Personal Loan Hoshangabad

Major Personal Loan Providers in Hoshangabad

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Hoshangabad Features

personal loan hoshangabad

Need money to fulfill your personal needs? Then, you can apply for a Personal Loan. Personal Loan Hoshangabad is the best loan option for you like almost all major banks and NBFCs provide personal loans at an affordable rate of interest. You can use the loan amount for your personal use, there are no restrictions on the use of the loan amount.

With Dialabank, you can save a lot of time and can apply through our website to get access to the best and most affordable personal loan options. We provide you the best service free of charge.

Personal Loan Hoshangabad Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Hoshangabad Documents Required

For Salaried Customers (in public/private/cooperatives/start-ups)

  • Aadhaar card/ driver’s license/ PAN card/ Pension document or any other identity proof.
  • The last three-month salary slips will be required. make sure you are paid your salary through bank accounts
  • The bank statements for the last 6 months will be required by the banks to make sure you can repay your loan easily
  • Your residence proof whether it is owned, rented, or company provided. The rental agreement in case of a rented apartment will be needed.
  • 2 Passport-sized clear photographs of the applicant (without spectacles, proper lighting)

Self-Employed Customers:

  • Financial statements such as the balance sheets, P&L Statement as well as our income tax returns files will be needed to make sure you can repay your loan without fail.
  • PAN Car or your Aadhar Card, or any other acceptable identity proof
  • Residence Proof and rental agreement in case of a rented apartment
  • Two passport-sized clear photographs of the applicant (without spectacles, proper lighting)

personal loan at 10.75%*

Personal Loan Hoshangabad Eligibility Criteria

Click here to know more about personal loan eligibility

Salaried Applicants

  • The age of the applicant should not be less than 21 years
  • The age of the applicant should not be more than 60 years.
  • The applicants must have a minimum work experience of three years
  • The applicants must meet the CIBIL score criteria, mentioned below
  • The job location of the applicant shall have to be revealed
  •  The applicant should be earning a minimum of 3 lakhs per annum

Self-Employed Applicants

  • The age of the applicant should not be less than 25 years.
  • The age of the applicant should not be more than 60 years.
  • The applicants will need to show their income tax returns for the last three years.
  • The business of the applicant should be running for the past three years.
  • The applicant should be able to meet the minimum CIBIL score criteria
  • The income of the applicant should not be less than Rs 2.5 lakh per annum
  • The applicant will also have to submit his bank statement for the last three months.

Why Apply for Personal Loan Hoshangabad?

There are many reasons why you should apply for a personal loan:

  1. Personal Loan Hoshangabad involves simple procedures and fast approvals.
  2. There is no need to put any precious asset as collateral to the lender to avail money.
  3. Personal Loan Hoshangabad is a multi-purpose loan that can be used for almost all financial problems of life.
  4. There is no need for a cosigner to avail Personal Loan Hoshangabad

How to apply for Personal Loan Hoshangabad?

To apply for the best personal loan deals, follow these steps:

  1. Visit Dialabank and you will see many loan options on the title bar. For a personal loan, click on the personal loan option and fill in your details in the space provided.
  2. Our experts will guide you further.
  3. In case you have any queries, you can call us at 9878981166.

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Processing Fee / Prepayment Charges on Personal Loan Hoshangabad

A processing fee is a fee that banks and NBFCs take to process your loan and sanction it. It varies from one bank to another but usually 1% of the loan amount. A prepayment fee is charged by the banks in case you want to prepay a part of your loan i.e. pay it before the tenure ends. This fee is usually 4% of your loan amount in the initial years and decreases with time.

Personal Loan Hoshangabad EMI Calculator

Check your EMIs beforehand through this personal loan EMI calculator to know which loan deal fits best for you!

CIBIL Score required for Personal Loan Hoshangabad

The minimum CIBIL score required for a Personal Loan in Hoshangabad is 750 and above. This score will help you avail of personal loans with attractive features and affordable interest rates. While a score of 650 is considered ‘fair’, it still comes close to a poor rating.

There are many ways to improve your CIBIL score, like applying for credit cards or taking short term low amounts of loans and repaying them on time.

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Personal Loan Hoshangabad Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Hoshangabad.

Pre Calculated EMI Table for Personal Loan Hoshangabad

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Hoshangabad

Hoshangabad is a city in the Hoshangabad district in Madhya Pradesh in India. It is situated in the central region of India on the banks of the Narmada River. It is also the administrative center of the Hoshangabad District. It is popular for its attractive ghats along the banks of the Narmada river. Sethani ghat is the main attraction among all ghats.