Personal Loan Godda

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Godda

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Godda Features

Personal Loan GoddaLooking to shop for trendy gadgets? Would you like to give your son or daughter a great wedding ceremony? What you want is money. Huh? Right? But don’t allow money to get between you and your dreams. Don’t be scared. We’ve got multiple options for non-public mortgages.

We Dialabank helps human beings compare, examine, and pick out the possible quality mortgage.

With minimal details and even less paperwork, this loan is unsecured in nature. This mortgage will be certified within forty-eight hours after the phase of verification.

Personal loan Godda is an unsecured mortgage that offers lower-priced hobby prices for borrowers with economic capital. The borrower needs to have an inflexible and sufficient supply of earnings and an acceptable credit report background in order to get a personal loan.

Click here to get an instant personal loan

Personal Loan Godda Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Godda

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. PAN Card
  4. Residence Proof (Owned/Rented/Company provided)
  5. Bank statements for the last 6 months
  6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Two passport-sized photographs
  5. Residence Proof

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Godda

Click here to know more about personal loan eligibility

Salaried Applicants

  1. A person should have an age limit of 21 years and abased intelligence of 60 years.
  2. Job candidates must have three years of industry experience. And only in their accounts can the pay be paid.
  3. There must be an attractive financial background for the candidates.
  4. It should state the work position of the claimant.
  5. A creditor should have a guaranteed income per month of INR 25,000

Self-Employed Applicants

  1. An individual person’s statutory minimum threshold should be 25 years.
  2. ITRs for the past three years can be recorded by those applying for a personal loan.
  3. If the respondents are the developer, the enterprise should be going for the last three years.
  4. The person borrowers’ credit score should be perfect. There should be no loans or dues left.
  5. An average of Rs 2.5 lakh should be the average income of the candidates.
  6. The overall personal loan reporting step is designed for borrowers to apply their financial statements and their bank accounts for the intervening three months.

Why Apply for Personal Loan Godda?

  1. No collateral or collateral insurance is expected to be deposit with the bank.
  2. A personal loan is a loan with a multi-function deal. It can be used for all finance-related challenges.
  3. The amount of government loans depends on the maturity of the income and ability of the borrower.
  4. A   Personal Loan does not need any guarantor or candidate.

How to apply for Personal Loan Godda?

  1. Visit Dialabank
  2. Go to the page of the loan and press the key for the personal loan.
  3. All personal loan specifics will be redirected to the user, where they may pick their desired city.
  4. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Godda

Because of a non-public loan, any monetary institution, including banks and NBFCs, charges the appropriate amount. So, the processing fee for getting a personal loan in Godda is 1% of the loan amount.

If you confiscate the loan balance before the scheduled date, due to prepayment, you also have a good deal according to the deal. Under close rules, you will not close your mortgage until 12 months. The amazing penalty costs depend on the number of years over which the mortgage was used.

To know about the interest rate click on personal loan interest rate

Personal Loan Godda EMI Calculator

EMI (Equated Monthly Installments) are the rigged costs that are accountable to the financial institution annually as a refund of the loan sum according to income. Now it is not settled on the hobby pace. It’s a joy to hold the foundation determined on your financial standing. And accordingly, on the basis of the operation degree and the tenure on the loan, the EMI appetite stays calculated.

CIBIL Score required for Personal Loan Godda

Because of the CIBIL ranking, the lending agency establishes its own benchmark criteria, which are additionally necessary because of value over personal loan litigation. A CIBIL rating of 750 is widely valued among all lending establishments.

Banks need to consider the actions in previous loans up to the expectation that you have taken possession. This decides, by the CIBIL score, whether or not you are punctual in making repayments.

personal loan at 10.75%*

Personal Loan Godda Agents

The principal-agent for the use of personal loans in Godda is Dialabank. You can upload your application online at www.dialabank.com or call 9878981166.

Dialabank runs to provide pecuniary assistance after those of need by having a balance significance for a variety of banks, then you select whatever satisfies your need.

Personal Loan Godda Contact Number

Call 9878981166 and get immediate help and endorsement for Personal Loan in Godda.

Pre Calculated EMI Table for Personal Loan Godda

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Godda

Godda is a city in Jharkhand’s Godda district. This city is home to nearly 13,00,000 residents. It occupies an area of 2,110 square kilometers.

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