Personal Loan Garhwa

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Garhwa

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Garhwa

Does your child want to settle abroad? But the scarcity of funds is forbidding you to send your child? Don’t negotiate with your child’s destiny. Dialabank provides assistance for fulfilling your dreams!

A personal loan will defeat all the financial hurdles that come between you and your desires. This loan will be endorsed within 48 hours of certified authentication and very little paperwork is required for this loan. After all, you don’t need to submit any collateral security!

It is an unsecured loan with feasible low-interest rates. Your creditworthiness should be good and you should have a decent source of income.

There are not any constraints on the aim of using this loan. you’ll be able to use it anywhere you would like.

Click here to get an Instant Personal Loan

Personal Loan Garhwa Interest Rates 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Garhwa

Salaried Customers:

  1. Submit your identity proof. It can be anyone of Aadhar card or driver’s license.
  2. Submit the salary slips for the past three months.
  3. Tender the Bank statements for the last 6 months
  4. Submit a duplicate of your PAN Card.
  5. Submit your residence proof (Owned/Rented/Company provided)
  6. Tender your two recent passport-sized photographs.

*NOTE: If you reside in a rented apartment, then rent agreement has to be attached.

Self-Employed Customers:

  1. All financial statements such as Balance sheet, P&L statement, ITR files, etc of your business have to be submitted.
  2. You should also submit a copy of your PAN Card.
  3. Aadhar Card is required for identity proof.
  4. Residence Proof (owned/rented) is also compulsory to be submitted.
  5. You have to submit two of your recent passport-sized photographs.

 Eligibility Criteria for Personal Loan GarhwaPersonal loan garhwa

Salaried Applicants

  1. The minimum age requirements of an individual should be 21 years and a maximum of up to 60 years so as to use for a personal loan.
  2. The applicant should have a minimum of 3 years of experience and you ought to be receiving a salary in your own account.
  3. The credit history of the applicant should be perfect.
  4. You need to specify your job location.
  5. You should be earning a minimum of Rs. 25000 per month.

Self-Employed Applicants

  1. The minimum age requirement of an individual should be 25 years in order to apply for a loan.
  2. You should file your ITR for the last 3 years if you applying for a personal loan.
  3. If you are operating a business, then your business should be working actively for the past 3 years.
  4. Your credit score should be worthy enough to relinquish you credit.
  5. Your earning should be a minimum of an annual income of Rs.2.5 lakhs.
  6. The applicant is required to attach his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Garhwa?

  1. No need to mortgage your property for acquiring the loan.
  2. A personal loan can be utilized for many purposes. You can use this amount wherever you want.
  3. The amount to be sanctioned will depend on your CIBIL score.
  4. In Personal Loan, you need not assign anybody as a nominee or guarantee.

How to apply for Personal Loan Garhwa?

  1. Visit our website by clicking on the link Dialabank.
  2. There is a loan section, go there and click on the personal loan.
  3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
  4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Garhwa

To get your application fee for the personal loan process, you wish to pay a processing fee to Banks or NBFCs. the worth of this processing fees lies within the range of 1.5% – 2.5% of the sanctioned loan amount.

If you’re precluding a component of your loan amount before the completion of your tenure, then you’ve got to pay a penalty for prepayment. you can not close your loan before 12 months in most situations. The prepayment penalty charges depend upon the number of years that loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

Personal Loan Garhwa EMI Calculator

You’re vulnerable to pay fixed installments per month to the bank as a procedure of repayment of the loan amount. these fixed payments are called EMI or Equated Monthly Installments. The rate of interest is set after ascertaining your financial status. Your EMI is going to be calculated after taking the rate and therefore the tenure of the loan into consideration.

CIBIL Score required for Personal Loan Garhwa

Banks and NBFCs have their own norms for the CIBIL score for lending purposes. Mostly, a CIBIL Score of 750 is preferred by most of the lending institutions.

Banks and NBFCs want to determine how you acknowledged to previous loans through your CIBIL score. they need to make sure that there are not any delayed payments hitherto.

personal loan at 10.75%*

Personal Loan Garhwa Agents

Dialabank is that the outstanding accessory for taking consumer loans in Garhwa. You can apply online at Dialabank or give a call at 9878981166.

Dialabank helps you to find the proper Bank or NBFCs by revealing you the comparative interpretation between banks. Visit our website www.dialabank.com and fill an easy form with all necessary details like personal and employment details. Our customer relationship managers will soon get in-tuned with you.

Personal Loan Garhwa Contact Number

Call 9878981166 and to get critical help and advocacy for Personal Loan in Garhwa.

Pre Calculated EMI Table for Personal Loan Garhwa

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Click here for Personal Loan EMI Calculator

About Garhwa

It is a town in Garhwa district of Jharkhand. Around 50,000 people live in this town. Ghadevi temple of Garhwa is very popular in Jharkhand.

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