A personal loan is a financial product that allows us to borrow money from banks to meet various requirements. The money that is borrowed from any financial institution for personal use is known as a personal loan. A personal loan can be provided for the requirements like a medical emergency, marriage, for the renovation of the home. The people may apply from any banks and non-banking financial institutions (NBFCs). It is an unsecured loan which means it doesn’t require any security or collateral. A person can get a personal loan on the basis of their eligibility like monthly income, CIBIL score, banking history, etc.

Why should one choose Personal Loan Gurgaon?

  1. Low processing charges
  2. Less documentation
  3. Quick and risk-free
  4. No cosigner required
  5. Affordable Interest Rates
  6. Collateral free Loan
  7. Easily available

 

 Who are eligible for Personal Loan Gurgaon?

Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan.

Salaried Individuals:

  1. Minimum and Maximum Age: 21 and 60 Years.
  2. Salary: Rs 18,000 for the people residing in metropolitan cities and Rs 15,000 for the people residing in non-metropolitan cities.
  3. Work Experience: Overall 3 years and one year experience in the current job.

*A person getting a salary in cash is not eligible for availing Loan at affordable rates.

Self Employed Individuals:

  1. Min and Maximum Age: 25 and 65 years.
  2. An annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from the last 3 years with continuous profit.

 

Documentation for Personal Loan Gurgaon

Salaried Individual

Self Employed People

Last 2 year Form 16

Last three Years ITR

Last three months salary slips

Last two years Balance Sheet

      Latest 6-month bank statements

PAN Card photocopy

Address Proof ( Voter Card, Aadhaar Card, Passport) & if in Rental Apartment ( Rented Agreement, Electricity & Water Bill)

Identity Proof ( Aadhaar Card, Passport, Voter Card)

2 passport size photographs

 

 

 Personal Loan Gurgaon Interest Rates

The interest rate varies according to the banks but the interest rate begins with 10.75% per annum.

 

HDFC Bank

State Bank of India

Axis Bank

 13 %

13.5 %

14 % - 24 %

 

 

Features and Benefits of Personal Loan Gurgaon

  1.  Interest rate - Firstly, the interest rate offered by a bank goes as low as 10.75%
  2.  Fewer documents -Secondly, Banks ask for documents which are easily accessible.
  3.  Flexible repayment option -Furthermore, Repay your amount by EMI's, OD (overdraft) and term loan
  4.  Easy disbursal of the amount -The loan amount gets disbursed in a couple of hours (24hours)
  5.  Instant approval - The approval of the personal loan hardly takes 15 minutes.

About Gurgaon:

Gurgaon is the second largest city in Haryana. This city is the main industrial and financial center of Haryana. Gurgaon is among four major satellite cities of Delhi and is also the part of NCR(National Capital Region).

 

Special Note: Bank does not provide Personal Loan to poor credit holders. However, one can fulfill their financial requirement with a Gold Loan easily.       

Best Offer @12.99% - Check your Eligibility (Apply Online / Call Us)Personal loan

Call us on 011-60011600 or 9878981166