Personal Loan Nadiad

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Nadiad

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Nadiad Features

Click here to get the best offers on personal loans by clicking on the instant personal loan

Personal Loan Nadiad

A personal loan is not difficult to avail, all you require is a very good CIBIL score with no dues or debt and having a good credit history and a very good and a constant source of income.

Dialabank easily provides the loan in 2 days which is the minimum possible time to get a personal loan. With dialabank, the loan process is faster, smoother and our service is the best in the market.

Personal Loan Nadiad Interest Rates

To know more and also to apply for personal loan Nadiad click on Personal Loan

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Nadiad

Salaried Customers:

  1.  Passport-sized photographs – 2 of the person for applying, Identity proof required for the personal loan Nadiad(Aadhar card/driving license/Voter Id), PAN Card of the person applying, residence Proof required (Owned/Rented/Company provided), and Salary slips of the last 3 months and Bank statements for the last six months.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Aadhar Card and Residence Proof( Current and Permanent) is also needed for applying and Two passport-sized photographs and all financials are required of the customer such as the Balance Sheet, P&L Statement as well as ITR files along with PAN Card which is mandatory for applying.

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Nadiad

Click here to know about personal loan eligibility

Salaried Applicants

  1. The applying person should also mention his job location and he should also have a minimum pay of INR 25,000 per month.
  2. At least three years of work experience is mandatory and the salary should also be received in their accounts only with a good credit history.
  3. The only age requirement mandatory is min. 21 years and maximum of 60 years.

Click here to know more about: personal loan for Salaried Applicant

Self-Employed Applicants

  1. A good credit score with no debt or dues left of the individual and also have the annual income- a minimum of Rs 2.5 lakh.
  2. Please submit your financial and bank statements for the previous three months with your minimum age be 25 years and also need to have a file of the ITR for the last three years of work.
  3. If the applying applicants are among the businessman, then the business of that person should be running from the past three years constantly.

Click here to know more about: personal loan for self-employed Applicant

Why Apply for Personal Loan Nadiad?

  1. The amount of loan given is depended upon the repayment of individual pay and capacity.
  2. No need to deposit any one of the two, that is mortgage and collateral security to the bank.
  3. Personal Loan does not require any of the two, which are a guarantor or nominee to avail it.

How to apply for Personal Loan Nadiad?

  1. Visit our website on your mobile or laptop or desktop browser www.dialabank.com
  2. Go to the personal loan section on the page and click on the personal loan link present there.
  3. The applicant will be directed to all the details of the personal loan available on that website where they can choose their preferred city option.
  4. You may call on 9878981166 if you need any information on personal loans and free guidance.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Nadiad

A processing fee of just 1 to 2.5 % is being charged by every lending institution for processing your Loan application.

If you want to close your loan before the loan period gets over then you have to pay a fee which can vary according to the bank, usually, you cannot close your personal loan before the mandatory 12 months of the period and the fee can be from 4% in 2nd year to 2% in 4th year which varies according to the banking institutions

To know about the interest rate click on personal loan interest rate

Personal Loan Nadiad EMI Calculator

EMI is the monthly fixed charges that you pay to the lending institution as monthly repayment for the loan amount borrowed. Based on the profile of the individual, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take for your needs and the period for which you enjoy the personal loan.

CIBIL Score required for Personal Loan Nadiad

The institutions look at credit history, dues, and debt and the overall behaviour of the individual to process the loan application of personal loan and every banking institution has its criteria for the minimum CIBIL score required for processing the Personal Loan application in Nadiad which is mostly same for most of the institutions, a CIBIL score of 750 is required by the institutions to process the loan.

personal loan at 10.75%*

Personal Loan Nadiad Agents

The best agent for getting a Personal Loan in Nadiad is Dialabank.

You can easily apply for a personal loan at www.dialabank.com or give a call at 9878981166

Personal Loan Nadiad Contact Number

Call 9878981166 and get all the help for availing Personal Loan Nadiad in Nadiad.

Pre-Calculated EMI Table for Personal Loan Nadiad

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Nadiad

Nadiad is a city in Gujarat, India, and it is the administrative centre of the Kheda district of Gujurat. Nadiad City is Managed by Nadiad Municipality and The Status of Nadiad Municipality is ever since 1866. Nadiad is also widely known for Shri Santram Mandir, Shri Mai Mandir, a historic Shree Swaminarayan temple built-in the year 1824, Sardar Patel birthplace, Anand Ashram, and Hari Om Ashram

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