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Personal loan

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A Personal Loan is an offer that provides finance for private use. One can avail this loan without providing any collateral. The loan can be availed to meet various personal expenses of life like going for a holiday, educational expenses, home renovations, medical emergency and so on.
Why should one choose Personal Loan in Gurgaon?
  1. Low processing charges
  2. Less documentation
  3. Quick and risk-free
  4. No co-signer required
  5. Affordable Interest Rates
  6. Collateral free Loan
  7. Easily available


Personal Loan Interest Rates:

HDFC Bank State Bank of India Axis Bank
 13 % 13.5 % 14 % - 24 %


Who are eligible for Personal Loan in Gurgaon?

Salaried, self-employed people and self-employed professionals are eligible for availing personal loan.

Salaried Individuals:

  1. Salary: Rs 18,000
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in current job.

       *A person getting salary in cash is not eligible for availing Loan at affordable rates.

Self Employed Individuals:

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at office: Mandatory


Documentation for Personal Loan

Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs


About Gurgaon:

Gurgaon is the second largest city in Haryana. This city is the main industrial and financial centre of Haryana. Gurgaon is among four major satellite cities of Delhi and is also the part of NCR(National Capital Region).



Special Note: Bank does not provide Personal Loan to poor credit holders. However, one can fulfill their financial requirement with a Gold Loan easily.