Personal Loan Limbdi

Major Personal Loan Providers in Limbdi

Personal Loan Limbdi Features

Need a financial backup because of monetary shortage? Personal Loan shall take away all your doubts regarding taking the big step in your life which requires financial support.

A personal loan is an appropriate option when you compare it with other loans as all of them require collateral. As the name suggests, you can use the loan amount in any way you like there is no restriction of the expenditure of the loan amount. Also, the borrower need not have any collateral to avail this loan. As a result, this loaning scheme is said to be a secure way of taking a loan amount from the bank. It is one of the fastest ways one can make the required funds from the banks in a short amount of time.

Personal Loan Limbdi Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Limbdi

Salaried Customers:

1. Proof of residence: passport/Voter card/ Aadhar card/ driving license
2. Two coloured passport size photos(without glasses)
3. Under KYC  formality: every applicant has to submit his pan card
4. Income proof: The applicants have to his salary slip of the previous three months and bank statement for the previous six months.
5. Identity proof: Passport/ID card/ Voter card/ Aadhar card/ration card/driving license

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. Financial documents like Balance Sheet, P&L Statement as well as ITR files are a must
2. Proof of residence: passport/Voter card/ Aadhar card/ driving license
3. Two coloured passport size photos(without glasses)
4. Under KYC  formality: every applicant has to submit his pan card
5. Income proof: The applicants have to his salary slip of the previous three months and bank statement for the previous six months.
6. Identity proof: Passport/ID card/ Voter card/ Aadhar card/ration card/driving license

Eligibility Criteria for Personal Loan Limbdi

The eligibility criteria for both Salaried and Self-Employed vary in the following ways:

Salaried Applicants

1. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
2. An applicant receiving salary as cash not eligible
3. Credit history of the borrower should be excellent
4. The job location of the applicant should be mentioned
5. An applicant cannot be less than 21 years and more than 60 years of age

Self-Employed Applicants

1. Financial and his bank statement of the previous three months needs to be submitted
2. The applicant must be above 25 years of age if self-employed
3. If the applicants are the businessman, then the business should be running from the past three years.
4. A minimum of Rs 2.5 lakh should be the annual income
5. The credit score of the individual applicants should be good .there should not be any debt or dues left.
6. The borrower should file ITR for the last three years.

Click here to know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Limbdi?

1. Property or asset as security to the bank is not needed as it is an unsecured type of loan
2. No cosigner needed.
3. It is a multi-purpose offer that can be used for almost all financial problems.
4. The loan is approved on the basis of stability of an individual’s income

How to apply for Personal Loan Limbdi?

1. Visit www.dialabank.com.
2. Go to the loan section and click on the personal loan link.
3. You will be directed to the next page. Fill in all your personal and professional details
4. Our executives will get in touch through the provided contact number
5. For more information call us on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Limbdi

All the banks and NBFCs charge a fixed amount for the processing of the loan application form which is known as processing fee. The applicant is required to pay this fee in order to facilitate further process.

In most cases, if an individual chooses to close their loan before fixed tenure, banks charge a penalty fee known as prepayment charge. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Limbdi EMI Calculator

As the reimbursement for the loan amount taken from the bank, the applicant pays EMI which is a month to month payment of a fixed amount which depends upon several criteria such as interest rate, loan tenure, and amount of loan taken from the bank.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Limbdi

Banks have their own model to decide the criteria for loan approval on the basis of CIBIL score. In most cases, a score of 750 and above is regarded as decent.

A good credit history is a must as banks go through the previous loan behavior of repayment, type of loan taken, and amount of loan borrowed. A bad history may affect future opportunities of availing a fresh loan.

Personal Loan Limbdi Agents

Dialabank is the leading agent for availing Personal Loan in Limbdi. You can apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Limbdi Contact Number

Call 9878981166 and get Instant Personal Loan in Limbdi.

Pre Calculated EMI Table for Personal Loan Limbdi

About Limbdi

Limbdi is a city in the state of Gujarat and it used to be a princely state in the British Raj. It has emerged as one of the important pilgrimage centres in recent times with many prominent temples situated all across the city.

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