Personal Loan Nadiad

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Nadiad

      Major Personal Loan Providers in Nadiad

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Nadiad Features

      Personal Loan Nadiad

      A personal loan is not difficult to avail of. All you require is a very good CIBIL score with no dues or debt and having a good credit history, and a very good and constant source of income.

      Dialabank easily provides the loan in 2 days which is the minimum possible time to get a personal loan. With dialabank, the loan process is faster, smoother and our service is the best in the market.

      Personal Loan Nadiad Interest Rates

      To know more and also to apply for a personal loan Nadiad click on Personal Loan.

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Nadiad

      Salaried Customers:

      1.  Passport-sized photographs – 2 of the person for applying, Identity proof required for the personal loan Nadiad(Aadhar card/driving license/Voter Id), PAN Card of the person applying, residence Proof required (Owned/Rented/Company provided), and Salary slips of the last 3 months and Bank statements for the last six months.

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. Aadhar Card and Residence Proof( Current and Permanent) is also needed for applying. Two passport-sized photographs and all financials are required of the customer, such as the Balance Sheet, P&L Statement, and ITR files along with PAN Card, which is mandatory for applying.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Nadiad

      Click here to know about personal loan eligibility

      Salaried Applicants

      1. The applying person should also mention his job location, and he should also have a minimum pay of INR 25,000 per month.
      2. At least three years of work experience is mandatory, and the salary should also be received in their accounts only with a good credit history.
      3. The only age requirement mandatory is min. 21 years and a maximum of 60 years.

      Click here to know more about: personal loan for Salaried Applicant

      Self-Employed Applicants

      1. A good credit score with no debt or dues left of the individual and also have the annual income- a minimum of Rs 2.5 lakh.
      2. Please submit your financial and bank statements for the previous three months with your minimum age be 25 years and also need to have a file of the ITR for the last three years of work.
      3. If the applying applicants are among the businessman, then that person’s business should be running from the past three years constantly.

      Click here to know more about: personal loan for self-employed Applicant

      Why Apply for Personal Loan Nadiad?

      1. The amount of loan given is depended upon the repayment of individual pay and capacity.
      2. There is no need to deposit any one of the two, mortgage and collateral security, to the bank.
      3. A Personal Loan does not require any of the two, which are a guarantor or nominee, to avail it.

      How to apply for a Personal Loan Nadiad?

      1. Visit our website on your mobile or laptop or desktop browser www.dialabank.com.
      2. Go to the personal loan section on the page and click on the personal loan link present there.
      3. The applicant will be directed to all the personal loan details available on that website, where they can choose their preferred city option.
      4. You may call on 9878981166 if you need any information on personal loans and free guidance.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Nadiad

      A processing fee of just 1% is being charged by every lending institution for processing your Loan application.

      If you want to close your loan before the loan period gets over, then you have to pay a fee that can vary according to the bank. Usually, you cannot close your personal loan before the mandatory 12 months of the period.

      To know about the interest rate, click on the personal loan interest rate.

      Personal Loan Nadiad EMI Calculator

      EMI is the monthly fixed charges that you pay to the lending institution as monthly repayment for the loan amount borrowed. Based on the profile of the individual, the interest rate on loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take for your needs, and the period for which you enjoy the personal loan.

      CIBIL Score required for Personal Loan Nadiad

      The institutions look at credit history, dues, and debt and the overall behaviour of the individual to process the loan application of personal loan and every banking institution has its criteria for the minimum CIBIL score required for processing the Personal Loan application in Nadiad, which is mostly same for most of the institutions, a CIBIL score of 750 is required by the institutions to process the loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Nadiad Agents

      The best agent for getting a Personal Loan in Nadiad is Dialabank.

      You can easily apply for a personal loan at Dialabank or give a call at 9878981166

      Personal Loan Nadiad Contact Number

      Call 9878981166 and get all the help for availing of Personal Loan Nadiad in Nadiad.

      Pre-Calculated EMI Table for Personal Loan Nadiad

      Click here for the personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Nadiad

      Nadiad is a city in Gujarat, India, and it is the administrative centre of the Kheda district of Gujurat. Nadiad City is Managed by Nadiad Municipality, and The Status of Nadiad Municipality has been ever since 1866. Nadiad is also widely known for Shri Santram Mandir, Shri Mai Mandir, a historic Shree Swaminarayan temple built in the year 1824, Sardar Patel birthplace, Anand Ashram, and Hari Om Ashram