State Bank of Indore Personal Loan

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      State Bank of Indore Personal Loan Key Features Jan 2021

      Eligibility Criteria Details
      Age 21 to 58 years
      <76 (for pensioners)
      CIBIL Score Minimum 700 or above
      State Bank of Indore Personal Loan Interest Rate 9.99% per annum
      Lowest EMI per lakh Rs. 2105
      Tenure 6 to 72 months
      State Bank of Indore Personal Loan Processing Fee 1.0% to 2.0% of Loan Amount + GST
      Prepayment Charges 3%
      Part Payment Charges Not Applicable
      Minimum Loan Amount Rs. 24,000
      Maximum Loan Amount Rs. 20 Lakh

      State Bank of Indore Personal Loan Eligibility Criteria

      Eligibility criteria for a personal loan:

      CIBIL Score  700 and Above
      Age Criteria 21 – 58 Years
      <76 (for pensioners)
      Min Income Criteria Rs. 15000/month
      Occupation Criteria Salaried/Self-employed

      State Bank of Indore Personal Loan Interest Rates and Charges

      State Bank of Indore Personal Loan Interest Rate 9.99% per annum
      State Bank of Indore Personal Loan Processing Charges 1% to 2% of the Loan Amount + GST
      Prepayment Charges 3%
      Stamp Duty As per state laws
      Cheque Bounce Charges As per bank terms
      Penal Interest 2%
      Floating Rate of Interest Not Applicable

      State Bank of Indore Personal Loan Documents Required

      Documents required for a personal loan from the State Bank of Indore:

      Form Duly filled application form
      Proof of Identity Copy of:
      > Passport
      > Driving License
      > Aadhar Card
      > Voter ID Card
      Proof of Address Rent Agreement (Min. 1 year of stay)
      Utility Bills
      Passport (Proof of permanent residence)
      Ration card
      Proof of Income > ITR: Last two Assessment years
      > Salary Slip: Last 6 months
      > Bank Statement: Last 3 months

      State Bank of Indore Personal Loan EMI Calculator

      State Bank of Indore Personal Loan Compared to Other Banks

      Bank Interest Rate Tenure Loan Amount & Proc Fee
      State Bank of Indore 9.99% 6 to 72 months Up to Rs. 20 lakh / 1% to 2% of Loan Amount
      HDFC Bank 11.25% to 21.50% 12 to 60 months Up to Rs. 40 lakh / Up to 2.50% of the loan amount
      Bajaj Finserv Starting from 12.99% 12 to 60 months Up to Rs. 25 lakh / Up to 3.99% of the loan amount
      Axis Bank 15.75% to 24% 12 to 60 months Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount
      Citibank Starting from 10.99% 12 to 60 months Up to Rs. 30 lakh / Up to 3% of the loan amount
      ICICI Bank 11.50% to 19.25% 12 to 60 months Up to Rs. 20 lakh / Up to 2.25% of the loan amount

      Other Loan Products from State Bank of Indore

      State Bank of Indore Gold Loan State Bank of Indore Car Loan State Bank of Indore Home Loan State Bank of Indore Business Loan
      State Bank of Indore TWL State Bank of Indore LAP State Bank of Indore Credit Card State Bank of Indore Education Loan

      Why should you apply for the State Bank of Indore Personal Loan with Dialabank?

      • Dialabank helps you choose the best financial products for your needs.
      • We provide convenient options for the hassle-free loan process.
      • We make sure you get the lowest interest rates available in the market.
      • With Dialabank, you have a trustworthy friend as your financial advisor.

      How to Calculate EMIs for State Bank of Indore Personal Loan

      You can use the EMI calculator given below.

      State Bank of Indore Personal Loan Processing Time

      The personal loan application with the State Bank of Indore can take anywhere between 7 to 14 days. For quick disbursing personal loans apply with Dialabank, and we do the rest for you.

      State Bank of Indore Personal Loan Preclosure Charges

      You are allowed to prepay and close your personal loan with the State Bank of Indore. You will be charged with a foreclosure fee of 3%.

      State Bank of Indore Personal Loan Overdraft Facility

      An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like manner reimburse the got out totally at whatever point the condition is ideal. From this time forward, it is possibly the most favored credit choices that benefitted to meet changing individual supporting necessities unbounded.

