Personal Loan Puttur

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About Personal Loan Puttur

Personal Loan Puttur

Some expenses can knock our door overnight and creates a situation of financial crisis. What should you do if there is a sudden financial crisis? Do not worry, apply for a personal loan and meet all your financial needs.

A personal loan is a type of unsecured loan that a person can avail based upon their monthly income and CIBIL score without the need to submit any security with the lender. DialaBank makes sure that your loan is approved real quick with minimum documentation and paperwork.

Eligibility Criteria for Personal Loan Puttur

The eligibility criteria for both Salaried and Self-Employed is different:

Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age: 60 years.
  3. The applicants shall have a work experience of at least three years.
  4. They shall be receiving their salary in a bank account.
  5. The applicants shall have a good credit history and CIBIL score.

Self-Employed Applicants

  1. Minimum age: 25 years.
  2. Maximum age: 65 years.
  3. The applicant shall be filing ITR for the last three years.
  4. If the applicant is a businessman, then the business should at least be running for the past three years.
  5. The credit score of the individual applicant should be good.
  6. There shall not be any pending debt or dues.
  7. The annual income of the applicant should be a minimum of Rs 2.5 lakh.

Documents Required for Personal Loan Puttur

Common Documents for all applicants

  • Identity Proof: Following documents are accepted as indentity proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license
  • Residence Proof: Following documents are accepted as residence proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license

If the applicant lives in a rental apartment then they shall submit their registered rental agreement and electricity bill which shall be on their name and addressed to owner.

  • Under KYC, every applicant has to mandatorily submit their PAN card.
  • Two colored passport sized photographs (Applicants shall be wearing any glasses).

Financial Documents for Salaried Applicant – The salaried applicants need to depsit their remineration slip of the past three months and bank statement of the last six months.

Financial Documents for Self Employed – A self-employed applicant of personal loan should be filing ITR for at least the last three years, and their business should be registered.

Personal Loan Puttur Rate of Interest

Personal loan interest rates depend upon the loan amount tendered, tenure of loan, and the CIBIL score of the applicant. In general, the personal loan rate of interest starts at 10.75% per annum.

How to Apply for Personal Loan Puttur?

  • Visit Dialabank.com
  • Fill in your details in the personal loan form.
  • Our relationship manager will call you and assist you through the entire process.

About Puttur

Puttur is a city in Dakshina Kannada district, in Karnataka state of India. It is the headquarters of the Puttur taluk. It is the second largest and the fastest growing city in Dakshina Kannada district of Karnataka after Mangalore.

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