Axis Bank Personal Loan
AVAIL THE LOWEST RATE OF INTEREST ON PERSONAL LOAN FROM AXIS BANK
Click to Apply Online or Call Us on 600 11 600
Axis Bank is the third largest bank in the private sector of India, after HDFC and ICICI Bank. The bank has a large customer base with its nearly 1787 branches in the country and approximately 10, 363 ATMs. Ranked 9th among all scheduled Indian banks, they have a net profit recorded at nearly 2, 85,628 Crores, as it was declared at the end of the financial year on 31st March 2012.
|Documents & Eligibility||Features & Benefits||Personal Loan Interest Rates|
Why a Personal Loan from Axis Bank?
Personal loan provides many advantages to the people as they can fulfill their small desires by taking this loan. Axis Bank is a leading bank in the country and provides top notch services to its customers that are at par with any other bank. The bank has a presence in not only India, but, also in seven other countries. They provide personal loans to the customers with the following benefits:
- They provide loans to people who are salaried and earn a specific salary amount.
- Special loan offers to self employed professionals, such as, lawyers, doctors, architects, engineers and so on.
- They provide personal debts to the people in 68 cities currently.
- Facility available to transfer your personal loan from a bank with a higher interest rate to Axis Bank using the Home Loan Balance Transfer.
There are many Advantages to a Personal Loan from Axis Bank:
- Interest rates charged are between 15.00% to 24.00%
- You can avail a loan amount between 1 Lakhs to 20 Lakhs.
- Loan repayment duration is between 12 to 60 months.
- Approval in 48 to 72 hours
- Documents needed pertain only to identity verification, address verification, income proofs and other such documents.
What is a Personal Loan?
A person applies for a personal loan when they are in an urgent need for cash to pay in certain emergency situations. There are many reasons for which an individual applies for a personal loan. These maybe as follows:
- To pay for the marriage expenses of daughter child.
- To pay for medical expenses
- To pay off previous debts
- For debt consolidation
A personal loan is a type of unsecured debt. This refers to the fact that a person does not need to provide any collateral to the lenders to get a loan. However, the eligibility of an individual for a personal finance is very strictly evaluated. This is because the personal loan has a certain risk factor associated with the process. As a result the bank is not sure whether the borrower will return the loan amount back or not. This is the reason why the previous credit history, salary of the person and the tenure of the loan should be properly checked in order to avoid rejection from a bank.
It is necessary to compare the interest rates that are offered by the various banks in order to avoid any regrets after taking the loan. A person who is not eligible for a personal loan can take a gold loan as the process for a gold loan is simpler and does not require any complicated documentation or requirements.
Special Note: We do not provide Personal Loan to bad credit holder, but you can fulfill your money requirement with Gold Loan easily.
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