Personal Loan Garhwa

⋆ Interest Rate 9.99% ⋆

        I have read the Privacy Policy & Agree to Terms & Conditions

        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Garhwa

        Major Personal Loan Providers in Garhwa

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Garhwa Features

        Personal loan garhwa

        Does your child want to settle abroad? But the scarcity of funds is forbidding you to send your child? Don’t negotiate with your child’s destiny. Dialabank provides assistance for fulfilling your dreams!

        A personal loan will defeat all the financial hurdles that come between you and your desires.

        This loan will be endorsed within 48 hours of certified authentication and very little paperwork is required for this loan. After all, you don’t need to submit any collateral security!

        It is an unsecured loan with feasible low-interest rates. Your creditworthiness should be good and you should have a decent source of income.

        There are not any constraints on the aim of using this loan. you’ll be able to use it anywhere you would like.

        Click here to get an Instant Personal Loan

        Personal Loan Garhwa Interest Rates 

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents for Personal Loan Garhwa

        Essential documents required for availing Personal Loan Garhwa:

        Salaried Customers:

        1. Either the Adhar Card or Driver’s License can be used as Identity proof.
        2. Salary slips for the past three months.
        3. The Bank statements for the last 6 months
        4. Submit a duplicate of your PAN Card for verification.
        5. Submit your proof of residence (Owned/Rented/Company provided)
        6. Tender your two recent passport-sized photographs.

        *NOTE: If you reside in a rented apartment, then a rent agreement is mandatory to submit along with the mentioned documents.

        Self-Employed Customers:

        1. All financial papers such as the Balance sheet, P&L statement, ITR files, etc of your business have to be submitted.
        2. Submit a copy of your PAN Card to the bank.
        3. Aadhar Card is required for identity proof of the applicant.
        4. Residence Proof (owned/rented) is also compulsory to be submitted.
        5. You have to submit two of your recent passport-sized photographs.

         Eligibility Criteria for Personal Loan Garhwa

        The personal loan eligibility criteria are as follows:

        Salaried Applicants

        1. The minimum age requirements of an individual should be 21 years and a maximum of up to 60 years so as to use for a personal loan.
        2. The applicant should have a minimum of 3 years of experience and you ought to be receiving a salary in your own account.
        3. The credit history of the applicant should be satisfactory.
        4. The job location needs to be specified.
        5. You should be earning a minimum of Rs. 25000 on monthly basis.

        Self-Employed Applicants

        1. The minimum age requirement of an individual should be 25 years in order to apply for a loan.
        2. You should file your ITR for the last 3 years if you applying for a personal loan.
        3. If you are operating a business, then your business should be working actively for the past 3 years.
        4. Your credit score should be worthy enough to relinquish your credit.
        5. Your earning should be a minimum of an annual income of Rs.2.5 lakhs.
        6. The applicant is required to attach his financial and bank statement for the past 3 months.

        Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

        Why Apply for Personal Loan Garhwa?

        1. No hard and fast rule to submit mortgage or collateral to the bank as security.
        2. A personal loan can be utilized for many purposes. You can use this amount wherever you wish.
        3. The amount to be sanctioned will totally depend on your CIBIL score.
        4. In Personal Loan, you need not assign anybody as a nominee or guarantee.

        How to apply for Personal Loan Garhwa?

        1. Visit our website by clicking on the link Dialabank.
        2. There is a loan section, go there and click on the personal loan.
        3. The applicant will be directed to all details of the personal loan online where you can choose your preferred city.
        4. For more information and free assistance, you can get in touch with us by calling on 9878981166.


        Interest Rate 9.99%


        Processing Fee / Prepayment Charges on Personal Loan Garhwa

        To get your application fee for the personal loan process, you wish to pay a processing fee to Banks or NBFCs. the worth of this processing fees lies within the range of 1.5% – 2.5% of the sanctioned loan amount.

        If you’re precluding a component of your loan amount before the completion of your tenure, then you’ve got to pay a penalty for prepayment. you can not close your loan before 12 months in most situations. The prepayment penalty charges depend upon the number of years that loan has been used.

        To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

        Personal Loan Garhwa EMI Calculator

        You’re vulnerable to pay fixed instalments per month to the bank as a procedure of repayment of the loan amount. these fixed payments are called EMI or Equated Monthly Installments. The rate of interest is set after ascertaining your financial status. Your EMI is going to be calculated after taking the rate and therefore the tenure of the loan into consideration.

        CIBIL Score required for Personal Loan Garhwa

        Every financial institution has set criteria for approving a personal loan. Mostly, a CIBIL Score of 750 is preferred by most of the lending institutions.

        Banks and NBFCs want to determine your history with other banks and loan repayments. they need to make sure that there are not any delayed payments hitherto.


        Interest Rate 9.99%


        Personal Loan Garhwa Agents

        Dialabank is that the outstanding accessory for taking consumer loans in Garhwa. You can apply online at Dialabank or give a call at 9878981166.

        Dialabank helps you to find the proper Bank or NBFCs by revealing to you the comparative interpretation between banks. Visit our website and fill an easy form with all necessary details like personal and employment details. Our customer relationship managers will soon get in-tuned with you.

        Personal Loan Garhwa Contact Number

        Call 9878981166 and to get critical help and advocacy for Personal Loan in Garhwa.

        Pre Calculated EMI Table for Personal Loan Garhwa

        5 Yrs
        4 Yrs
        3 Yrs

        Click here for Personal Loan EMI Calculator

        About Garhwa

        It is a town in the Garhwa district of Jharkhand. Around 50,000 people live in this town. Ghadevi temple of Garhwa is very popular in Jharkhand.