A Personal Loan is finance which has gained much demand in a short span of time. This is probably because of its various benefits and schemes. Personal finance is unsecured in nature i.e. consumers don’t need to provide any assets or collateral against their loan.

Why opt for Personal Loan Rohtak?

  1. It involves simple procedures and fast loan approvals.
  2. There is no need to provide a cosigner to avail this Loan.
  3. There is no process involved to verify the collateral.
  4. There is no upper limit to borrow money.
  5. It is the simple and safe loan scheme for raising funds in times of need.
  6. It is easily available within 48 hours.

Personal Loan Rohtak Eligibility

Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan.

Salaried Individuals

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and 1-year experience in the current job.
  4. CIBIL Score must be more than 700.
  5. A person who gets his/her salary in cash is not eligible for availing Loan

Self Employed Individuals

  1. Minimum and Maximum Age: 25 and 65 years.
  2. Should have filed for an annual ITR of 2.5 to 3 lakh.
  3. Residence: Should be owning an Office or Home.
  4. Business Stability: Your business should be operating for the last 3 years.
  5. CIBIL Score should be more than 700.

Personal Loan Rohtak Document

  1. Identity Proof: Voter Card/ Driving License /Aadhaar Card/ Passport.
  2. Proof of Residence: Voter Card/ Driving License/Passport/ Aadhar Card/ Ration Card and if the applicant is living in the rental apartment then they have to submit their rented agreement, water & electricity bill in their name and owner’s address.
  3. Income Proof: Salary slips of last 6 month or bank account statements where you get your salary. If the applicant is self-employed, then they have to submit their ITR statement of the last 3 years.
  4. It is important to note that if you don’t get your salary in the bank account, then you won't be eligible to apply for a loan.
  5. The applicant have to submit the photocopy of PAN Card.
  6. Two colored photographs

Personal Loan Rohtak Interest Rate

Personal Loan generally comes with an affordable interest rate.  The initial interest rate of the Personal Loan is 10.75% per year, but this rate keeps on varying from time to time. Also, the interest rate differs from person to person and also depends on one’s monthly salary or income.

Personal Loan Rohtak Tenure

The tenure of the personal loan is from 1 year to 5 years.

How to Apply?

Anybody can apply quickly for Personal Loan online within 2 minutes. The process of application is straightforward and fast.

  1. Visit www.dialabank.com.
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.

Dialabank is one of the best platforms to apply for a personal loan as we provide you all kinds of loan at a very affordable rate of interest.

About Rohtak

Rohtak is a city and Municipal Corporation in Rohtak district in Haryana. It is known as the Heart of Haryana. It is situated to the east side of Bhiwani. It is a part of NCR (National Capital Region). The city is also rising as fast as the major Industrial city of Haryana.

REMINDER SERVICES EMI CALCULATOR

PERSONAL LOAN INTEREST RATES

Reminder Services EMI Calculator Personal Loan Interest Rates

 

Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.