Barclays Bank Personal is the British multinational investment bank and financial services which were established in 1960 in the city of London. The bank is sponsoring England’s largest football league, which is now known as the Barclay’s Premier League, since 2004. The bank is now operating its branches in around 55 countries and one of them in India. The bank has many products like loans, credit cards, insurances, fixed deposits and many more. The bank has one of the famous loans called “Personal Loan”.

About Barclays Bank Personal Loan Personal Loan?

An individual loan is a monetary item given to you by the banks or non-managing an account budgetary organizations where you acquire the cash from the bank or some other loan specialist at some rate of interest. You can utilize this measure of credit anyplace in your own life. The bank would not address you on the utilization of the credit sum.

Secured or Unsecured

The personal loan comes into the category of unsecured loans.this is so because the lender provides you the loan on his/her own risk. There is no collateral required in a personal loan. The bank won’t ask you to pledge any property as a security. It is completely based on credit history and your income.

Barclays Bank Personal Loan’s Uses

  1. You can use this amount of loan for your wedding purposes whether it is the wedding of your children’s.
  2. Home renovation can also be a reason to get a personal loan.
  3. A personal loan can be acquired to pay the car loan debts.
  4. Agricultural activities can be handled by these loans.
  5. Some people apply for these loans to fight with the financial crises.
  6. A personal loan can also be used to meet educational expenses.

Barclays Bank Personal Loan Features

  1. Financial Crisis: For any of the personal need, personal finance is the best solution to cater to all of the necessary funds without any hassle.
  2. No Securities: No security requirements are there in the Barclays Bank. The bank would not ask you for any collateral or any guarantor.
  3. Easy documentation: The bank only needs the basic documents for the approval.
  4. Less Timing: Easy approval within 48 hours is possible with this bank and this loan type.
  5. Multi-purpose: The Barclays Bank Personal Loan provides the flexibility to use the amount anywhere in their personal lives.

Barclays Bank Personal Loan Eligibility

The Barclays bank can credit this loan to the customers who can fulfill the eligibility criteria.

The bank has the following criteria for salaried and self-employed applicants.

Eligibility

Salaried

Self-Employed

Age

Min 21 years, Max-60years

Min 21 years, Max 65 years

Income

18000 per month at least

ITR of 2.5 lac minimum for last 3 years

CBIL Score

Should be 700 At Least

Should be 700 Least

ID Proof

Addhaar Card/Pan Card/Voter Id

Addhaar Card/Pan Card/Voter Id

Address Proof

Addhaar Card/Pan Card/Voter Id /Passport/Driver License/Electricity Bill

Addhaar Card/Pan Card/Voter Id /Passport/Driver License/Electricity Bill

Employment Tenure

Minimum 12 year

Minimum 60 years

Minimum Loan Amount

1.5 lacs

2.5 lacs

Maximum Loan Amount

20 lacs

Lacs

 

Barclays Bank Personal Loan Documentation

Salaried Individual

Self Employed People

Latest 6-month bank statements

Latest 6-month bank statements

Last 2-months salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

 

Barclays Bank Personal Loan Interest Rates and Other Charges:

  1. The rate of interest starts at 10.75%
  2. The least known bank charges as processing fees are off 1.00% of the total allotted money. 
  3. These rates and fee are meant to be changed with respect to the place and applicants profile.

How to Apply?

These days applying for a personal loan isn't that repetitive procedure. You can without much of a stretch, apply for a personal loan on the web, in any case, you can apply in an offline way either. Be that as it may, that turns out to be an exceptionally dull and complex process. Applying on the web for an individual advance is an extremely efficient process.

For more assistance, visit www.dialabank.com

  1. Fill the application form on the web.
  2. You will get a call brimming with help.
  3. There are no charges for this data.

Advantages of applying for a Barclays Bank Personal Loan on Dialabank

  1. Leading all the client's reaction is brisk.
  2. From that point onward, before applying straightforwardly for a personal loan you will get all the commendable data.
  3. You will get a legitimate direction from the specialists and it is free of expense.
  4. Other than that, in the event that you apply on Dialabank, you will get bring down rates of enthusiasm on the advance.
  5. Besides, you will get full independence of your loan amount is dispensed rapidly as well.
  6. One additionally thing is that on the off chance that you apply on www.dialabank.com you will get a free record pickup office from your doorstep.
  7. You won't be charged a solitary rupee for the direction or the archive pickup office.
  8. You can likewise contrast the individual rates of premium and different banks as well.

Who can’t Apply?

  1. A man with a terrible record as a consumer can't have any significant bearing for an individual advance.
  2. From that point forward, if the age of the candidate is under 21 years then additionally the individual can't get the individual credit.
  3. In the event that the candidate is jobless and doesn't have any inflexible wellspring of salary then he can't make a difference for an individual advance.

Other Leading Personal Loan Providers (Click to Apply)

BANK  INTEREST RATE GET THE BEST OFFER
HDFC Bank Personal Loan 10.99% onward Apply Now
Yes Bank Personal loan 11.00% to 19% Apply Now
Central Bank of India Personal Loan 11.50% to 22% Apply Now
Fullerton  11.50% to 20% Apply Now
Bank Of Baroda Personal Loan 11.23% to 16.75% Apply Now
Punjab National Bank Personal Loan 12.50% to 19% Apply Now
ICICI Personal Loan 10.99% to 18% Apply Now
SBI Personal Loan 11.75% to 22% Apply Now
Bajaj Finserv 11.35% to 22% Apply Now
Indian Bank Personal Loan 11.00% to 32% Apply Now
Bank Of India Personal Loan 11.50% to 24% Apply Now
IDBI Personal Loan 11.99% to 18% Apply Now

 

Also, visit 

Personal Loan from Other Banks

Personal Loan Banks Interest Rate 

REMINDER SERVICES EMI CALCULATOR

PERSONAL LOAN INTEREST RATES

Reminder Services EMI Calculator Personal Loan Interest Rates

 

 

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