Personal Loan Margao

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Margao

      Best Banks for Personal Loan in Margao

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan in Margao Features

      Personal Loan Margao

      Do you face financial troubles? Do not worry, Personal Loan is offered to you.

      Some loans are specified for a particular purpose like home loans, car loans, education loans, and much more. But Personal Loan is a type of loan that does not restrict one to use the loan amount for any specific purpose and the borrower is free to utilize it as per their requirement.

      Personal Loan Margao is an unsecured loan that meets your needs at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

      Personal Loan in Margao Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents required for Personal Loan Margao

      Salaried Customers:

      1. Proof of identity: Aadhar card/ Ration card/ Passport Copy/ Driving License, etc.
      2. Salary slips of last previous months along with bank statements for the last 6 months
      3. 2 passport-sized photographs (colored)
      4. PAN Card
      5. Proof of address such as Telephone Bill/ Agreement/ Electricity bill (Owned/Rented/Company provided)

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Two passport-sized photographs
      4. Proof of identity like Aadhar Card/ Ration card/ Driving License/ Passport copy, etc.
      5. Proof of Residence: Telephone bill/ Electricity Bill/ Voter ID, etc.


      Interest Rate 9.99%


      Personal Loan Margao Eligibility Criteria

      The eligibility criteria for personal loan for both Salaried and Self-Employed for Personal Loan Margao are as follows:

      Salaried Applicants

      1. Applicant should be minimum of 21 years old and a maximum of 60 years old
      2. A decent CIBIL score and credit history is essential
      3. The applicants must have the work experience of the three years and their salary should be incoming to their personal account.
      4. Job location is a must

      Self-Employed Applicants

      1. The minimum age of the applicant should be 25 years.
      2. An applicant who is a businessman, their business should be running for the past three years.
      3. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
      4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
      5. The applicants applying for the personal loan should file ITR for the last three years.
      6. The applicant’s minimum annual income should be Rs 2.5 lakh.

      Click to know more about Eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan in Margao?

      1. A personal loan can be used for various purpose and has no restrictions
      2. There is no need to deposit any mortgage and collateral security to the bank.
      3. The amount of personal loan depends upon the repayment of individual income and capacity.
      4. No guarantor or nominee is involved in the deal

      How to apply for Personal Loan in Margao?

      1. Visit
      2. You need to select a personal loan in the loan section.
      3. The applicant will be directed to a page where all the details regarding personal loans can be found.
      4. All the necessary details and documents shall be provided
      5. Our executives will contact you on the provided number to assist you further
      6. For more information and free guidance, you may call on 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Margao

      Every Bank and NBFC charges a fee for processing your Personal Loan Margao application and these are 1% of the loan amount.

      In case an applicant wishes to foreclose their loan before the agreed loan tenure, every lending institution charges a penal prepayment fee. In most cases, loans cannot be closed before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan EMI Calculator Margao

      Equated Monthly Installments also know as EMI are fixed charges that a loan borrower shall pay to the bank at regular intervals of one month as a mode of repayment. EMI can be calculated on the basis of multiple factors such as interest rate, loan tenure, and the loan amount that the bank has sanctioned.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Margao

      Every lending institution has its own criteria for the lower limit of the CIBIL score required for processing a Personal Loan application in Margao. Most institutions require a minimum score of 700 to process your loan application.

      The banks and NBFCs do not only look at the score but also your credit history, and your behavior on lending and repayment accordingly.


      Interest Rate 9.99%


      Personal Loan Margao Agents

      Dialabank is the leading agent for availing Instant Personal Loan in Margao. You can apply online at or give a call at 9878981166.

      Personal Loan Margao Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Margao. Thereafter, our relationship managers will assist you.

      Pre Calculated EMI Table for Personal Loan Margao

      5 Yrs
      4 Yrs
      3 Yrs

      About Margao

      Also known as Madgaon, Margao is a town in the state of Goa which is also the cultural hub and commercial capital of Goa. It is a famous destination for tourists as they visit the place all year long. Numerous beaches, churches, shrines, and other tourist spots make it an ideal vacation stay.

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