Personal Loan Jammikunta

Best Banks for Personal Loan Jammikunta

Personal Loan Jammikunta Features

Don’t feel confused about taking Personal Loan,

if you’re in an emergency then don’t think much and take the personal loan. Our relationship managers will guide through the process until you get the loan.

They will be with you and will help you to know every aspect.

Personal Loan Jammikunta Interest Rates and Charges

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Jammikunta Eligibility Criteria

Eligibility for Personal Loan Jammikunta depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

1. Salaried
2. Self-employed

There are various eligibility criteria for both applicants.

Click here to know more about– EMI Calculator.

Salaried Applicant:-

1. The minimum age of an applicant should be 21 years and maximum up to 60 years.
2. An applicant from the metropolitan city should have a minimum income of Rs 18,000. And for the non-metropolitan city, the minimum salary should be Rs 12,000.
3. The applicant must have three years of work experience, and the salary should be received in their account only.
4. An applicant applying for the Personal Loan must have a good credit history.
5. An applicant has to submit his bank statement for the last three months and salary slip of the last six months.

Click here to know more about– Salaried Applicant.

 Self-employed Applicant:-

1. The age of the applicant is 25 years.
2. The applicant applying for a Personal Loan should file ITR for the last three years.
3. A credit score of the applicant must be good.
4. The minimum amount should be of Rs 2.5 lakhs per annum at least.
5. If the applicant is a businessman than his business should be running at least from last three years.
6. The whole documentation process is straightforward; the applicant has to submit his financials and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant.

Personal Loan Jammikunta Documents Required

1. Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work.
2. Residence proof: The documents needed as proof of residence are: (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card). And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.
3. Under, KYC formality: The applicant has to provide his PAN card.
4. Salaried applicant: The applicant has to submit his bank statements of the last six months and the salary slip of the previous three months.
5. Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
6. Coloured photograph: applicant must have two passport size photograph

Why Apply for Personal Loan Jammikunta?

1. There is no need to deposit any mortgage and collateral security to the bank.
2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
3. The amount of personal loan depends upon the repayment of individual income and capacity.
4. A Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Jammikunta?

1. Visit www.dialabank.com.
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Jammikunta

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

To know about the interest rate click on the personal loan interest rate.

Personal Loan Jammikunta EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

Personal Loan Jammikunta Agent and Contact Number 

Dialabank is the leading agent for availing Personal Loan Jammikunta. You can apply online at Dialabank or give a call at 9878981166

About Jammikunta

Jammikunta is a place located in Andhra Pradesh. It is an easy and time-saving process to take Personal Loan Jammikunta only when you apply through Dialabank visit Dialabank.com or call on 9878981166.

Personal Loan Interest Rates: Updated 2020

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

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