Personal Loan Goa

All About Personal Loan Goa

Sometimes, external help could be useful to increase the proper shape of our finances. Availing a Personal Loan, for this reason, could be considered as a sound decision for the need of instant money. The processing terms involved in taking a personal loan requires little documentation and no strict policies.

What is Personal Loan?

A Personal loan is a loan which is offered by banks and other institutes for any financial purpose. It is a loan that does not require any submission as collateral with the lender. One can use this loan for home renovations, paying off debts, going for a vacation, wedding expenses and so on.

Why Personal Loan Goa?

1. Low processing charges
2. Less documentation
3. Quick and risk-free
4. No cosigner required
5. Affordable interest rates
6. Collateral Free Loan
7. Easily available

Eligibility for Personal Loan Goa

Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan. Click here to know more about personal loan eligibility.

Salaried Individuals:

1. Salary: INR 10,000 (Monthly).
2. Minimum and Maximum Age: 21 and 60 Years.
3. Work Experience: Overall 3 years and one year experience in the current job.

*A person getting a salary in cash is not eligible for availing Loan at affordable rates.

Click here to know more about- Salaried Applicant

Self Employed Individuals:

1. Min and Maximum Age: 25 and 65 years.
2. An Annual ITR of 2.5 to 3 lakh is required.
3. Residence: Office or Home should be owned.
4. Business Stability: Your business should be running from last 3 years with continuous profit.
5. Telephone / Mobile at the office: Mandatory

 Click here to know more – Self-employed Applicant

Personal Loan Goa Interest Rates

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of personal Loan starts from 10.75% per year.

More About: Interest Rates on Personal Loan

Tenure for Personal Loan Goa

The tenure of the Personal Loan is from 1 year to 5 years. If you want to close your loan before the tenure of the loan to get rid of the interest rates than you can do so.

Documentation for Personal Loan Goa

1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
2. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
3. Income Proof: Salary slips of last 6 month or bank account statements where you get your salary. If you are self-employed, you have to give your ITR statement for last 3 years.
4. It is important to note that if you don’t get your salary in the bank account, then you won’t be eligible to apply for a loan.

Why your decision of choosing Dialabank is the right decision?

1. We do not charge any extra fees from our customers.
2. We are always ready to help our applicants and are available 24/7.
3. The approval process is time-saving if you apply through dialabank.
4. The Loan gets disbursed within 24 hours.
5. Our experts will assist you, and our relationship managers will provide guidance.

Click here for– EMI Calculator

How to Apply for Personal Loan Goa?

1. Visit www.dialabank.com
2. Fill all the required details like name, monthly income, phone no.
3. Apply for a Personal Loan

About Goa

Goa is located in western India. It is famous for its beaches, places of worship and world heritage architecture. It is visited by a lot of international and domestic tourists each year. It is very beneficial for an individual to take a personal loan, all you have to do is to visit www.dialabank.com or call on 9878981166.

Personal Loan Goa Interest Rates: Updated