      Apply for an overdraft office as a Bank for a startling new unforeseen development. The adaptable improvement office has all the goliath highlights of a slight overdraft credit.

      Pre Calculated EMI for Personal Loan

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      Different Personal Loan Plans by State Bank of Indore

      State Bank of Indore Marriage Loan

      Marriages are no less than a festival for us Indians but also put a strain on our finances. State Bank of Indore helps you manage your wedding expenses through their affordable personal loan schemes.

      State Bank of Indore Personal Loan for Government Employees

      Government employees can apply for a personal loan with the State Bank of Indore to avail of low-interest affordable loans to fulfill their monetary needs.

      State Bank of Indore Doctor Loan

      If you are a doctor with at least four years of medical practice, you can apply for a personal loan with the State Bank of Indore and fulfill your financial needs.

      State Bank of Indore Personal Loan for Pensioners

      Retired government officers who have a pension account with the State Bank of Indore can avail of the personal loan scheme for pensioners to meet their post-retirement expenses.

      State Bank of Indore Personal Loan Balance Transfer

      State Bank of Indore Personal Loan Balance Transfer lets you transfer your high-interest personal loan from another lender to the bank. The bank pays the loan amount on your behalf and sanctions you a loan at lower rates of interest.

      State Bank of Indore Personal Loan Top Up

      Personal loan top-up lets you borrow additional money on your existing personal loan without having to re-apply. You can fill a simple form at Dialabank and let us do the work for you.

      State Bank of Indore Personal Loan Status

      You can check your loan status by;

      • Visiting the branch in person.
      • Using the State Bank of Indore’s online platform.

      How to Apply for a Personal Loan from State Bank of Indore?

      State Bank of Indore Personal Loan

      While applying for a State Bank of Indore personal loan online, you can use the Internet for searching and comparing different banks and NBFCs that offer personal loans. After choosing the State Bank of Indore, you can choose the right option according to your knowledge and preference. To move ahead in the process, you can visit the website of Dialabank and choose the schemes that suit you.

      Dialabank ensures to provide you with the best financial services from major banks of the country. To be a part of this journey, you had to follow the steps given below:

      1. Visit the website of Dialabank.
      2. Go to the personal loan section.
      3. In the personal loan section, you can apply either as a self-employed individual or a salaried individual.
      4. Once, you fill in all the important details about yourself, submit the form.
      5. After form submission, you will have to wait for our representative to call you.
      6. Eventually, our representative will guide you through the process of the loan.
      7. You get a loan at an affordable interest rate without moving here and there.
      8. To know more, you can call on 9878981166.

      FAQs About State Bank of Indore Personal Loan

      ✅ How to apply for State Bank of Indore Personal Loan?

      You can apply for a personal loan with the State Bank of Indore either through visiting the nearest branch of State Bank of Indore or simple form submission with Dialabank. With Dialabank, you get the benefit to apply from anywhere and get your loan approval faster.

      ✅ What is the Interest Rate for State Bank of Indore Personal Loan?

      The interest rate of the State Bank of Indore is 9.99% per annum for their personal loan products.

      ✅ What is the minimum age for getting a Personal Loan from the State Bank of Indore?

      You must be at least 21 years old to apply for a personal loan with the State Bank of Indore.

      ✅ What is the maximum age for getting a Personal Loan from the State Bank of Indore?

      The maximum age for getting a personal loan from the State Bank of Indore is 60 years.

      ✅ What is the minimum loan amount for State Bank of Indore Personal Loan?

      The minimum loan amount for availing a Personal Loan from State Bank of Indore is Rs 24,000.

      ✅ What is the maximum loan amount for State Bank of Indore Personal Loan?

      State Bank of Indore lets you take a maximum loan amount of Rs.20 lakhs under the personal loan scheme.

      ✅ What are the documents required for the State Bank of Indore Personal Loan?

      You will require an Aadhaar card/Voter ID, PAN card, salary slips of the last 6 months, the ITR files of the last two years, and two recently clicked photographs for a personal loan from the State Bank of Indore.

      ✅ What is the Processing Fee for State Bank of Indore Personal Loan?

      State Bank of Indore charges a processing fee of 1% to 2% of the loan amount plus GST for the personal loan.

