Personal Loan Shadnagar

Major Personal Loan Providers in Shadnagar

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Shadnagar Features

With few documents and a hassle-free process approve the easiest loan with Dialabank.

Personal loans are now accessible to everybody, personal needs are no more forbidden due to financial constraints. With the assistance of the best service providers, you can simply skip the hassle part and jump to the final processing without any trouble.

Personal Loan Shadnagar gives finance-related guide help to all clients at a moderate just as a financial loan fee.

To avail a Personal Loan, the candidate is required to have a similarly more grounded and trustworthy wellspring of pay and a genuinely decent record as a consumer profile.

With the perks of no investment barrier, one is liberal to spend on any requirement that they want to.

To apply for a personal loan, Shadnagar click on Personal Loan

Personal Loan Shadnagar Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Shadnagar

Essential Documents Required for loan approval:

Salaried Customers:

1. Statements for the salary of the past three months.
2. Identity proof (Aadhar card/driving license) of the applicant
3. PAN card
4. Bank statements for the last 6 months
5. Proof for Residence (Own/Rent/Company provided)
6. Passport-size photograph – 2

*NOTE: If one lives in rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. PAN Card belonging to the applicant
2. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
3. Aadhar card for verification
4. Residence Proof of the candidate
5. Passport-sized photographs- 2

Eligibility Criteria for Personal Loan Shadnagar

Click here to know more about personal loan eligibility

Salaried Applicants: 

1. The age of the candidate should belong to 21 years to 60 years.
2. The candidate must possess an employment history of a minimum of three years. The compensation ought to have been moved in their records as it were.
3. The applicant should have a clear credit history.
4. The job location of the applicant should be mentioned in filed documents.
5. The borrower must have a minimum income of at least INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants: 

1. The age of an independent person applying should be a min of 25 years.
2. The applicant applying for a personal loan should have been filing ITR for the past three years.
3. The credit score of the applicant should be good and there must not be any debt or any dues pending.
4. The yearly income of the applicant should be no less than Rs 2.5 lakh.
5. The entire document verification process for personal loan approval requires the applicants to submit their financial statements and their bank statement for the past three months.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Shadnagar?

1. There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
2. A personal loan is a kind of multidimensional loan, so it can be put to use for any kind of issue.
3. A Personal Loan does not require any nominee or guarantor for security.
4. The amount of personal loans is entirely based on the repayment capacity of the applicant

How to apply for Personal Loan Shadnagar?

Visit this website. It will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Shadnagar

All Banks and NBFCs cost a certain fee to process a Personal Loan application. This cost is 1% of the sanctioned loan amount.

To know about the interest rate click on personal loan interest rate

Personal Loan Shadnagar EMI Calculator

Equated Monthly Installments or EMI implies a monthly fixed rate that you are needed to pay to the bank as monthly repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is set. The EMI on your loan is calculated depending upon the Rate the bank charges you with and the loan amount you have to take and the period for which you take the loan.

CIBIL Score required for Personal Loan Shadnagar

Every financial institution has certain benchmarks when it comes to CIBIL score an individual is subjected to fall under the criteria to sanction the loan. A min of 750 Cibil scores is said to be appropriate for Personal loan approval.

No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may obstruct the approval of the present loan.

Personal Loan Shadnagar Agents

Dialabank is one of the leading agents for availing Personal Loan in Shadnagar. You can easily apply online at Dialabank or give a call at 9878981166

Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

Personal Loan Shadnagar Contact Number

Call 9878981166 and get timely assistance and approval for a Personal Loan in Shadnagar

Pre Calculated EMI Table for Personal Loan Shadnagar

Click here for personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Shadnagar

Shadnagar is a Town and assembly constituency in the Ranga Reddy district in Hyderabad, Telangana, India. As part of the District reorganisation of the Telangana Government, Shadnagar separated from Mahabubnagar district and merged into Ranga Reddy district Headquarters.

FAQs About Personal Loan Shadnagar

Who can apply for a Personal Loan in Shadnagar?

People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Shadnagar.

What is the tenure of a Personal Loan in Shadnagar?

The banks and Financing institutions have pre-decided criteria for loan repayment tenure that extends from 1 year to 5 years. There are some Banks that extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

Are there any other charges involved in Personal Loan  Shadnagar?

Yes, there are 2 types of charges that one needs to pay  to avail a personal loan in Shadnagar:

Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally 1% of the loan amount.

Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges.

Can my application for Personal Loan Shadnagar get rejected due to my CIBIL score?

Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future.

Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.