Personal Loan Hunsur

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Hunsur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Hunsur Features

You are sacrificing your dreams for the sake of fulfilling your daily needs because you don’t have enough money? Personal Loan as a helping hand is stretching towards you, so don’t think much and hold it. We are here to help you and guide you throughout the loan procedure.

Personal Loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

Personal Loan in Hunsur Interest Rates and Charges

The interest rates in Personal Loan may vary from person to person as it depends upon the salary of the applicant and the company’s profile. The interest rate of personal loan starts from 7.35% per year.

More About: Interest Rates on Personal Loan

Personal Loan Hunsur Tenure

The tenure of the Personal Loan Hunsur is from 1 year to 5 years.

Personal Loan in Hunsur Eligibility Criteria

Personal Loan has some eligibility criteria based on which bank approves the applicant loan request. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants.

Read more about– What is CIBIL Score?

Salaried Applicant:

  1. The required minimum age of an applicant should be 21 years and maximum up to 60 years.
  2. A borrower from the metropolitan city should have a minimum income of Rs 18,000. And for the non-metropolitan city, the minimum salary should be Rs 12,000.
  3. The borrower must have three years of work experience, and the salary should be received in their account only.
  4. A person applying for the Personal Loan must have a good credit history.
  5. The Job location of the applicant.

Self-employed Applicant:

  1. The age requirement of a self-employed person should be 25 years.
  2. The person applying for a Personal Loan should file ITR for the last three years.
  3. And if the applicant is running a business than his business should be running at least from last three years.
  4. A credit score of the applicant must be good, and there should not be any debt left due.
  5. The minimum amount should be of Rs 2.5 lakhs per annum at least.
  6. The whole documentation process is straightforward; the applicant has to submit his financials and his bank statement of the previous three months.

Know more: EMI Calculator

Personal Loan in Hunsur Documents Required

  1. Residence proof: The documents required as proof of residence are: (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card). And the applicant living in a rented apartment, then he has to submit his rental agreement, electricity bill on his name and the address of the owner.
  2. Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
  3. Salaried applicant: The applicant has to submit his bank statements of the last six months and the salary slip of the last three months.
  4. Identity proof: As a verification document, one should especially require one among the following: (Passport/Id card/voter card/driving license/Aadhar Card) any one of them.
  5. Under, KYC formality: The applicant has to provide his PAN card, which is an important document.
  6. Two coloured passport size photos. (Applicant should not be wearing glasses)

Why apply for Personal Loan Hunsur?

  1. No collateral or any property needs to be put to the banker.
  2. Personal Loan can be used almost all the financial problems of life. So it is a multi-purpose offer.
  3. The amount of Personal Loan Hunsur depends upon the repayment capability and income of the person.
  4. The guarantor is not required, at max just a reference.

There are some criteria which are required to follow, like salary, residence, CIBIL score, etc. There is no need for depositing any security or mortgage. Every bank has its loan criteria. Some go for high salary customers, and some mainly focus on the previous repayment capabilities.

Why your decision of choosing Dialabank is the right decision?

  1. Dialabank does not charge any extra fees from its customers.
  2. We provide our services 24/7 and are always ready to help our applicants.
  3. We quickly pick-up the documents start the whole process of sanctioning loans
  4. The approval of personal loan does not take time if you applied through dialabank. The loan gets disbursed within 24 hours.
  5. We provide you assistance from the experts, and our relationship managers will guide you throughout this process.

How to apply?

  1. Visit Dialabank
  2. Go to the loan section and select a personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, they may call on 9878981166.

Personal Loan Hunsur Agent and Contact Number 

Dialabank is the leading agent for availing Personal Loan in Hunsur. You can apply online at Dialabank or give a call at 9878981166

About Hunsur

Hunsur is a place in Karnataka, India. Even at this place, it is a straightforward and effortless process to take a personal loan, when you apply through Dialabank. In a personal loan, there is no need to mortgage any property as it is a secured loan. So it is very beneficial for an individual to take a personal loan, all you have to do is to visit Dialabank.com or call on 9878981166.

Personal Loan Interest Rates: Updated 2020

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Other Cities of Karnataka

Personal Loan Kanakapura Personal Loan Karkal
Personal Loan Karwar Personal Loan Kommaghatta
Personal Loan Koppal Personal Loan Kumta
Personal Loan Madikeri Personal Loan Mandya
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