Personal Loan Anekal

Major Personal Loan Providers in Anekal

Personal Loan Anekal Features 

Financial dilemmas have made you pessimistic? Want financial support? Dialabank has an ideal answer to your difficulty. A personal loan will reduce all your financial obstacles. This loan will be authorized within 48 hours of document authentication, and very little paperwork is required. You will get this loan based on your CIBIL score, banking history, employment profile, etc. Dialabank provides you with an unsecured loan with an affordable interest rate. Your credit records should be good, and you should have a good source of living.

Personal Loan Anekal Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Anekal

Salaried Customers:

1. Submit your citizenship proof. It can be anyone with an Aadhar card or driving license.
2. Payslips for the past three months.
3. Bank statements for the last 6 months
4. PAN Card.
5. Residence proof (Owned/Rented/Company provided)
6. Two fresh passport-sized photographs.

*NOTE: If you live in a rented apartment, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements such as Balance sheets, P&L statements, ITR files, etc., of your business have to be relinquished.
2. You should also submit a copy of your PAN Card.
3. Aadhar Card is required for identity proof.
4. Residence Proof (owned/rented) is also mandatory to be submitted.
5. You have to submit two of your recent passport-sized photos.

Eligibility Criteria for Personal Loan Anekal

Click here to know more about personal loan eligibility criteria.

Salaried Applicants

1. An individual’s minimum age requirements should be 21 years and a maximum of up to 60 years to apply for a personal loan.
2. The applicant should have a minimum of 3 years of expertise, and you should be getting a salary in your own account.
3. The credit history of the applicant should be perfect.
4. You necessitate specifying your job location.
5. You should be receiving the least of Rs. 25000 per month.

Self-Employed Applicants

1. The minimum age requirement of a person should be 25 years to apply for a loan.
2. You should file your ITR for the last 3 years if you are applying for a personal loan.
3. If you are operating a firm, your firm should have been working actively for the past 3 years.
4. Your credit score should be worthy enough to give you credit.
5. Your earning should be a minimum of an annual income of Rs.2.5 lakhs.
6. The applicant is required to append his financial and bank statement for the past 3 months.

Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Anekal?

1. No need to mortgage your assets for procuring the credit.
2. A personal loan can be appropriated for many plans. You can use this sum wherever you want.
3. The amount to be endorsed will depend on your CIBIL score.
4. In a Personal Loan, you need not specify anybody as a nominee or guarantee.

How to apply for Personal Loan Anekal?

1. Visit our website by clicking on the link Dialabank.
2. There is a loan section; go there and click on the personal loan.
3. The applicant will be directed to all personal loan details where you can choose your preferred city.
4. For more information and free support, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Anekal

To get your application for a personal loan concocted, you need to pay a processing fee to Banks or NBFCs. The value of this processing fee is 1% of the sanctioned loan amount.

If you are impeding a part of your loan amount before the completion of your tenure, then you have to pay a sentence for prepayment. You cannot close your loan before 12 months in most circumstances. The prepayment fine charges depend on the number of years for which the loan has been used.

Personal Loan Anekal EMI Calculator

 You are liable to pay rigid instalments per month to the bank to settle the loan amount. These fixed payments are known as EMI or Equated Monthly Installments. The interest rate is decided after discovering your financial situation. Your EMI will be computed using a personal loan EMI calculator after considering the interest rate and tenure of the loan.

CIBIL Score required for Personal Loan Anekal

Banks and NBFCs have their own norms for the CIBIL score for lending purposes. But, mostly, a CIBIL Score of 750 is preferred by most of the lending establishments.

 Banks and NBFCs want to ascertain how you acknowledged previous loans through your CIBIL score. In addition, they want to ensure that there are no delayed payments until now.

Personal Loan Anekal Agents

Dialabank is a notable companion for taking a Personal Loan in Anekal. You can apply online at Dialabank or give a call at 9878981166. Dialabank helps you in finding the perfect Bank or NBFCs by showing you comparative analysis between banks. Visit our website www.dialabank.com and fill a simple form with all necessary personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Anekal Contact Number

Call 9878981166 and to get quick help and endorsement for a Personal Loan in Anekal

Pre Calculated EMI Table for Personal Loan Anekal

Click here for Personal Loan EMI Calculator

About Anekal

It is a town in Bangalore urban district. Around 50,000 people live in this city.