Personal Loan Mukerian

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
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      Personal Loan Mukerian

      Best Banks for Personal Loan Mukerian

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Mukerian Features

      A personal loan is a key to overcome your finical needs. This loan is unsecured. Though most commonly used to meet funds related to debt consolidation, holidays, and unexpected medical issue expenses, a personal loan may be used for practically any type of expense at the time you need money.

      A car loan or home loan will allow you to use the funds to buy a home or car respectively. The upside is that when you apply for a personal loan, it need not be restricted to a specific user. You can use your funds in whatever way you want. Once the loan is disbursed, you can use the money for any purpose as per your requirement.

      Personal Loan in Mukerian Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Mukerian Documents Required 

      Salaried Customers:

      • Salary slips of the last three months submitted by the applicant
      • Bank statements for the last 6 months
      • Recent Passport-sized photographs-2
      • ID Proof: Aadhar card/driving license/ Voter ID
      • PAN Card
      • Proof of Address which includes Passport Copy/ Telephone Bill/ Voter ID

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      • All financials are mandatory (Balance Sheet, P&L Statement as well as ITR files)
      • Recent Passport-sized photographs-2
      • ID Proof: Aadhar card/driving license/ Voter ID
      • PAN Card
      • Proof of Address which includes Passport Copy/ Telephone Bill/ Voter ID
      • PERSONAL LOAN

        Interest Rate 9.99%

        +91

      Personal Loan in Mukerian Eligibility Criteria

      The personal loan eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants:

      • The minimum age of the applicant must be 21 years and can extend up to 60 years
      • The borrower should have the work experience of the three years in the ongoing job
      • The applicant must not have any dues left and should have a good CIBIL score
      • The job location of the borrower should be mentioned.\

      Self-Employed Applicants

      • The business should be operational for the past three years in case the applicant is a businessman.
      • The annual income of the applicants should be a minimum of Rs 2.5 -3 lakh.
      • The credit score of the applicant should be good, and there should not be any debt or dues left.
      • The applicants applying for the personal loan should file ITR for the last three years.
      • The minimum age requirement for an independent person should be 25 years.
      • Financial and his bank statement of the previous three months should be provided by the borrower.

      Click here to know more about eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Mukerian?

      1. No need for any collateral or security to get a personal loan; you can easily apply for a personal loan as long as your CIBIL / credit score is good.
      2. A Personal Loan does not require any guarantor or nominee for loan approval.
      3. A personal loan is a multi-purpose offer loan. It can be used for any purpose.
      4. Fast Loan Disbursal: Fast disbursal and approval of the loan

      How to apply for Personal Loan Mukerian?

      1. Visit dialabank.
      2. In the personal loan section, fill in all your details and requirements
      3. Our executives will then assist you as per your eligibility
      4. For more information and free guidance, you may call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Mukerian

      Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

      Personal Loan Mukerian EMI Calculator

      Equated Monthly Installments, also know as EMI, are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed and is calculated on the basis of the Interest Rate, the amount of loan you have to take, and the period for which you enjoy the loan.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Mukerian

      Banks decide to approve a loan to an applicant on the basis of CIBIL score as well as analyzing their credit history. Generally, a minimum score of 750 is considered to be decent. It is important for any individual to maintain a decent history of credit, or it might create problems in the future when applying for fresh loans.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Mukerian Agents

      Dialabank is the leading agent for availing Personal Loan in Mukerian. You can apply online at dialabank or give a call at 9878981166

      Personal Loan Mukerian Contact Number

      Call 9878981166 and get Instant Personal Loan in Mukerian.

      Pre Calculated EMI Table for Personal Loan Mukerian

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Mukerian

      Mukerian is a town in Punjab famous for the production of rice. Numerous rice mills along with sugar mills are located in the city.

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