Personal Loan Cooch Behar

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Cooch Behar

Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Overdraft Facility

Personal Loan in Cooch Behar Features

Personal loan Cooch Behar

Personal loans are there to provide you financial support in uncertain or need-based time. This personal loan is unsecured and not demands any kind of security or collateral for loan approval.

Normally, Banks provide personal loans to those individuals who are eligible and have sound creditworthiness. The loan amount of personal loan can be used without any restriction, money or funds provided to your bank account you spend anywhere you want



Personal Loan in Cooch Behar Interest Rates and Charges

Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Muthoot Personal Loan
Manappauram Personal Loan
PNB Personal Loan
0.70% to 1%
Canara Bank Personal Loan
Andhra Bank Personal Loan

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Cooch Behar Documents Required

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs
personal loan at 10.75%*

Personal Loan Cooch Behar Eligibility Criteria

The Personal Loan Eligibility criteria for both Salaried and Self-Employed persons are different:

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. The applicants must have work experience of nearly three years. And the salary or pay should be received in their respective accounts only.
  3. The applicants must have the best credit history for loan approval.
  4. The job location of the applicant should be mentioned.
  5.  A borrower should have a minimum income of INR 25,000 per month

Click here to know more about- Personal Loan Salaried Applicant

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan Cooch Beharshould file ITR for the last three years.
  3. If the applicants or individuals are businessmen, then the business should be running for at least three or more than three years.
  4. The credit score of the individual applicants should be good even there should not be any debt or dues outstanding left.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan Cooch Behar is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more –Personal loan Self-employed Applicant

Why Apply for Personal Loan Cooch Behar?

  1. There is no need to provide any mortgage and collateral security to the bank.
  2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to financial needs.
  3. The amount of personal loan Cooch Behar depends upon the repayment of individual income and individual capacity.
  4. A Personal Loan does not require any guarantor or nominee for personal loan Cooch Behar approval.

How to apply for Personal Loan Cooch Behar?

  1. Visit
  2. Go to the loan section and go on the personal loan link.
  3. The applicant will be directed and presented to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you can call us on 9878981166.
personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Cooch Behar

Every Bank and NBFC charges a nominal fee for processing your Personal Loan Cooch Behar application. These charges may vary among 1.5% to 2.5% of the sanctioned loan amount.

In case you wish to foreclose your personal loan before the agreed loan tenure, every lending financial institution charges you a penal prepayment fee. In most cases, you cannot close your loan before a year or 12 months. Post that the nominal charges vary depending on how many years the personal loan has done. These charges may vary from 4 per cent of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Cooch Behar EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed or rigid charges that you pay to the bank as monthly repayment for the loan amount borrowed on a personal loan, Cooch Behar.  Based on your profile, the interest rate on your personal loan Cooch Behar is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank on a personal loan and the amount of loan you have to take and the period for which you enjoy the loan. The Personal Loan EMI Calculator as follows:

CIBIL Score required for Personal Loan Cooch Behar

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Cooch Behar. Most institutions require a minimum score of 750 to process your loan application for approval of the personal loan Cooch Behar.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed from any financial institution. Any delayed payments for previous loans can act as an obstacle or barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan in Cooch Behar Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan Cooch Behar. You can apply online simply at or make a call at 9878981166

Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of different personal loan banks so that you can make the right choice about a personal loan Cooch Behar. Visit our website and fill a simple form and submit with your personal and employment details. Our customer relationship managers will soon get in touch with you for further steps.

Call 9878981166 and get instant help and approval for Personal Loan Cooch Behar.

Pre Calculated EMI Table for Personal Loan Cooch Behar

5 Yrs
4 Yrs
3 Yrs

About Cooch Behar

Cooch Behar or Koch Bihar is a city and a municipality in the Indian state of West Bengal state. It is the headquarters of the Cooch Behar district. It is in the foothills of the Eastern Himalayas at 26°22′N 89°29′E. Cooch Behar is the only and only planned city in the North Bengal region with remnants of royal heritage.

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