Suryoday Small Finance Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Suryoday Small Finance Bank Personal Loan Key Features

Eligibility Criteria Details
Age 21 – 60 (at loan maturity)
CIBIL Minimum 750 or above
Suryoday Small Finance Bank Personal Loan Interest Rate 9.99% per annum
Lowest EMI per lakh N/A
Tenure 12 to 60 months
Processing Fee Bank Decision
Suryoday Small Finance Bank Personal Loan Prepayment Charges 1% to 2%
Part Payment Charges NIL
Minimum Loan Amount N/A
Maximum Loan Amount Rs 10,00,000

Each Feature Explained in Detail Below


Suryoday Small Finance Bank Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL score 750 and Above
Age 21-60 years
Min Income Rs 25000/month
Occupation Salaried/Self-employed

 

Suryoday Small Finance Bank Personal Loan Interest Rate and Charges

Suryoday Small Finance Bank Personal Loan Interest Rate 9.99% per annum
Suryoday Small Finance Bank Personal Loan Processing Charges 1% to 2%
Prepayment Charges NIL
Stamp Duty As per state laws
Cheque Bounce Charges As per bank terms
Penal Interest N/A
Floating Rate of Interest Not Applicable

 

Suryoday Small Finance Bank Personal Loan Documents Required

Form Duly filled application form
Proof of Identity Copy of:
Passport,
Driving License,
Aadhar Card, Voter ID Card
Proof of Address > ITR: Last two Assessment years
> Salary Slip: Last 6 months
> Bank Statement: Last 3 months
Proof of Income > ITR: Last two Assessment years
> Salary Slip: Last 6 months
> Bank Statement: Last 3 months

Suryoday Small Finance Bank Personal Loan EMI Calculator

Suryoday Small Finance Bank Personal Loan Compared to Other Banks

Particulars Suryoday Small Finance Bank HDFC Bank Bajaj Finserv Axis Bank Citibank ICICI Bank
Interest Rate 9.99% 11.25% to 21.50% Starting from 12.99% 15.75% to 24% Starting from 10.99% 11.50% to 19.25%
Tenure 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months 12 to 60 months
Loan amount Up to Rs. 10 lakh Up to Rs. 40 lakh Up to Rs. 25 lakh Rs. 50,000 to Rs. 15 lakh Up to Rs. 30 lakh Upto Rs. 20 lakh
Processing Fee N/A Up to 2.50% of the loan amount Up to 3.99% of the loan amount Up to 2% of the loan amount Up to 3% of the loan amount Up to 2.25% of the loan amount

 

Why should you apply for Suryoday Small Finance Bank Personal Loan with Dialabank?

  • India’s first financial helpline and a team of professionals
  • Our team of experts will help you in the entire loan process
  • We help you choose the loan product that fulfills your needs.

Just give a Call at 9878981166

How to Calculate EMIs for Suryoday Small Finance Bank Personal Loan

You will need the following things to calculate your EMIs:

  1. Amount of Loan
  2. Rate of Interest and
  3. Tenure

Enter these values in the calculator below for your estimated monthly EMI.

Suryoday Small Finance Bank Personal Loan Processing Time

Processing time for your loan application can be up to a week or more, but pre-approved and customers that have an account with the bank can expect the loan approval within 48 to 72 hours.

Suryoday Small Finance Bank Personal Loan Preclosure charges

When you have your funds ready and want to close your loan, the same can be done very easily. The fee Suryoday Small Finance Bank charge for the foreclosure is not available currently.

Pre Calculated EMI for Personal Loan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Different Personal Loan offers by Suryoday Small Finance Bank

Personal Loan for Marriage

Financial assistance to the general public for their financial needs such as marriage and other expenses. You can avail a loan of up to Rs. 10 lakh at affordable interest rates at Suryoday Small Finance Bank Personal Loan

Personal Loan for Government Employees

Government employees Suryoday Small Finance Bank can avail of personal loans at special rates and flexible tenure. Being an employee of the government comes with its set of benefits, and easier loan terms are one of them.

Personal Loan for Doctors

Doctors and medical professionals that may require some assistance financially can apply for a personal loan of up to Rs. 15 lakh. The bank provides special interest rates for these professionals.

Suryoday Small Finance Bank Personal Loan Balance Transfer

If you wish to transfer your existing personal loan from another bank, Suryoday Small Finance Bank provides you with better interest rates and loan terms. You get flexible rates and tenure that will help reduce your financial burden.

Suryoday Small Finance Bank Personal Loan Top Up

Sometimes, you might require extra funds to meet your expenses. For such scenarios, you can apply for a top-up loan rather than a fresh new loan.

Suryoday Small Finance Bank Personal Loan Status

You can check the status of your personal loan through;

  • Visiting your loan branch in person.
  • Calling to their toll-free No.

How to Apply for Suryoday Small Finance Bank Personal Loan?

