Personal Loan Godda

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Godda

      Major Personal Loan Providers in Godda

      Feature HDFC Bank Private Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Godda Features

      Personal Loan GoddaLooking to shop for trendy gadgets? Would you like to give your son or daughter a great wedding ceremony? What you want is money. Huh? Right? But don’t allow money to get between you and your dreams. Don’t be scared. We’ve got multiple options for non-public mortgages.

      We Dialabank helps human beings compare, examine, and pick out the possible quality mortgage.

      With minimal details and even less paperwork, this loan is unsecured in nature. This mortgage will be certified within forty-eight hours after the phase of verification.

      Personal loan Godda is an unsecured mortgage that offers lower-priced hobby prices for borrowers with economic capital. The borrower needs to have an inflexible and sufficient supply of earnings and an acceptable credit report background in order to get a personal loan.

      Click here to get an instant personal loan

      Personal Loan Godda Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      Private Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Godda

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. PAN Card
      4. Residence Proof (Owned/Rented/Company provided)
      5. Bank statements for the last 6 months
      6. Passport-sized photographs – 2

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Two passport-sized photographs
      5. Residence Proof


      Interest Rate 9.99%


      Eligibility Criteria for Personal Loan Godda

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. A person should have an age limit of 21 years and abased intelligence of 60 years.
      2. Job candidates must have three years of industry experience. And only in their accounts can the pay be paid.
      3. There must be an attractive financial background for the candidates.
      4. It should state the work position of the claimant.
      5. A creditor should have a guaranteed income per month of INR 25,000

      Self-Employed Applicants

      1. An individual person’s statutory minimum threshold should be 25 years.
      2. ITRs for the past three years can be recorded by those applying for a personal loan.
      3. If the respondents are the developer, the enterprise should be going for the last three years.
      4. The person borrowers’ credit score should be perfect. There should be no loans or dues left.
      5. An average of Rs 2.5 lakh should be the average income of the candidates.
      6. The overall personal loan reporting step is designed for borrowers to apply their financial statements and their bank accounts for the intervening three months.

      Why Apply for Personal Loan Godda?

      1. No collateral or collateral insurance is expected to be deposit with the bank.
      2. A personal loan is a loan with a multi-function deal. It can be used for all finance-related challenges.
      3. The amount of government loans depends on the maturity of the income and ability of the borrower.
      4. A   Personal Loan does not need any guarantor or candidate.

      How to apply for Personal Loan Godda?

      1. Visit Dialabank
      2. Go to the page of the loan and press the key for the personal loan.
      3. All personal loan specifics will be redirected to the user, where they may pick their desired city.
      4. For more information and free guidance, you may call on 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Godda

      Because of a non-public loan, any monetary institution, including banks and NBFCs, charges the appropriate amount. So, the processing fee for getting a personal loan in Godda is 1% of the loan amount.

      If you confiscate the loan balance before the scheduled date, due to prepayment, you also have a good deal according to the deal. Under close rules, you will not close your mortgage until 12 months. The amazing penalty costs depend on the number of years over which the mortgage was used.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Godda EMI Calculator

      EMI (Equated Monthly Installments) are the rigged costs that are accountable to the financial institution annually as a refund of the loan sum according to income. Now it is not settled on the hobby pace. It’s a joy to hold the foundation determined on your financial standing. And accordingly, on the basis of the operation degree and the tenure on the loan, the EMI appetite stays calculated.

      CIBIL Score required for Personal Loan Godda

      Because of the CIBIL ranking, the lending agency establishes its own benchmark criteria, which are additionally necessary because of value over personal loan litigation. A CIBIL rating of 750 is widely valued among all lending establishments.

      Banks need to consider the actions in previous loans up to the expectation that you have taken possession. This decides, by the CIBIL score, whether or not you are punctual in making repayments.


      Interest Rate 9.99%


      Personal Loan Godda Agents

      The principal-agent for the use of personal loans in Godda is Dialabank. You can upload your application online at dialabank or call 9878981166.

      Dialabank runs to provide pecuniary assistance after those of need by having a balance significance for a variety of banks, then you select whatever satisfies your need.

      Personal Loan Godda Contact Number

      Call 9878981166 and get immediate help and endorsement for Personal Loan in Godda.

      Pre Calculated EMI Table for Personal Loan Godda

      Click here for personal loan EMI calculator

      5 Yrs
      4 Yrs
      3 Yrs

      About Godda

      Godda is a city in Jharkhand’s Godda district. This city is home to nearly 13,00,000 residents. It occupies an area of 2,110 square kilometres.