Personal Loan Jadcherla

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

All about Personal Loan Jadcherla

Personal Loan Jadcherla

In the traditional era, people used to go to the lenders to fund their necessities and were charged a high rate of interest, but things have changed now. Firstly, financial institutions have come up with so many different types of loan schemes that one would not have imagined. Secondly, they came up with a low rate of interest. But this made people confused where should they apply for and how. So, Dialabank is providing you with the best solution that is Personal Loan, which can be used for any of your purposes, starting with a very low interest rate of 10.75%.

Why apply for Personal Loan Jadcherla ?

  1. The amount of Loan depends upon the income of the person and his repayment capabilities.
  2. It is a multipurpose loan which can fulfill all your requirements.
  3. Does not require borrower’s asset to be kept  as security.
  4. The Guarantor is not needed for Personal Loan Jadcherla.
  5. Personal Loan Jadcherla will help you to enhance your credit score.

Eligibility Criteria for Personal Loan Jadcherla

Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants.

Click here to know more about- EMI Calculator

Salaried Applicant:-

  1. The minimum age of an applicant should be 21 years and maximum up to 60 years.
  2. An applicant from the metropolitan city should have a minimum income of Rs 18,000. And for the non-metropolitan city, the minimum salary should be Rs 12,000.
  3. The applicant must have three years of work experience, and the salary should be received in their account only.
  4. An applicant applying for the Personal Loan must have a good credit history.
  5. An applicant has to submit his bank statement of last three months and salary slip of the last 6 months.

Click here to know more about- Salaried Applicant

  Self-employed Applicant:-

  1. The age of the applicant must be 25 years.
  2. The applicant applying for a Personal Loan should file ITR for the last three years.
  3. A credit score of the applicant must be good.
  4. The minimum amount should be of Rs 2.5 lakhs per annum at least.
  5. If the applicant is a businessman, than his business should be running at least from last three years.
  6. The whole documentation process is straightforward; the applicant has to submit his financials and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant

Personal Loan Jadcherla Documents

  1. Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work.
  2. Residence proof: The documents needed as proof of residence are:  (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.
  3.  Under, KYC formality: The applicant has to provide his PAN card.
  4. Salaried applicant: The applicant has to submit his bank statements of the last six months and the salary slip of the previous three months.
  5. Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
  6. Colored photograph: applicant must have two passport size photograph

Personal Loan Jadcherla Interest Rates

The interest rates in Personal Loan Jadcherla depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.

More About: Interest Rates on Personal Loan

Tenure of Personal Loan Jadcherla

The tenure of the Personal Loan is from 1 year to 5 years.

Why your decision of choosing Dialabank is the right decision?

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available 247.
  3. The approval process is time-saving if you apply through dialabank.
  4. The Loan get disbursed within 24 hours.
  5. Our experts will assist you, and our relationship managers will provide guidance.

How to apply for Personal Loan Jadcherla ?

  1. Visit www.dialabank.com.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal Loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

About Jadcherla

It is located in Telangana. It is an easy and time-saving process to take Personal Loan only when you apply through Dialabank visit www.dialabank.com or call on 9878981166.

Personal Loan Interest Rates: Updated

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Other Cities of Telangana

Personal Loan JangaonPersonal Loan Jankampet
Personal Loan JogipetPersonal Loan Kaligote
Personal Loan KalwakurthyPersonal Loan Kamareddy
Personal Loan KapraPersonal Loan Khammam

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