Three simple steps to fulfill your needs:

  1. Visit the site of Dialabank
  2. Fill all the details in the form
  3. Wait for experts to call back.
  4. Documents will be picked from your doorstep.

or Just Give a Call at 9878981166

FAQs About Suryoday Small Finance Bank Personal Loan

✅ What is Suryoday Small Finance Bank Personal Loan?

Suryoday Small Finance Bank Personal Loan is an unsecured loaning scheme that you can avail to fulfill all your personal financial needs. Suryoday Small Finance Bank provides personal to salaried employees of both the public and private sectors and self-employed people.

✅ How does Suryoday Small Finance Bank Personal Loan work?

Personal Loan specifically comes under the raining category of Unsecured Loans which means it does not require any collateral to provide. Suryoday Small Finance Bank personal loan comes with attractive features and benefits. Once the verification process of your eligibility and documentation is complete, you will get the loan amount, and the repayment can be quickly made with the automated deduction of monthly installments.

✅ What is the Personal Loan rate of interest in Suryoday Small Finance Bank?

The interest rate of Suryoday Small Finance Personal loan is 9.99% per annum.

✅ What is the procedure of Personal Loan in Suryoday Small Finance Bank?

You will need to first check your basic eligibility that can be done online at the Dialabank website as on their website every detail is not provided. After you have accumulated the needed documents, just visit the bank branch and apply for a personal loan. Once the loan process is complete, the amount is transferred to your account, and you can use this money to pay for your personal expenses and needs.

✅ How can I get Suryoday Small Finance Bank Personal Loan?

To get a Suryoday Small Finance Bank personal loan, all you have to do is visit the bank branch with the required documents and submit them with the banker. Once the bank verifies your documents and approves your loan application, you will receive the amount.

✅ How to apply for Suryoday Small Finance Bank Personal Loan?

You can apply for Suryoday Small Finance Bank personal loan by visiting the bank’s official website or walking into the nearest branch. You can also apply online with Dialabank to avail of personalized assistance and get financial advice for all your needs.

✅ Why apply for Suryoday Small Finance Bank personal loan?

Suryoday Small Finance Bank provides personal loans for all your financial needs and has schemes that cater to your personal needs. You can get a competitive rate of interest and long tenure for burden-free repayment of your loan. A personal loan is an unsecured loan; therefore, you do not need to submit any security with the bank in exchange for the loan.

✅ How much EMI on Suryoday Small Finance Bank Personal Loan?

Your personal loan EMI varies with your loan amount, interest rate, and loan tenure. Suryoday Small Finance Bank personal loan EMIs are an easy and hassle-free way to repay your loan.

✅ How much CIBIL score required for Suryoday Small Finance Bank personal loan?

If you have a CIBIL score greater than or equal to 750, your chances to get a personal loan to improve. CIBIL score estimates the risk involved for a lender in lending you money and can even affect the rate of interest offered to you.

✅ Minimum credit score needed for Suryoday Small Finance Bank personal loan?

Banks require you to at least have a credit score of 700 to consider you eligible for a personal loan. Personal loans are unsecured, and thus your credit score becomes a major factor in determining your loan eligibility.

✅ How to calculate the Suryoday Small Finance Bank personal loan EMI?

Use the following formula, E = P x R x [((1+R)^N)/((1+R)^N)-1] to calculate your personal loan EMI,

The formula expands as E meant for  EMI amount you want to find, R is Rate of Interest, P for the principal of amount borrowed and N is the tenure. Dialabank’s EMI calculator is an easy way to find the same.

✅ What can I use Suryoday Small Finance Bank personal loan for?

You can use the Suryoday Small Finance Bank personal loan to finance all your personal needs. A wedding, utility or medical bills, vacation, small or large expenses, etc.

✅ Can I prepay Suryoday Small Finance Bank personal loan?

Yes, you can prepay your personal loan with the Suryoday Small Finance Bank without needing to pay any prepayment charges.

✅ How to prepay Suryoday Small Finance Bank personal loan?

When you have the needed fund, you can simply visit your loan branch and apply for foreclosure. Suryoday Small Finance Bank does not charge you any foreclosure fee, and you can close your loan without any hassle.

✅ How to repay Suryoday Small Finance Bank personal loan?

Pay your Suyyoday Small Finance Bank personal loan in the easiest way possible with practical EMIs. This amount is deducted automatically at the end of the monthly cycle.

✅ What documents are needed for Suryoday Small Finance Bank personal loan?

You will need your basic KYC documents for identity and address verification along with bank statements of the last 6 months and salary slip of 3 months. Submit these documents with a duly filled application form to start your loan process.

✅ How to check Suryoday Small Finance Bank personal loan status?

You can either visit the branch and check your loan status with your banker in person or can visit the official website of the bank and track your loan online using just your mobile number or loan reference number.

Other Banks For Personal Loan

Barclays Finance Personal Installment Loans
Uttrakhand Gramin Bank Personal Loan
Vidharbha Konkan Gramin Bank Personal Loan
Utkal Grameen Bank Personal Loan

Table of Contents

Menu