Paschim Banga Gramin Bank Pension loan Features
| Paschim Banga Gramin Bank Pension Loan Interest Rate | 3.40% |
| Paschim Banga Gramin Bank Pension Loan Processing Fee | 1% |
| Paschim Banga Gramin Bank Pension Loan Tenure | 36 Months |
| Paschim Banga Gramin Bank Pension Loan Amount Minimum | 25,000 |
| Paschim Banga Gramin Bank Pension Loan Amount Max | 14 Lakh |
| Paschim Banga Gramin Bank Family Pension Loan Amount Minimum | 2.5 Lakh |
| Paschim Banga Gramin Bank Family Pension Loan Amount Max. | 5 Lakh |
| Paschim Banga Gramin Bank prepayment | 3% |
| Paschim Banga Gramin Bank foreclosure | 3% |
Paschim Banga Gramin Bank Pension Loan Eligibility
To file with respect to workplace pensions, where appropriate,
- You’d also like to hear from one of the players on the present squad who has a retirement schedule.
- In a PSU, a centralized bank, a state government, you can retain a pension account.
- You have to be in a position to contribute 60 per cent to a pension after you have earned the credit allowance.
Paschim Banga Gramin Bank Pension Loan Eligibility For Central And State Government For Retirees
| Eligibility Criteria | Key Features |
| Employer Type | Central and State Government |
| Applicant’s Age | Below 76 years of age |
| Account Type | Pension payment order maintained by Bank |
| Treasury Terms | Written consent from the treasurer not to accept any pension transfer requests |
| Guarantee Terms | By the spouse (eligible for a family pension) or any other third party |
Paschim Banga Gramin Bank Pension Loan Eligibility For Defence Pensioners
| Eligibility Criteria | Key Features |
| Employer Type | Armed Forces, Paramilitary Forces, Coast Guards, Rashtriya Rifles, Assam Rifles |
| Applicant’s Age | Below 76 years of age |
| Account Type | Pension payment order maintained by Bank |
| Treasury Terms | Not applicable |
| Guarantee Terms | Not applicable |
Paschim Banga Gramin Bank Pension Loan Eligibility For Family Pensioners
| Eligibility Criteria | Key Features |
| Employer Type | Central and State Governments including all Armed Forces |
| Applicant’s Age | Below 76 years of age |
| Account Type | Pension payment order maintained by Bank |
| Treasury Terms | Not applicable |
| Guarantee Terms | Authorized members of the family under the family pension scheme |
Maximum Eligible loan Amount and Repayments
For Central and State Government Pensioners:
| Age | Max Loan Amount | Repayment Period | Age at the time of full repayment |
| Below 72 Years | 14 Lakh | 60 | Up to 77 Years |
| 72-74 Years | 12 Lakh | 48 | Up to 78 Years |
| 74-76 Years | 7.5 Lakh | 24 | Up to 78 Years |
(ii) For Defense Pensioners:
| Age | Max Loan Amount | Repayment Period | Age at the time of full repayment |
| below 56 Years | 14 Lakh | 84 | Up to 63 Years |
| 56-72 Years | 14 Lakh | 60 | Up to 77 Years |
| 72-74 Years | 12 Lakh | 48 | Up to 77 Years |
| 74-76 Years | 7.5 Lakh | 24 | Up to 78 Years |
(ii) For Family Pensioners (including Defense Pensioners) :
| Age | Max Loan Amount | Repayment Period | Age at the time of full repayment |
| Below 72 Years | 14 Lakh | 60 | Up to 77 Years |
| 72-74 Years | 12 Lakh | 48 | Up to 77 Years |
| 74-76 Years | 7.5 Lakh | 24 | Up to 78 Years |
Interest Rate Personal Loan For Pensioners
For the Paschim Banga Gramin Bank Pension loan, the interest rate is 3.40 per cent. In order to improve your financial standing for your serious situation, this personal loan is for personal expenses. On Dialabank, one could loan file it.
Document Required For Loans For Pensioners
Identity proof:
- Aadhar Card
- Voter Identity Card
- Passport
- Pan Card
Address Proof:
- Ration Card
- Property Purchased documents
- Passport
- Aadhar Card
- Utility Bills
Income Proof:
- Salary slips
- Bank Account Statements
Loan Amount on Bank Personal Loan For Pensioners
For each pension category, the basic original loan will be 25,000, but the total loan amount will vary by category, as state and central government retirees will benefit from up to 14 lakh loans, while family pensioners will be able to take advantage of up to 5 lakh loans.
For State and Central Government Pensioners:
| Age | Minimum Loan Amount | Maximum Loan Amount | Additional Ceiling Amount | Loan Tenure |
| Less Than 72 Years | 25000 | 14 Lakh | 18 Months Pension | 60 |
| 72 to 74 Years | 25000 | 12 Lakh | 18 Months Pension | 48 |
| 74 to 76 Years | 25000 | 7.5 Lakh | 18 Months Pension | 24 |
For Defence Pensioners:
| Age | Minimum Loan Amount | Maximum Loan Amount | Additional Ceiling Amount | Loan Tenure |
| Up to 56 Years | Rs 25000 | 14 Lakh | 36 Months Pension | 84 |
| Less Than 72 Years | Rs 25000 | 14 Lakh | 18 Months Pension | 60 |
| 72 to 74 Years | Rs 25000 | 12 Lakh | 18 Months Pension | 48 |
| 74 to 76 Years | Rs 25000 | 7.5 Lakh | 18 Months Pension | 24 |
For Family Pensioners:
| Age | Minimum Loan Amount | Maximum Loan Amount | Additional Ceiling Amount | Loan Tenure |
| Less Than 72 Years | 25000 | 5 Lakh | 18 Months Pension | 60 |
| 72 to 74 Years | 25000 | 4.5 Lakh | 18 Months Pension | 48 |
| 74 to 76 Years | 25000 | 2.5 Lakh | 18 Months Pension | 24 |
About Paschim Banga Gramin Bank
Paschim Banga Gramin Bank is one of the leading regional rural banks, created by the merger of three former Gramin Banks. Notification No: 1/4/2006-RRB dated 26.02.2007 by Howrah Gramin Bank, Bardhaman Gramin Bank, and Mayurakshi Gramin Bank as per Government of India Notification No: 1/4/2006-RRB dated 26.02.2007.
FAQs
✅ What is the amount of an advantage supported by a pensioner?
The total amount of loans that can be used by a public sector employee is 25,000, and the number can vary depending on the type of loan for the worker.
✅ What is a Paschim Banga Gramin Bank Pension mortgage refinance?
Loans will be given to retirees who have worked in government houses, government troops, or who are spouses of pension beneficiaries through the Paschim Banga Gramin Bank Pension bank loan.
✅ Who else are we looking for an occupational pension receipt for?
You may call for Paschim Banga Gramin Bank Pension Loan from Dialabank or you can dial us at 9878981166.
✅ What advantages will the Bandhan Bank Pension Loan provide us with?
The interest rate on incentives at Paschim Banga Gramin Bank available to individuals is 3.40 per cent.
