Personal Loan Koppal

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Koppal

        Major Personal Loan Providers in Koppal

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Koppal FeaturesPersonal Loan Koppal

        Do you want to commence your startup company? Seeking financial aid for starting your business?

        Then you landed at an accurate spot. Dial a Bank has an excellent cure to accomplish all your ambitions.

        A personal loan Ghazipur is the counteractant of all your monetary barriers. This unsecured loan will be permitted within 48 hours following certified authentication of your papers.

        It is an unsecured type loan with the expediency of interest rates as per your comfort. The undeniable provisions concerning this loan are a stable source of income and a reliable credit score.

        Click here to get an Instant Personal Loan

        Personal Loan Koppal Interest Rates 

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents for Personal Loan Koppal

        Salaried Customers:

        1. Submit your identity proof (Aadhar Card/Driving License)
        2. The salary slips for the past three months are expected.
        3. Bank statements for the last 6 months are to be tendered.
        4.  PAN Card
        5.  You have to conjoin a copy of your habitation proof (Owned/Rented/Company provided)
        6. Two recent passport-sized photographs have to be attached.

        *NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

        Self-Employed Customers:

        1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
        2. PAN Card.
        3. Aadhar Card (for identity proof)
        4. Address Proof (owned/rented)
        5. Attach two recent passport-sized photographs.


        Interest Rate 9.99%


        Eligibility Criteria for Personal Loan Koppal

        You can check personal loan eligibility by clicking on the link.

        Salaried Applicants

        1. The minimum age of an individual should be 21 years and a maximum of up to 60 years to apply for a personal loan.
        2. It is mandatory for the claimant to have a minimum of 3 years of experience and you should be holding your salary in your own account.
        3. The applicant’s credit history should be accomplished.
        4. Your job location should be defined.
        5. The applicant should earn a minimum pay of INR 25,000 per month.

        Self-Employed Applicants

        1. The person should be having an age of at least 25 years.
        2. You should file your ITR for the last 3 years while applying for a personal loan.
        3. If you are a businessman, then your business should be actively working for the past 3 years.
        4. Your credit score should be good. Make sure that all your dues are clear.
        5. You should be earning a minimum yearly income of Rs.2.5 lakhs.
        6. The claimant must submit his financial and bank statement for the past 3 months.

        Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

        Why Apply for Personal Loan Koppal?

        1. You do not need to submit any collateral security.
        2. A personal loan is a multipurpose loan. You can use this sum anywhere you want to.
        3. The authorized amount of personal loan depends on your credit score.
        4. In Personal Loan, you need not specify any appointee or guarantor.

        How to apply for Personal Loan Koppal?

        1. Visit our website Dialabank.
        2. On our website you will be directed to the Loan section, go there and click on the personal loan link to apply for it.
        3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
        4. For more knowledge and generous guidance, you can get in touch with us by calling on 9878981166.


        Interest Rate 9.99%


        Processing Fee / Prepayment Charges on Personal Loan Koppal

        Banks and NBFCs impose the processing fee as administration charges for progressing your application of personal loans. This fee is mostly 1.5%-2.5% of the authorized amount.

        If you are hindering a part of your loan amount before the due date, then you have to pay the penalty for prepayment. You cannot close your loan before 12 months in most of the circumstances. The prepayment penalty charges depend on the number of years for which loan has been used.

        To gain more knowledge about the interest rate click on the Personal Loan Interest Rate.

        Personal Loan Koppal EMI Calculator

        You can use personal loan EMI calculator to calculate your EMIs. EMI or Equated Monthly Installments are the hooked payments that you are obligated to pay monthly to the bank as repayment of the loan amount. The EMI is fixed. It will be defined based on your financial status. And consequently, your EMI will be calculated after acknowledging the interest rate and the tenure of the loan.

        CIBIL Score required for Personal Loan Koppal

        All financial institutions which are committed in Lending also have their own stipulations for CIBIL score. Most of the financial establishments favour a CIBIL score of 750.

        Through the CIBIL score, the lending institutions want to acknowledge how you acted in former loans. Have you reimbursed the loan on time or not.


        Interest Rate 9.99%


        Personal Loan Koppal Agents

        Dialabank is the leading advocate for taking Personal Loan in Koppal. You can apply online at Dialabank or give a call at 9878981166.

        Dialabank presents a contrastive outline of several Banks and NBFCs and lets you make an ideal judgment. Visit our website and fill a mere form with all your private and professional details. Our client relationship managers will contact you soon and provide you with the best service.

        Personal Loan Koppal Contact Number

        Call 9878981166 to get financial help from us and endorsement for Personal Loan in Koppal.

        Pre Calculated EMI Table for Personal Loan Koppal

        5 Yrs
        4 Yrs
        3 Yrs

        Click here for Personal Loan EMI Calculator

        About Koppal

        It is a city in Karnataka having a population of over 70,000 people.