Major Personal Loan Providers in Puttur
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Puttur Features
Are you in need of cash? Well, you do not have to worry. A personal loan is a kind of loan that is available for you. This kind of loan is not only of an unsecured nature with very fewer documents required with even lesser paperwork. This type of loan may be allowed in up to 48 hours to get approved following the process of confirmation.
Personal Loan Puttur provides financial aid support to all customers at an affordable as well as cost-effective interest valuations. To get a Personal Loan, the candidate is required to have a relatively stronger and dependable origin of income and also a fairly good account history profile.
Also, there endures no stated end-use restriction on the use of the personal loan product. This loan amount can be used in whatever way needed.
If you plan to apply for a personal loan, Puttur click on Personal Loan
Personal Loan Puttur Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Puttur
Salaried Customers:
- Identity verification(Aadhar card/driving license)
- Statements for the recompense of the past three months.
- Bank declarations for the last 6 months
- PAN
- Proof for Residency(Own/Rent/Company provided)
- Passport-size photo- 2
*NOTE: If one lives in rented quarters, rent agreement needs to be attached.
Self-Employed Customers:
- All financial reports are expected(Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar
- Residence Attempt
- Passport-sized images- 2
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Puttur
Click here to identify more about personal loan eligibility
Salaried Applicants
- The base age of the applicant ought not to be under 21 years or over 60 years.
- The claimant must have a working understanding of in any event three years. The payment ought to have been moved in their records as it were.
- The claimant should have an exceptional credit history.
- The job position of the applicant should be mentioned.
- The borrower must have the smallest income of at least INR 25,000 p.m.
Click here to apprehend more about a personal loan for- Salaried Applicant
Self-Employed Applicants
- The age of an independent person implementing should be at least 25 years.
- The applicant applying for a personal loan should have been finishing ITR for the past three years. In case the applicant is a businessman, then the corporation is required to be running well for the last 3 years.
- The credit score of the applicant should be good and there must not be any money or any dues pending.
- The yearly income of the candidate should be no less than Rs 2.5 lakh.
- The entire document verification method for personal loan approval requires the candidates to submit their financial declarations and their bank description for the past three months.
Click hither to know more of the personal loan for– Self-employed Applicant
Why Apply for Personal Loan Puttur?
- There is no hard and fast rule for the provision of depositing any mortgage or collateral as a protection to the bank.
- A personal loan is a kind of multidimensional loan, so it can be put to use for any kind of issue.
- The amount of personal investments is entirely based on the repayment capacity of the candidate.
- A Personal Loan does not need any nominee or sponsor.
How to apply for Personal Loan Puttur?
- Visit this website: Dialabank.
- Then, go to the loan section and go to the personal loan section. It will direct you to the specific information of the personal loan where you can select your city. For more information and free administration, please call 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Puttur
All Banks and NBFCs cost a determined fee to process a Personal Loan form. This value is 1% of the loan amount.
If you wish to terminate your loan before the decided loan tenure, all lending companies will be charging you a fine as a prepayment fee. Usually, you will not be entitled to close your loan before a duration of 12 months. Post that, the prices differ based on the number of years the loan has completed. This price varies from 4% of the remaining loan amount in the second year to 2% in the fourth year of the loan.
To grasp the interest rate click on personal loan interest rate
Personal Loan Puttur EMI Calculator
Equated Monthly Installments or EMI indicates a monthly fixed rate that you are needed to pay to the bank as regular repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is fixed. The EMI on your loan is determined depending upon the Rate the bank credits you with and the loan sum you have to take and the period for which you take the credit.
CIBIL Score required for Personal Loan Puttur
All the lending institutions have their own rules for a minimal CIBIL score that is needed to prepare a Personal Loan application in Puttur. Mostly, the institutions need the least number of at least 750 to further process employment.
No institution only seems at the overall score. They also look at a refined view of the previous loans. The details combine the type of loans and the amount of money that was borrowed. If there lives any delay in the payments of the past loans, it may hinder the support of the present loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Puttur Agents
Dialabank is one of the leading agencies for availing Personal Loan in Puttur. You can easily utilize online at Dialabank or give a bell at 9878981166
Dialabank assists you to see for the best option of Banks and NBFCs by providing you access to an in-detail market comparative investigation of various banks to help you pick the best one. Visit our website Dialabank and fill out a simple form with the items of personal and employment data. Our customer relationship directors will be in touch with you shortly.
Personal Loan Puttur Contact Number
Call 9878981166 and get timely support and approval for a Personal Loan in Puttur.
Pre Calculated EMI Table for Personal Loan Puttur
Click here for a personal loan EMI calculator
About Puttur
Puttur is a city in Dakshina Kannada district, in the Karnataka state of India. It is the headquarters of Puttur taluk. It is the second-largest and the fastest-growing city in Dakshina Kannada district of Karnataka after Mangalore. The Puttur Shree Mahalingeshwara Temple is located here.
FAQs About Personal Loan Puttur
✅ Who can apply for a Personal Loan in Puttur?
People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Puttur.
✅ What is the tenure of Personal Loan in Puttur?
Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.
✅ Are there any other charges involved in Personal Loan Puttur?
Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Puttur:
Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is 1% of the loan amount.
Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.
✅ Can my application for Personal Loan Puttur get rejected due to my CIBIL score?
Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.
Other Cities For Personal Loan In Karnataka
| Personal Loan Tiptur | Personal Loan Sandur |
| Personal Loan Shimoga | Personal Loan Ranibennur |
| Personal Loan Sedam | Personal Loan Ramanagaram |
