Paschim Banga Gramin Bank Pension Loan

⋆ Interest Rate 9.99% ⋆

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      Paschim Banga Gramin Bank Pension Loan

      Paschim Banga Gramin Bank Pension loan Features

      Paschim Banga Gramin Bank Pension Loan Interest Rate 3.40%
      Paschim Banga Gramin Bank Pension Loan Processing Fee 1%
      Paschim Banga Gramin Bank Pension Loan Tenure 36 Months
      Paschim Banga Gramin Bank Pension Loan Amount Minimum 25,000
      Paschim Banga Gramin Bank Pension Loan Amount Max 14 Lakh
      Paschim Banga Gramin Bank Family Pension Loan Amount Minimum 2.5 Lakh
      Paschim Banga Gramin Bank Family Pension Loan Amount Max. 5 Lakh
      Paschim Banga Gramin Bank prepayment 3%
      Paschim Banga Gramin Bank foreclosure 3%

      Paschim Banga Gramin Bank Pension Loan Eligibility

      To file with respect to workplace pensions, where appropriate,

      • You’d also like to hear from one of the players on the present squad who has a retirement schedule.
      • In a PSU, a centralized bank, a state government, you can retain a pension account.
      • You have to be in a position to contribute 60 per cent to a pension after you have earned the credit allowance.

      Paschim Banga Gramin Bank Pension Loan Eligibility For Central And State Government For Retirees

      Eligibility Criteria Key Features
      Employer Type Central and State Government
      Applicant’s Age Below 76 years of age
      Account Type Pension payment order maintained by Bank
      Treasury Terms Written consent from the treasurer not to accept any pension transfer requests
      Guarantee Terms By the spouse (eligible for a family pension) or any other third party

      Paschim Banga Gramin Bank Pension Loan Eligibility For Defence Pensioners

      Eligibility Criteria Key Features
      Employer Type Armed Forces, Paramilitary Forces, Coast Guards, Rashtriya Rifles, Assam Rifles
      Applicant’s Age Below 76 years of age
      Account Type Pension payment order maintained by Bank
      Treasury Terms Not applicable
      Guarantee Terms Not applicable

      Paschim Banga Gramin Bank Pension Loan Eligibility For Family Pensioners

      Eligibility Criteria Key Features
      Employer Type Central and State Governments including all Armed Forces
      Applicant’s Age Below 76 years of age
      Account Type Pension payment order maintained by Bank
      Treasury Terms Not applicable
      Guarantee Terms Authorized members of the family under the family pension scheme

      Maximum Eligible loan Amount and Repayments

      For Central and State Government Pensioners:

      Age Max Loan Amount Repayment Period Age at the time of full repayment
      Below 72 Years 14 Lakh 60 Up to 77 Years
      72-74 Years 12 Lakh 48 Up to 78 Years
      74-76 Years 7.5 Lakh 24 Up to 78 Years

      (ii) For Defense Pensioners:

      Age Max Loan Amount Repayment Period Age at the time of full repayment
      below 56 Years 14 Lakh 84  Up to 63 Years 
      56-72 Years 14 Lakh 60 Up to 77 Years
      72-74 Years 12 Lakh 48 Up to 77 Years
      74-76 Years 7.5 Lakh 24 Up to 78 Years

      (ii) For Family Pensioners (including Defense Pensioners) :

      Age  Max Loan Amount Repayment Period Age at the time of full repayment
      Below 72 Years 14 Lakh 60 Up to 77 Years
      72-74 Years 12 Lakh 48 Up to 77 Years
      74-76 Years 7.5 Lakh 24 Up to 78 Years

      Interest Rate Personal Loan For Pensioners

      For the Paschim Banga Gramin Bank Pension loan, the interest rate is 3.40 per cent. In order to improve your financial standing for your serious situation, this personal loan is for personal expenses. On Dialabank, one could loan file it.

      Document Required For Loans For Pensioners 

      Identity proof:

      • Aadhar Card
      • Voter Identity Card 
      • Passport
      • Pan Card

      Address Proof: 

      • Ration Card
      • Property Purchased documents 
      • Passport
      • Aadhar Card
      • Utility Bills

      Income Proof: 

      • Salary slips
      • Bank Account Statements

      Loan Amount on Bank Personal Loan For Pensioners

      For each pension category, the basic original loan will be 25,000, but the total loan amount will vary by category, as state and central government retirees will benefit from up to 14 lakh loans, while family pensioners will be able to take advantage of up to 5 lakh loans.

      For State and Central Government Pensioners:

      Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
      Less Than 72 Years 25000 14 Lakh 18 Months Pension 60
      72 to 74 Years 25000 12 Lakh 18 Months Pension 48
      74 to 76 Years 25000 7.5 Lakh 18 Months Pension 24

      For Defence Pensioners:

      Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
      Up to 56 Years Rs 25000 14 Lakh 36 Months Pension 84
      Less Than 72 Years Rs 25000 14 Lakh 18 Months Pension 60
      72 to 74 Years Rs 25000 12 Lakh 18 Months Pension 48
      74 to 76 Years Rs 25000 7.5 Lakh 18 Months Pension 24

      For Family Pensioners:

      Age Minimum Loan Amount Maximum Loan Amount Additional Ceiling Amount Loan Tenure
      Less Than 72 Years 25000 5 Lakh 18 Months Pension 60
      72 to 74 Years 25000 4.5 Lakh 18 Months Pension 48
      74 to 76 Years 25000 2.5 Lakh 18 Months Pension 24

      About Paschim Banga Gramin Bank

      Paschim Banga Gramin Bank Pension Loan

      Paschim Banga Gramin Bank is one of the leading regional rural banks, created by the merger of three former Gramin Banks. Notification No: 1/4/2006-RRB dated 26.02.2007 by Howrah Gramin Bank, Bardhaman Gramin Bank, and Mayurakshi Gramin Bank as per Government of India Notification No: 1/4/2006-RRB dated 26.02.2007.

      FAQs

      ✅ What is the amount of an advantage supported by a pensioner?

      The total amount of loans that can be used by a public sector employee is 25,000, and the number can vary depending on the type of loan for the worker.

      ✅ What is a Paschim Banga Gramin Bank Pension mortgage refinance?

      Loans will be given to retirees who have worked in government houses, government troops, or who are spouses of pension beneficiaries through the Paschim Banga Gramin Bank Pension bank loan.

      ✅ Who else are we looking for an occupational pension receipt for?

      You may call for Paschim Banga Gramin Bank Pension Loan from Dialabank or you can dial us at 9878981166.

      ✅ What advantages will the Bandhan Bank Pension Loan provide us with?

      The interest rate on incentives at Paschim Banga Gramin Bank available to individuals is 3.40 per cent.

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