      ✅ How to get State Bank of Indore Personal Loan for Self Employed?

      State Bank of Indore avail special offers for self-employed borrowers to meet their financial needs. You will present the ITR files of the last two years as your income proof.

      ✅ What is the Maximum Loan Tenure for State Bank of Indore Personal Loan?

      The maximum tenure duration for a personal loan from the State Bank of Indore is 72 months.

      ✅ What should be the CIBIL Score for State Bank of Indore Personal Loan?

      You must have a CIBIL score of at least 700 or above for getting a personal loan from the State Bank of Indore.

      ✅ Do I have a preapproved offer for the State Bank of Indore Personal Loan?

      You can check for your personal loan preapproved offers from State Bank of Indore with Dialabank. All you have to do is fill the form, and we will check all the offers for you and get back to you to help you choose the best one.

      ✅ How to calculate EMI for State Bank of Indore Personal Loan?

      You can use the EMI calculator accessible at Dialabank’s website to calculate your personal loan EMIs from the State Bank of Indore.

      ✅ How to pay State Bank of Indore Personal Loan EMI?

      Your personal loan EMIs from the State Bank of Indore are automatically take away from your bank account every month. You can also use the net-banking facility of the State Bank of Indore for the payment of your personal loan.

      ✅ How to close State Bank of Indore Personal Loan?

      You will pay all the outstanding personal loan amount of your personal loan and then contact the State Bank of Indore branch to receive your no dues certificate.

      ✅ How to check State Bank of Indore Personal Loan Status?

      You will need the visit the State Bank of Indore branch in-person to know the status of your personal loan. On the other hand, you can visit Dialabank and fill a simple form to let us do the hard work for you.

      ✅ How to close State Bank of Indore Personal Loan Online?

      Closing of a personal loan from the State Bank of Indore demands the following steps:

      • Visit the net-banking page of State Bank of Indore.
      • Login with your details.
      • Pay for your personal loan and save the transaction receipt.

      ✅ How to pay State Bank of Indore Personal Loan EMI Online?

      Your personal loan EMI can be paid through the net-banking facility of the State Bank of Indore. Dialabank lets you compare offers and deals from various banks to choose the best, to get a low-EMI personal loan. All you have to do is fill a simple form, and we will do the rest for you.

      ✅ How to check Personal Loan Balance in State Bank of Indore?

      To check the personal loan balance in the State Bank of Indore, you will need to contact the State Bank of Indore customer care number. If you are in search of low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.

      ✅ How to download the State Bank of Indore Personal Loan Statement?

      The personal loan statement of State Bank of Indore can be downloaded through the mobile banking app of State Bank of Indore. You can visit the online platform of Dialabank and fill a simple form to compare and know about all the offers that we have for you.

      ✅ How to Top Up Personal Loan in State Bank of Indore?

      If you require a top-up on your personal loan from the State Bank of Indore, you will the bank branch and come in contact with the loan officer. You can also fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us.

      ✅ What happens if I don’t pay my State Bank of Indore Personal Loan EMIs?

      State Bank of Indore will charge a penal interest if you are not paying to pay your personal loan EMIs. You can apply for a balance transfer using Dialabank to avail of low-interest personal loans.

      ✅ How to find the State Bank of Indore Personal Loan account number?

      You will have to contact your State Bank of Indore loan branch to find your personal loan account number. Also, fill out the form available at Dialabank and allow us to do all the work for you.

      What is the State Bank of Indore personal loan customer care number?

      Contact 9878981166 for any queries.

      What are the State Bank of Indore Personal Loan pre-closure charges?

      You are allowed to prepay and close your personal loan with the State Bank of Indore. You will be charged with a foreclosure fee of 3%.

      ✅What is the State Bank of Indore personal loan closure procedure?

      1. Visit the bank with the complete set of documents (as mentioned above).
      2. You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account.
      3. Pay the pre-closure amount.
      4. Sign the required documents, if any.
      5. Take acknowledgment of the balance amount you have paid.

      ✅What is the State Bank of Indore Personal Loan Overdraft Facility?

      An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can in like manner reimburse the got out totally at whatever point the condition is ideal. From this time forward, it is possibly the most favored credit choices that benefitted to meet changing individual supporting necessities unbounded.

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