Union Bank of India Usecure Credit Card

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Union Bank of India Usecure Credit Card Features 

  • Union Bank of India Usecure Credit Card can be availed against term deposits
  • The spending limit on a Union Bank of India Usecure Credit Card is up to 80 percent of the term deposit
  • Union Bank of India does not charge an annual fee on this card
  • The bank provides insurance of Rs.5 Lakhs in case of accidental death and insurance of Rs.8 Lakhs in case of air accidental death
  • Cardholders can enjoy exclusive travel, entertainment, and dining related offers provided by Visa on this cardUnion Bank of India Usecure Credit Card
  • Cardholders can earn reward points on every Rs.100 that they spend using their Union Bank of India Usecure Credit Card. If they spend up to Rs.10000 per month using their card, then they will earn 1 Union Point on every Rs.100 they spend.
  • If they spend between Rs.10001 and Rs.30000, they will get 1.5 Union Points and if they spend over Rs.30000, they will receive 2 Union Points on every Rs.100 they spend
  • Cardholders of Usecure Credit Card can apply for the POS terminal facility provided by the bank.

Union Bank of India Usecure Credit Card Eligibility Criteria 

  • Interest-Free Period -Up to 50 days
  • ATM Cash Withdrawal Charges -2.50%

Eligibility Criteria

Details

Minimum Age 21 Years
Maximum Age 60 Years
Minimum Annual Income Nil
Nationality
  • The applicant should be of Indian origin.
  • Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card.
CIBIL A decent CIBIL score is required

Union Bank of India Usecure Credit Card Documents Required 

Identity Proof  Address Proof Income Proof
  • Passport
  • Voter ID
  • Driving license,
  • Aadhaar card
  • PAN card
  • Recent telephone bills
  • Electricity bills
  • Passport
  • Voter ID
  • Recent IT Returns
  • Salary slips
  • last six months bank account statements showing salary credit

Union Bank of India Usecure Credit Card Fees and Charges 

  • No annual charges
  • Insurance for Accidental Death- 5.00 Lacs
  • For Air Accidental Death –8.00 Lacs

Union Bank of India Usecure Credit Card Rewards Points programs

  • For monthly spends of up to Rs.10,000, 1 point is credited to the account
  • Monthly spends in the range of Rs.10,001 to Rs.30,000 will fetch 1.5 Union Points for the same quantum and spends above Rs.30,000 per month will be rewarded with 2 points

Union Bank of India Usecure Credit Card Limit

  • The flexible credit limit is offered to the Union Bank of India Usecure Card cardholders.
  • The credit limit is 20% of annual income subject to a minimum of Rs. 30,000 and a maximum of Rs.200,000
  • The cash advance limit is 50% of his total spending limit subject to Rs.15,000 per day.

Video

 

How to apply for Union Bank of India Usecure Card

You can easily apply for a Union Bank of India Usecured Cards through Dialabank. Follow the following steps and get your credit card easily.

  • First, visit the Dialabank website.
  • Select Union Bank of India Usecured Card.
  • Fill the application form for that card.
  • Fill in all your basic details correctly.
  • Check your eligibility and if you are eligible then you can complete the online application.

Other Top Credit Cards by Union Bank of India

  • Rupay Platinum Credit card
  • Rupay Select Credit Card
  • Signature Credit Card

FAQ’S 

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