Personal Loan Godda

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Godda

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Godda Features

Want to buy costly gadgets? Want to make a grand wedding ceremony of your son or daughter? Everything wishes to cash. Right? But don’t allow cash to come among you and your dream. Don’t worry. We have many non-public mortgage options.

We Dialabank assist human beings to compare, examine, and pick out the quality mortgage possible.

This credit is unsecured in nature with minimum documentation and much less paperwork. This mortgage can get accredited inside forty-eight hours after the verification process.

Personal loan Godda is an unsecured mortgage that gives economic resources to the clients at lower-priced hobby rates. To get a Personal Loan, the applicant wishes to have an inflexible and appropriate supply of earnings and has an excellent credit score history.

Click here to get an instant personal loan

Personal Loan Godda Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Godda

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Godda

Click here to know more about personal loan eligibility

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
  3. The applicants must have an excellent credit history.
  4. The job location of the applicant should be mentioned.
  5.  A borrower should have a minimum income of INR 25,000 per month

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicants are the businessman, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Why Apply for Personal Loan Godda?

  1. There is no need to deposit any mortgage and collateral security to the bank.
  2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
  3. The amount of personal loan depends upon the repayment of individual income and capacity.
  4. A Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Godda?

  1. Visit Dialabank
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Godda

Every monetary organization certain namely banks and NBFCs expenses the desired fee because of a non-public loan. The thoroughness over payments alternates among 1.5% – 2.5% about the licensed mortgage amount.

If you are confiscating your loan quantity before the scheduled date, afterward you have according to offer a nice because of prepayment. You cannot close your mortgage before 12 months among close circumstances. The impress castigation expenses rely on the number on years because of which mortgage has been used.

To know about the interest rate click on personal loan interest rate

Personal Loan Godda EMI Calculator

EMI (Equated Monthly Installments) are the rigged expenses that thou are accountable according to pay periodically to the financial institution as reimbursement over the loan amount. The hobby rate is now not decided. It pleasure keep determined of the foundation regarding you financial status. And consequently, your EMI desire remains estimated on the basis of activity degree yet the tenure on the loan.

CIBIL Score required for Personal Loan Godda

Lending institution constructs its own benchmark requirements because of CIBIL rating which are in addition required because of lawsuits of utility over Personal Loan. A CIBIL rating concerning 750 is broadly speaking liked via entire the lending establishments.

Banks need according to understand your conduct of preceding loans up to expectation ye hold taken. Through the CIBIL score, that determines whether or not you are punctual within making repayments then not.

personal loan at 10.75%*

Personal Loan Godda Agents

Dialabank is the principal-agent for availing Personal Loan in Godda. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank is running for providing pecuniary help after those of necessity by way of providing a balance signification regarding a number of banks then that ye do pick whichever satisfies your need.

Personal Loan Godda Contact Number

Call 9878981166 and get immediate help and endorsement for Personal Loan in Godda.

Pre Calculated EMI Table for Personal Loan Godda

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Godda

Personal Loan Godda

Godda is a city in Godda district of Jharkhand. Around 13,00,000 people are residing in this city.

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