Best Banks for Personal Loan Jadcherla
| Feature | HDFC Bank | Private Bank | Bajaj Finance |
| Interest Rate | 10.75% - 17% | 11.25% - 18.5% | 0.12 |
| Min Loan Amt | Metro : 75000 & Non Metro: 50000 | 50000 | 100000 |
| Max Loan Amt | 50 Lacs | 50 Lacs | 1 Cr |
| Loan Tenure | 1 - 5 Years | 1 - 5 Years | 1 - 5 Years |
| Processing Fee | 0.25% - 2% of the Loan Amt | 1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt
|
| Preclosure Charges | 2%, Nil foreclosure charges after 12 months | 2%, Nil foreclosure charges after 24 months | Nil |
| Overdraft Facility | No | No | Yes |
Personal Loan Jadcherla Features
Are you running out of cash? You need not worry. A personal loan is very much possible for you. This loan is not merely of an unsecured nature with the least necessary documentation and even lesser paperwork. This loan may take up to 48 hours to get established following the process of verification.
Personal Loan Jadcherla is a credit that gives financial help to customers at affordable and cost-effective interest rates. To get a Personal Loan, the candidate must have a reliable and robust income source and excellent credit history.
Moreover, there is no such end-use restriction on the use of the personal loan sum. You can use this loan amount in whatever way you wish to.
To ask for a personal loan, Jadcherla clicks on Personal Loan.
Personal Loan Jadcherla Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Jadcherla
Salaried Customers:
- ID verification (Aadhar card/driving license)
- Slips for pay for the past three months
- Statement of Bank for the last six months
- PAN Card
- Proof of Residency (Own/Rent/Company provided)
- Two Passport-size photo
*NOTE: In case of rented quarters, rent agreement is needed to be attached.
Self-Employed Customers:
- All financial reports are needed (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar
- Proof of residency
- Two passport-sized photos
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Jadcherla
Click here to understand deeper about personal loan eligibility.
Salaried Applicants
- The minimum age of the candidate should not be less than 21 years or more than 60 years.
- The candidate must have work experience of at least three years. The salary should have been assigned in their accounts only.
- The applicant should have an exceptional credit history.
- The position of the applicant’s job should be stated.
- The borrower must have the least income of INR 25,000 p.m.
Click here to understand more regarding a personal loan for- Salaried Applicant.
Self-Employed Applicants
- The age of an independent body should be at least 25 years.
- The applicant applying for the personal loan should have been recording ITR for the past three years.
- If the candidate is a businessman, the business must be efficiently working from the last three years.
- The applicant’s credit record should be fair, and there must not be any money or dues pending.
- The yearly income of the candidate should be a minimum of Rs 2.5 lakh.
- The whole document affirmation process of the personal loan requires the applicants to present their financial and bank statements for the past three months.
Click here to know more concerning the personal loan for– Self-employed Applicants.
Why Apply for Personal Loan Jadcherla?
- There is no provision of depositing any mortgage or collateral as a security to the bank.
- A personal loan is a multidimensional credit; thus, it can be used for all the money issues.
- The amount of personal loans is individually based on the repayment capacity of the individual.
- A Personal Loan does not want any nominee or guarantor.
How to apply for Personal Loan Jadcherla?
- Visit this website: Dialabank.
- Then, navigate to the loan segment and go to the personal loan section.
- You will be addressed to the detailed information of the personal loan where you can choose your city.
- For further knowledge and free guidance, feel free to call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Jadcherla
Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.
Personal Loan Jadcherla EMI Calculator
Equated Monthly Installments or EMI is a monthly fixed charge that you must pay to the bank as a monthly payment for the loan amount borrowed. Depending on your form, the rate of interest on your loan is set. The EMI on your loan is determined based on the Interest Rate the bank credits you with and the loan amount you have to take, and the period you receive the loan.
CIBIL Score required for Personal Loan Jadcherla
All the lending organizations have their standards for a minimal CIBIL score to process a Personal Loan statement in Jadcherla. Mostly, the companies require a minimum score of at least 750 to process an appeal further.
No institution only stares at the overall score. They also view a detailed view of past loans. The details include the type of loans and the amount of cash that was borrowed. If there is any delay in the amounts of the earlier loans, it may hinder the present loan’s approval.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Jadcherla Agents
Dialabank is one of the foremost agents for availing Personal Loan in Jadcherla. You can effortlessly apply online at Dialabank or give a call at 9878981166
Dialabank helps you look for the most suitable option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of many banks to help you pick the right one. Visit our website Dialabank and fill out a straightforward form with the aspects of personal and employment data. Our consumer relationship managers will be in touch with you shortly.
Personal Loan Jadcherla Contact Number
Call 9878981166 and get timely support and approval for a Personal Loan in Jadcherla.
Pre Calculated EMI Table for Personal Loan Jadcherla
Click here for personal loan EMI calculator
About Jadcherla
Jadcherla is a census town in Mahbubnagar district of the Indian state of Telangana. It is located in Jadcherla Mandal in Mahbubnagar revenue division. In 2011, it was upgraded from village to a census town, along with 11 other villages. It is a historical town and is known for its cultural heritage.
FAQs About Personal Loan Jadcherla
✅Who can apply for a Personal Loan in Jadcherla?
People who urgently need cash and have a regular income (from employment or business) can apply for a Personal Loan in Jadcherla.
✅What is the tenure of Personal Loan in Jadcherla?
Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed term of the loan.
✅Can my application for Personal Loan Jadcherla get rejected due to my CIBIL score?
Since a Personal Loan is an unsecured loan, one of the most important decision criteria for getting your Loan application approved is your CIBIL score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments to decrease your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.
