Personal Loan Khandwa

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Khandwa

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Khandwa Features

Click here to get an instant personal loan

personal loan khandwa

A personal loan is very easy to avail, all you require a good and a constant source of income and also a very good CIBIL score with no dues or debt and having a good credit history.

Dialabank provides the loan in the minimum possible time and you can easily get a loan within 2 days.

The loan process is faster, smoother and our service is the best in the market.

Personal Loan in Khandwa Interest Rates and Charges

To apply and know more about the personal loan Khandwa click on Personal Loan

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Khandwa Documents Required

Salaried Customers:

  1. PAN Card of the person applying, residence Proof required (Owned/Rented/Company provided), Passport-sized photographs – 2 of the person for applying, Identity proof required for the personal loan Khandwa (Aadhar card/driving license/Voter Id) and Salary slips of the last three months of the applicant are also required and Bank statements for the last 6 months of the person applying for a loan.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Aadhar Card and Residence Proof( Current and Permanent) is needed for applying and Two passport-sized photographs of and all financials are required of the customer(Balance Sheet, P&L Statement as well as ITR files) along with your PAN Card is mandatory for applying.

personal loan at 10.75%*

Personal Loan in Khandwa Eligibility Criteria

Click here to know about personal loan eligibility

Salaried Applicants

  1. The job location should be mentioned of the person and he should have a minimum pay of INR 25,000 per month.
  2. The only age requirement is min. 21 years and maximum of 60 years.
  3. Three years of work experience and the salary should also be received in their accounts only with a good credit history.

Click here to know more about: personal loan for Salaried Applicant

Self-Employed Applicants

  1. A good credit score with no debt or dues left of the individual.
  2. The annual income- a minimum of Rs 2.5 lakh.
  3. Please submit your financial and bank statements of the previous three months.
  4. The minimum age of a person should be 25 years.
  5. The applicants applying for the personal loan should also need to have a file of the ITR for the last three years of work.
  6. If the applying applicants are the businessman, then the business should be running from the past three years constantly.

Click here to know more about: personal loan for self-employed Applicant

Why Apply for Personal Loan Khandwa?

  1. The amount of loan given depends upon the repayment of individual pay and capacity.
  2. Personal Loan does not require any of the two, that is a guarantor or nominee to avail it.
  3. No need to deposit any of the two, that is mortgage and collateral security to the bank is a very good advantage.

How to apply for Personal Loan Khandwa?

  1. Visit our website on your browser www.dialabank.com
  2. Go to the loan section on the page and click on the personal loan link.
  3. The applicant will be directed to all the details of the personal loan where they can choose their preferred city, according to their needs.
  4. For more information on personal loans and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Khandwa

A processing fee of 1 to 2.5 % is charged by every Bank and NBFC charges a fee for processing your Loan application.

If you close your loan before the loan period then you have to pay a fee which can vary according to the bank, usually, you cannot close your personal loan before 12 months of the period and the fee can be from 4% in 2nd year to 2% in 4th year which varies according to the lending institutions

To know about the interest rate click on personal loan interest rate

Personal Loan Khandwa EMI Calculator

EMI is the monthly fixed charges that you pay to the lending institution as monthly repayment for the loan amount borrowed. Based on the profile of the individual, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take for your needs and the period for which you enjoy the personal loan.

CIBIL Score required for Personal Loan Khandwa

Every banking and lending institution has its criteria for the minimum CIBIL score required for processing the Personal Loan application in Khandwa which is mostly similar for most of the institutions, a CIBIL score of 750 is required by the institutions to process the loan.

The institutions look at credit history, dues, and debt and the overall behavior of the individual to process the loan application.

personal loan at 10.75%*

Personal Loan in Khandwa Agent and Contact Number

Dialabank is the best agent for getting a Personal Loan in Khandwa.

You can easily apply online for a personal loan at www.dialabank.com or give a call at 9878981166

Call 9878981166 and get all the help and approval for availing Personal Loan Khandwa in Khandwa.

Pre-Calculated EMI Table for Personal Loan Khandwa

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Khandwa

Khandwa is a city and a Nagar Nigam in the Nimar region of Madhya Pradesh in central India. It is also the administrative headquarters of Khandwa District, formerly known as East Nimar District. Khandwa is an ancient city, with many places of worship, like many other cities in India. Most temples are Hindu or Jain.

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