Best Banks for Personal Loan Kalanaur
Feature |
HDFC Bank |
Private Bank |
Bajaj Finance |
Interest Rate |
10.75% - 17% |
11.25% - 18.5% |
12% |
Min Loan Amt |
Metro : 75000 & Non Metro: 50000 |
50000 |
100000 |
Max Loan Amt |
50 Lacs |
50 Lacs |
1 Cr |
Loan Tenure |
1 - 5 Years |
1 - 5 Years |
1 - 5 Years |
Processing Fee |
0.25% - 2% of the Loan Amt |
1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt |
Preclosure Charges |
2%, Nil foreclosure charges after 12 months |
2%, Nil foreclosure charges after 24 months |
Nil |
Overdraft Facility |
No |
No |
Yes |
Personal Loan Kalanaur Features
Interest Rate
Processing Fees
0.5-2.5%
Loan Tenure
Pre-closure Charges
2% - 5%
Guarantor Requirement
Personal Loan Kalanaur Interest Rates –
Name of the Bank
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure
Private Bank
11.59% - 18.49% (Fixed)
2.25% (min. Rs.1149) One time fee
Rs.20 lakh (Max)
1-5 Years
CitiBank
10.99% - 15.99% (Fixed)
1% to 2.5%
Rs.30 lakh (Max)
1-5 Years
Kotak Mahindra Bank
10.99% to 24% p.a.
Up to 2.5% of the loan amount along with GST or service tax
Rs.50,000 to Rs.15 lakh
1 to 5 Years
Fullerton India
11.99% to 23.99 p.a.
Information not provided.
Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals
1 to 4 Years
Bank of Baroda
11.35% - 14.35%Fixed
Rs.1,000 to Rs.10,000 (One time fee)
Rs.20,000 - Rs.2 lakh
4 Years (Max)
State Bank of India
12.90% - 14.90% (Fixed)
1% (One time fee)
Rs.24,000 - 15 lakh
5 Years
Aditya Birla
11.5% - 13.25% (Fixed)
Nil
Rs.30 lakh (Max)
1-5 Years
Allahabad Bank
Information not provided
1.06% of loan amount
Information not provided.
1 to 5 Years
Yes Bank
14% p.a.
Up to 2% (One-time fee)
Rs.2 lakh to Rs.20 lakh
1 to 5 Years
Corporation Bank
12.75% to 13.75% p.a.
Up to 1.5% Minimum amount of Rs.500
Up to Rs.3.50 lakh
Up to 5 Years
Personal Loan Kalanaur Fees & Charges –
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan in Kalanaur
List of Documents Required for Salaried Applicants
Salaried individuals must submit the following documents in addition to a completed personal loan application form:
Photo Identity Proof (Any one) | Passport PAN Card Voter’s ID Aadhar Card Driving License |
Address Proof (Any one) |
Passport
Utility Bill (telephone, electricity, water, gas) – less than 2 months old Aadhaar Card Driving License Ration Card |
Income Proof |
Salary slips (Last 3 months)
Bank statements for the last 3 to 6 months (showing salary credit) |
Tax Paid (Any one |
IT returns (for 2 years)
Form 16 |
Residence Ownership Proof (Any one) |
Property documents
Maintenance bill Electricity bill |
Proof of Job Continuity (Any one) |
Current employment certificate
Current job appointment letter (if more than 2 years have been spent in the same organisation) Experience certificate (previous employer’s relieving or appointment letter along with job certificate) |
Proof of Investment (if any) |
Fixed assets, fixed deposit, shares, etc.
|
Existing Loans (if any) |
Payment Track Record & Sanction letter
|
Photograph |
One coloured passport size photograph
|
List of Documents Required for Self-employed Applicants
Self-employed personal loan applicants must submit the following documents in addition to a fully completed loan application form:
Photo Identity Proof (Any one) | Passport PAN Card Voter’s ID Aadhaar Card Driving License |
Address Proof (Any one) |
Passport
Aadhaar Card Driving License Utility Bill (telephone, water, electricity, gas) – less than 2 months old Ration Card |
Proof of Residence Ownership (Any one) |
Property documents
Maintenance bill Electricity bill |
Proof of Office Address and Ownership (Any one) |
Maintenance bill
Property documents Electricity bill |
Proof of Business Existence (Any one) |
Copy of GST registration
Company registration license Shop establishment proof |
Income Proof |
Last 2 years Income tax returns of the applicant along with computation of income duly attested by a Chartered Accountant
Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable |
Bank statement |
Savings/current account bank statement/ bank passbook for the past one year
|
Proof of Investment (in case any) |
Investments such as fixed deposit, fixed assets, shares, etc.
