State Bank of Indore Personal Loan

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Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

State Bank of Indore Personal Loan

State Bank Of Indore Personal Loan offers general Purpose Loan for Individuals viz. purchase of new consumer durable articles such as computers, televisions, refrigerators, air-conditioners, music systems, kitchen appliances, furniture, carpets etc. Also for meeting customer specific needs like expenses on marriage, family functions, medical treatment, education, travel etc.

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State Bank Of Indore Personal Loan Eligibility

Employees of Govt./ PSUs / reputed profit-making public limited companies/reputed educational Institutions with a minimum of 2 years service.
Self-employed engineers, doctors, architect, CAs, MBAs, with minimum 2 years standing. They should be 60 years of age or less.
Pensioners of Govt. / PSUs. Public Sector Banks who have taken VRS and are of 60 years of age or less.
Minimum Net Monthly Income Rs. 5,000/- per month or Rs.60000/ per annum.

Loan Amount: 

  1. Minimum Rs.24000/-
  2. Maximum 12 times of NMI with a ceiling of Rs.5.00 lacs (Rs.1.50 lacs for pensioners.)


NIL (Minimum Score on a credit scoring model required)


Maximum 48 months.


No prepayment penalty.

State Bank of Indore Personal Loan Interest Rate:

SBI Personal Loan rate is calculated on benchmark prime lending rate = 13%, and stands as follows:

 Salaried: BPLR + 2% = 15%

Self-employed / professionals etc (based on credit-rating):

Credit score of above 60 or more: BPLR + 2% = 15%

Credit score of less than 60: BPLR + 3.50% = 16.5% levied on State Bank of Indore Personal Loan.

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