Personal Loan Dewas

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Dewas Documents Required 

Documents required to avail a personal loan vary for salaried customers and self-employed ones. Following are the important documents for both kinds of customers:

Salaried Customers:

1. PAN Card of the applicant.
2. Residence Proof (Owned/Rented/Company provided) of the applicant.
3. In the case of rented apartments, rent agreement needs to be attached of the applicant.
4. Photographs – 2 of the applicant.
5. Identity proof (Aadhar card/driving license) of the applicant.
6. Salary slips of the last three months of the applicant.
7. Bank statements for the last 6 months of the applicant.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files) of the applicant.
2. PAN Card of the applicant.
3. Two passport-sized photographs of the applicant.
4. Aadhar Card of the applicant.
5. Residence Proof of the applicant.

Personal Loan in Dewas Eligibility Criteria

The Personal loan eligibility criteria vary for both Salaried and Self-Employed customers:

Salaried Applicants

1. The minimum age of the applicant should be 21 years and maximum of up to 60 years of the applicant.
2. If the borrower should have a salary of minimum Rs.18,000 per month of the applicant.
3. The work experience of the last three years and the salary should come into the Bank of the applicant.
4. The person must have a good CIBIL score, i.e., at least 700+ of the applicant.

Self-Employed Applicants

1. The self-employed person’s age should be minimum of 25 years of the applicant.
2. The applicant should file ITR at least for the last three years of the applicant.
3. The CIBIL of the applicant should be good, and no debt should be left due to the applicant.
4. And the applicant is a businessman than his business should be running from the last three years.

Why Apply for Personal Loan Dewas?

1. The money borrowed can be used for almost all purposes bf the applicant.
2. The Loan amount depends upon the income and repayment capability of the applicant.
3. There is no need to put any precious asset as collateral to the lender to avail of money by the applicant.
4. There is no need for a cosigner to avail of this loan by the applicant.

How to apply for Personal Loan Dewas?

Anybody can apply for Instant Personal Loan in Dewas online only in 2 minutes. The process of application is straightforward and quick.

1. Visit dialabank
2. After that, apply for a Personal Loan online.
3. Enter your contact number so that we can contact you back. Our relationship manager will soon get in touch with you.
4. Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

Processing Fee / Prepayment Charges on Personal Loan Dewas

Every Bank and NBFC charges two kinds of fees from its customers.

1. The first is a fee for processing your Personal Loan application. These charges vary between 1% to 2.5% of the sanctioned loan amount.

Personal Loan Dewas EMI Calculator

The Personal loan EMI Calculator can be used to know your EMI value on your loan amount. Equated Monthly Installments also know as EMI are the monthly charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, income, loan amount, and tenure the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank which is required to be paid every month.

CIBIL Score required for Personal Loan Dewas

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application Dewas.

1. Others might look into other factors like income and job stability to process the loan.
2. The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken.
3. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Personal Loan Dewas Agents

Dialabank helps you in comparing various banks and NBFCs so that you can avail of the best offers available according to your need. DialaBank is your best agent available for a personal loan in Dewas. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free documentation. The reason behind choosing DialaBank as your agent is:

1. We do not charge you for our services.
2. The loan gets disbursed within 24 hours of applying with us.
3. Our relationship manager guides and assists you through the entire process.
4. Get expert advice from our managers.
5. Low rate of interest.

Personal Loan Dewas Contact Number

Call 9878981166 and get instant help and approval for Instant Personal Loan in Dewas.

Pre Calculated EMI Table for Personal Loan Dewas

About Dewas

Dewas is a city in Bihar located in the foothills of the Eastern Ghat of India. It is a pilgrimage and cultural city famous for the Venkateswara Swamy temple dedicated to Lord Venkateswara.

Other Cities For Personal Loan In Madhya Pradesh