Personal Loan Anantapur

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Anantapur

      Major Personal Loan Providers in Anantapur

      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Overdraft Facility

      Personal Loan Anantapur Features

      Personal loan anantapur

      Do you need cash for the wedding festivity? Do you need cash for the redesign of the house? Here is the arrangement; you can profit from the individual advance Anantapur. This Personal credit Anantapur is a moment advance that can be given with no insurance vow and for your prompt or pressing needs. 

      This advance gives adaptability in the utilization of assets according to your necessities. The advance is given to those people who have acceptable CIBIL scores or rumoured records of loan repayment.

      Personal Loan Anantapur is an unsecured loan that provides financial aid to customers at affordable interest rates. To get a Personal Loan Anantapur, the applicant needs to have a valid and good income source and a good credit history.

      Furthermore, there is no restriction on the use of the personal loan Anantapur amount. Therefore, you can use this Personal loan Anantapur amount anywhere you want to spend on whatever.

      Personal Loan Anantapur Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Anantapur

      Salaried Customers:

      1. ID evidence (Aadhar card/driving permit) 
      2. Compensation slips of most recent three months 
      3. Bank explanations throughout the previous half-year 
      4. PAN Card
      5. House Proof (Rented or bought)
      6. Visa estimated photos – 2 

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card is to be provided
      3. Aadhar Card
      4. Residence Proof is to be provided
      5. Two passport-sized photographs


      Interest Rate 9.99%


      Eligibility Criteria for Personal Loan Anantapur

      The Personal Loan Eligibility criteria for both Salaried and Self-Employed individuals are separate

      Salaried Applicants

      1. The base age necessities of the individual ought to be 21 years and most extreme as long as 60 years. 
      2. The candidates must have a Valid financial record. 
      3. The activity area of the candidate ought to be referenced. 
      4. The candidates must have a working understanding of at least three years. What’s more, the compensation ought to be gotten or credited to their self records as it were. 
      5. A borrower ought to have a base salary of INR 25,000 every month.

      Click here to know more about- Personal Loan Salaried Applicant.

      Self-Employed Applicants

      1. The base age prerequisite for an autonomous individual ought to be 25 years. 
      2. The candidates applying for the individual credit Anantapur should record ITR for the last three or five years. 
      3. On the off chance that the candidates are businessperson, at that point, the business ought to be easily running from the previous three years. 
      4. The financial assessment of the individual candidates ought to be acceptable .there ought not to be any obligation or contribution remarkable. 
      5. The yearly salary of the candidates ought to be at least Rs 2.5 lakh. 
      6. The entire documentation procedure of the individual credit is the candidates need to present his money related and his bank proclamation of the past quarter of a year.

      Click here to know more –Personal loan Self-employed Applicant.

      Why Apply for Personal Loan Anantapur?

      1. No need to deposit any mortgage and collateral, asset security.
      2. A personal loan is a multi-purpose offer loan. 
      3. The amount of personal loan Anantapur depends upon the repayment of individual income and capacity.
      4. A Personal Loan Anantapur does not require any guarantor or nominee.

      How to apply for Personal Loan Anantapur?

      1. Visit Dialabank.
      2. Click on the loan section and click on the personal loan link.
      3. The applicant or individual will be provided with all details of the personal loan to choose their preferred city.
      4. For more information and details, you may call on 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Anantapur

      1. Each Bank and NBFC charges an expense for handling your Personal Loan application. These charges differ between 1.5% to 2.5% of the authorized advance sum. 
      2. If you wish to dispossess your advance before the concurred advance residency, each loaning organization charges you a punitive prepayment expense. As a rule, there is a limitation on close your advance before a year. Post that, the charges fluctuate contingent upon how long the credit has been done or the time of the individual advance. These charges differ from 4% of the extraordinary Personal advance Anantapur sum in the second year to 2% in the fourth year of the credit.

      Personal Loan Anantapur EMI Calculator

      • Compared Monthly Installments, likewise know as EMI, are the month to month fixed charges that you pay to the bank as a month to month reimbursement for the credit sum obtained. Therefore, given your profile, the financing cost on your Personal advance is resolved.
      •  Your EMI is calculated based on the bank’s interest rate, the amount of Personal loan Anantapur you have to take, and the period for which you enjoy the loan.

      The Personal Loan EMI Calculator is as follows:

      CIBIL Score required for Personal Loan Anantapur

      Each loaning foundation has its own measures for the base CIBIL score required for preparing a Personal Loan application in Anantapur. However, most organizations and Personal advance banks require a base score of 750 to process your advance application. 

      The establishments don’t simply glance at the general score yet; also, the point by point conduct on the past advances taken. This includes details on the type of Personal loan taken and the amount borrowed. In addition, any delayed or pending payments for previous Personal loans can act as a barrier to your availing of a fresh loan.


      Interest Rate 9.99%


      Personal Loan Anantapur Agents

      1. Dialabank is the main operator for benefiting Personal Loan Anantapur. You can apply online by a single tick at Dialabank or give a missed call at 9878981166 
      2. Dialabank causes you to locate the ideal alternative of Banks and NBFCs by furnishing you with an itemized showcase correlation of various Personal Loans Anantapur banks so you can settle on the correct decision. Visit our site by single tick on Dialabank and fill a straightforward form with your own and business subtleties. Our client relationship administrators will, before long, connect with you.

      Personal Loan Anantapur Contact Number

      Call 9878981166 and get instantaneous and approval for Personal Loan Anantapur.

      Pre Calculated EMI Table for Personal Loan Anantapur

      5 Yrs
      4 Yrs
      3 Yrs

      About Anantapur

      Anantapur is a city in the Anantapur district of the Indian state of Andhra Pradesh. It is the Mandal headquarters of Anantapuramu Mandal and also the divisional headquarters of Anantapur revenue division. The city is located on National Highway. It was also the headquarters of the Datta Mandalam in 1799.


      Who can apply for a Personal Loan in Anantapur?

      People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan Jaipur.

      What is the tenure of a Personal Loan in Anantapur?

      Most banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. Some Banks extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

      Can my application for Personal Loan Anantapur get rejected due to my CIBIL score?

      Since a Personal Loan is an unsecured loan, one of the most important decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments, as that will decrease your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.