency Charges 3.5%
Duplicate statement request Nil
Outstation Cheque Processing Fee Nil
Reissue or Replacement of the Card Rs.100
Furnishing a copy of the CIBIL report Rs.50

Rewards Points programs

  • Get 2 rewards points for every purchase Rs. 200 you make outside India.
  • Get 1 reward point for every purchase Rs. 200 you make outside India.
  • You can redeem your rewards into cash Airline Tickets, Movie Tickets, Mobile Recharge, etc.

Kotak NRI Royale Signature Credit Card Limit

  • The flexible credit limit facility is available on the NRI Royale Signature Credit Card.
  • The credit limit offered in Kotak NRI Royale Signature Credit Card can be as high as 80% of your Fixed Deposit amount.

Video

How to apply for Kotak NRI Royale Signature Credit Card

You can easily apply for a Kotak Mahindra Credit Cards through Dialabank. Follow the following steps and get your credit card easily.

  1. First, visit the Dialabank website.
  2. Select Kotak NRI Royale Signature Credit Card.
  3. Fill the application form for that card.
  4. Fill in all the required details like residential address, contact no., monthly income, etc. correctly.
  5. Check if you are eligible or not.
  6. If you are eligible then you can complete the online application.

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FAQ’s

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