Personal loan


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Axis Bank is the third largest bank in the private sector of India, after HDFC and ICICI Bank. The bank has a large customer base with its nearly 1787 branches in the country and approximately 10, 363 ATMs. Ranked 9th among all scheduled Indian banks, they have a net profit recorded at nearly 2, 85,628 Crores, as declared in the end of the financial year 2014.


Documents & Eligibility  Features & Benefits   Personal Loan Interest Rates  


What is a Personal Loan?

A person applies for a personal loan whenever they are in an urgent need of cash to pay in certain emergency situations. There are many reasons for which an individual applies for a personal loan. These maybe as follows:

  1. To pay for the marriage expenses of daughter child.
  2. To pay for medical expenses
  3. To pay off previous debts
  4. For debt consolidation

A personal loan is a type of unsecured debt. This refers to the fact that a person does not need to provide any collateral to the lenders to get a loan. However, the eligibility of an individual for a personal finance is very strictly evaluated. This is because the personal loan has a certain risk factor associated with the process. As a result the bank is not sure whether the borrower will return the loan amount back or not. This is the reason why the previous credit history, salary of the person and the tenure of the loan should be properly checked in order to avoid rejection from a bank.

It is necessary to compare the Interest Rates that are offered by the various banks in order to avoid any regrets after taking the loan. A person who is not eligible for a personal loan can take a gold loan as the process for a gold loan is simpler and does not require any complicated documentation or requirements.


Why Axis Bank Personal Loan?

Personal loan provides many advantages to the people as they can fulfill their small desires by taking this loan. Axis Bank is a leading bank in the country and provides top notch services to its customers that are at par with any other bank. The bank has a presence not only in India, but, also in seven other countries. They provide personal loans to the customers with the following benefits:

  1. They provide loans to people who are salaried and earn a specific salary amount.
  2. Special loan offers to self employed professionals, such as, lawyers, doctors, architects, engineers and so on.
  3. They provide personal debts to the people in 68 cities currently.


Features of Axis Bank Personal Loan:

  1. Interest Rates- 15.00% to 24.00%.
  2. Loan amount- 1 Lakhs to 20 Lakhs.
  3. Tenure- 12 to 60 months.
  4. Approval Period- 48 to 72 hours
  5. Documents Required- Identity verification, address verification and income proofs.


Special Note: We do not provide Personal Loan to bad credit holder, but you can fulfill your money requirement with Gold Loan easily.


Leading Personal Loan Providers (Click to Apply)
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