Best Banks for Personal Loan in Khandwa
1% - 2.5% of the Loan Amt
Personal Loan in Khandwa Features
A personal loan is very easy to avail, all you require a good and a constant source of income and also a very good CIBIL score with no dues or debt and having a good credit history.
Dialabank provides the loan in the minimum possible time and you can easily get a loan within 2 days.
The loan process is faster, smoother and our service is the best in the market.
Personal Loan in Khandwa Interest Rates and Charges
To apply and know more about the personal loan Khandwa click on Personal Loan
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Personal Loan in Khandwa Documents Required
Salaried Customers:
- PAN Card of the person applying, residence Proof required (Owned/Rented/Company provided), Passport-sized photographs – 2 of the person for applying, Identity proof required for the personal loan Khandwa (Aadhar card/driving license/Voter Id), and Salary slips of the last three months of the applicant are also required and Bank statements for the last 6 months of the person applying for a loan.
*NOTE: In case of rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- Aadhar Card and Residence Proof( Current and Permanent) is needed for applying and Two passport-sized photographs of and all financials are required of the customer(Balance Sheet, P&L Statement as well as ITR files) along with your PAN Card is mandatory for applying.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan in Khandwa Eligibility Criteria
Click here to know about personal loan eligibility
Salaried Applicants
- The job location should be mentioned of the person and he should have a minimum pay of INR 25,000 per month.
- The only age requirement is min. 21 years and a maximum of 60 years.
- Three years of work experience and the salary should also be received in their accounts only with a good credit history.
Click here to know more about: personal loan for Salaried Applicant
Self-Employed Applicants
- A good credit score with no debt or dues left of the individual.
- The annual income- a minimum of Rs 2.5 lakh.
- Please submit your financial and bank statements for the previous three months.
- The minimum age of a person should be 25 years.
- The applicants applying for the personal loan should also need to have a file of the ITR for the last three years of work.
- If the applying applicants are the businessman, then the business should be running from the past three years constantly.
Click here to know more about: personal loan for self-employed Applicant
Why Apply for Personal Loan Khandwa?
- The amount of loan given depends upon the repayment of individual pay and capacity.
- A Personal Loan does not require any of the two, that is a guarantor or nominee to avail it.
- No need to deposit any of the two, that is mortgage and collateral security to the bank is a very good advantage.
How to apply for Personal Loan Khandwa?
- Visit our website on your browser www.dialabank.com
- Go to the loan section on the page and click on the personal loan link.
- The applicant will be directed to all the details of the personal loan where they can choose their preferred city, according to their needs.
- For more information on personal loans and free guidance, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Khandwa
A processing fee of 1 to 2.5 % is charged by every Bank and NBFC charges a fee for processing your Loan application.
If you close your loan before the loan period then you have to pay a fee which can vary according to the bank, usually, you cannot close your personal loan before 12 months of the period and the fee can be from 4% in 2nd year to 2% in 4th year which varies according to the lending institutions
To know about the interest rate click on personal loan interest rate
Personal Loan Khandwa EMI Calculator
EMI is the monthly fixed charges that you pay to the lending institution as monthly repayment for the loan amount borrowed. Based on the profile of the individual, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take for your needs and the period for which you enjoy the personal loan.
CIBIL Score required for Personal Loan Khandwa
Every banking and lending institution has its criteria for the minimum CIBIL score required for processing the Personal Loan application in Khandwa which is mostly similar for most of the institutions, a CIBIL score of 750 is required by the institutions to process the loan.
The institutions look at credit history, dues, and debt and the overall behavior of the individual to process the loan application.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan in Khandwa Agent and Contact Number
Dialabank is the best agent for getting a Personal Loan in Khandwa.
You can easily apply online for a personal loan at www.dialabank.com or give a call at 9878981166
Call 9878981166 and get all the help and approval for availing Personal Loan in Khandwa.
Pre-Calculated EMI Table for Personal Loan Khandwa
Click here for personal loan EMI calculator
About Khandwa
Khandwa is a city and a Nagar Nigam in the Nimar region of Madhya Pradesh in central India. It is also the administrative headquarters of Khandwa District, formerly known as East Nimar District. Khandwa is an ancient city, with many places of worship, like many other cities in India. Most temples are Hindu or Jain.
Personal Loan in Other Cities in Madhya Pradesh