|
Existing Loans (in case any) |
Payment Track Record and sanction letter
|
Professional Degree Certificate |
In case of professionals
|
Photograph |
One coloured passport size photograph
|
List of Documents Required for NRI Applicants
When applying for a personal loan, NRI candidates are typically required to submit the following documents:
Identity Proof | Copy of the passport Copy of the visa |
Employment Proof | Letter of Appointment Job contract Labour/ Identity card (if applicable) Official email ID or the HR’s email ID |
Income Proof | Last 6 months’ bank statements Last 6 months’ salary slips or salary certificate |
Photograph | Passport size photographs |
List of Documents Required for Pensioners
When applying for a personal loan, a pensioner must submit the following documents:
Identity/Age Proof (Any one) |
Ration card
Passport PAN card Aadhar card Voter ID card Driving licence Birth certificate School leaving certificate |
Address Proof (Any one) | Passport Aadhaar card Utility bills Ration card Driving licence |
Income Proof (Any one) |
Last 6 months’ bank statements/salary slips
Bank passbook Form 16 Copy of pension payment order Income tax returns |
Photographs |
Passport size photographs
|
Know More About: Personal Loan Eligibility Criteria
Personal Loan Kalanaur Eligibility Criteria
Particulars | Salaried | Self-Employed |
Age | 21 - 60 years | 21 - 65 years |
Minimum Income | Rs.15,000* | Rs.5 Lakh p.a. |
Co-applicant | Not mandatory | Not mandatory |
Loan Tenure | 12 – 60 months | 12 – 60 months |
Maximum Loan Amount | Rs.40 Lakh | Rs.40 Lakh |
Employment Type | Employees of private limited companies and public sector undertakings |
Self-employed individuals
|
Employment/Business Continuity | At least 2 years; minimum 1 year with current employer |
4 years Post Qualification experience for Doctors/ Chartered Accountants.
5 years Post Qualification experience for Company Secretary / Architect. |
CIBIL Score | 750 and above | 750 and above |
Residential Status |
Resident Indian staying in own house or a rented house
|
*In cities such as Kochi, Kolkata, Ahmedabad, Pune, Hyderabad, Mumbai, Chennai, Bengaluru, and Delhi the net monthly income required is Rs.20,000
Click here to know more about - Salaried Applicant
Click here to know more about - Self-employed Applicant
*Note: The eligibility criteria vary from lender to lender.
Check Personal Loan Eligibility with Top Lenders in 2021
Bank | Age Limit | Minimum Work Experience |
Minimum Income (Per Month)
|
SBI | Up to 76 years | NA** | Rs.15,000 |
HDFC | 21 to 60 years | 2 years | Rs. 20,000 |
Private | 23 to 58 years | 2 to 5 years | Rs.17,500 |
Axis | 21 to 60 years | NA** | Rs.15,000 |
Kotak Mahindra | 22 to 55 years | 1 year | Rs.25,000 |
Tata Capital | 21 to 58 years | 1 year | Rs.15,000 |
IndusInd | 21 to 60 years | 2 to 5 years | Rs.25,000 |
Ujjivan Small Finance | 22 to 58 years | NA** |
Above the minimum wage limit
|
India Infoline Finance Limited | 25 to 60 years | 6 months to 2 years | Rs.35,000 |
HDBFS | 21 to 65 years | 1 year to 3 years |
Rs.15,000 for salaried
Rs.1 lakh p.a. for self-employed |
Indian Overseas Bank | Up to 58 years | NA* | Rs.5,000 |
IDFC First Bank | 23 to 68 years | 3 years | NA* |
Federal Bank | 21 - 55 Years | 3 years | Rs.25,000 |
Punjab National Bank | 21 – 58 years | 2 years for doctors | Rs.15,000 |
Andhra Bank | 21 - 55 years | NA** | NA* |
Canara Bank | NA** | NA** |
Salaried: Rs.6,000 & above
Self-employed - Rs. 1.5 lakh |
IDBI Bank | Up to 75 years for Pensioners | NA** | Rs.1.5 lakh p.a. |
Fullerton India | 21 to 55 years | 1 to 2 years | Rs.15,000 |
RBL Bank | 25 to 60 years | 1 to 3 years | Rs.25,000 |
Bank of Baroda | 21 to 60 years | 1 year to 2 years |
60% of gross monthly income
|
Deutsche Bank | 25 to 60 years | NA** | Rs.25,000 |
Karnataka Bank | NA** | 3 years | NA* |
United Bank of India | up to 75 Years | 2 years | NA* |
UCO Bank | 21 to 65 years | 1 year to 5 years | Rs.20,000 |
*Personal loan disbursal is solely at the bank’s discretion and as per the bank’s terms and conditions
Learn More about Personal Loan: Click Here
Why Apply for Personal Loan in Kalanaur?
1. Firstly, The Loan amount depends upon the income and repayment capability of the applicant.
2. Then, Personal Loan Kalanaur is a multi-purpose offer that can be used for almost all financial problems.
3. No need to put any property or asset as security to the lender in case of Personal Loan Kalanaur
4. No cosigner needed for Personal Loan Kalanaur
How to Apply for Personal Loan in Kalanaur?
Firstly, customers should check their eligibility for Personal Loan Kalanaur
- Visit Dialabank
- Opt for personal loan option and state there required details.
- Enter the contact number so that we can contact you right back.
- Dialabank is the best platform that is used to apply for a personal loan at affordable personal loan interest rates.
Personal Loan Kalanaur Agents/Broker
Personal Loan Kalanaur is one in every of the foremost famed and most used loans within the market, as there are scores of advantages like no want for any security, a lower charge per unit, straightforward EMIs offers and what is more, it’s useful in nature, it will use anyplace.
Dialabank offers you a close comparison of various banks rates so you’ll be able to select the most effective possibility among the banks and NBFCs. To avail of a personal loan in Kalanaur, Dialabank is one of every one of the leading agents to induce your loan. you’ll be able to get in 9878981166 or apply online at www.dialabank.com.
Personal Loan Kalanaur Contact Number
For, instant help regarding Personal Loan Kalanaur and approval call 9878981166.
Pre Calculated EMI Table for Personal Loan Kalanaur
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Kalanaur
Kalanaur is a city which is situated in the Rohtak district of Haryana. It is a straightforward and time-saving method to require a loan only if you apply through Dialabank.
Personal Loan Bank in Kalanaur
Bank Name | Bank Address | Bank IFSC Code |
CENTRAL BANK OF INDIA | P.O. KALANUR, DIST-GURDASPUR, PUNJAB-143512 | CBIN0280351 |
HDFC BANK | HDFC BANK LTD DERA BABA NANAK ROAD DIST-GURDASPUR KALANOUR PUNJAB | HDFC0002208 |
HDFC BANK | HDFC BANK LTD NEW BUS STAND BHIWANI ROAD KALANAUR ROHTAK HARYANA 124113 | HDFC0004089 |
HDFC BANK | HDFC BANK LTD VILLAGE KALANAUR NEAR OBC BANK YAMUNANAGAR HARYANA 135001 | HDFC0004149 |
Private BANK LIMITED | Private BANK LTD.DERA BABA NANAK ROAD OPP.S.B.I VILLAGE KALANAUR-143512 DISTT.GURDASPUR PUNJAB | ICIC0003574 |
ORIENTAL BANK OF COMMERCE | KALANAUR,TEH- JAGADHARI,KALANAUR | ORBC0100247 |
ORIENTAL BANK OF COMMERCE | KALANAUR , NEAR BUS STAND,DISTT ROHTAK,KALANAUR | ORBC0101832 |
PUNJAB AND SIND BANK | V.P.O RUDIANA, DISTT. GURDASPUR, PUNJAB – 143505 | PSIB0000520 |
PUNJAB AND SIND BANK | DOSTPUR, VPO DOSTPUR, PUNJAB 143526 | PSIB0021510 |
PUNJAB NATIONAL BANK | TEH & DISTT GURDASPUR | PUNB0672200 |
STATE BANK OF INDIA | DIST ROHTAK, HARYANA 124412 | SBIN0002378 |
STATE BANK OF INDIA | NEAR MILK CHILLING CENTRE,KALANAUR DISTTGURDASPUR PUNJAB143512 | SBIN0012207 |
STATE BANK OF INDIA | NEAR SHRI RAM HOSPITAL LPU BUILDING GURDASPUR ROAD KALANAUR | SBIN0051406 |
UCO BANK | UCO BANKKALANAUR BRANCH 124113 | UCBA0000275 |
UCO BANK | SAMPAL ROHTAK,KALYANPURPIN 125113,HARYANA | UCBA0002585 |
FAQs on Personal Loan Kalanaur
✅ When am I able to pick a personal Loan Kalanaur?
Personal Loans is used for a spread of reasons. a private Loan is used for weddings, education, travel, medical or other general functions. you’ll be able to take a personal loan once you want cash to fund an incident or an emergency.
✅ When can one opt for a personal loan Kalanaur?
There is no specific time, it’s just when you feel your current financial status is weak. You can apply for a personal loan as it can be used for education, weddings, medical, travel and any more.
✅ How much Personal Loan am I able to get if my earnings are 25000?
Most lenders verify the utmost loan quantity up to ten times your monthly earnings. If you earn Rs. 25,000 per month, you’ll become eligible for up to Rs. 2.5 Lakhs.