Personal Loan Nagdhara @ 10.50%* | Apply online

Major Personal Loan Providers in Nagdhara

Bajaj Finance Personal Loan

Interest Rate 11.99% - 17:00%
Loans Upto 30 Lacs
Tenure 1 - 5 Years
Processing Fee up to 2.0%
Min Salary ₹ 27,000 p.m.
Flexi Loans available

About Personal Loan Nagdhara

Personal loan Nagdhara is the best solutions for you because Personal loan is an unsecured loan that doesn’t require any security. A personal loan is given based on your net monthly income, credit score i.e CIBIL and Company profile, your employment history.

There are no limitations on the utilisation of the Personal loan amount. You can utilise this loan amount anywhere you like.

When you have a sudden need immediate cash or Need Money for financial emergency and Wedding, travel, education, home renovation, or even medical needs go for Personal loan.

Personal Loan Nagdhara Features

Fast disbursal: To ensure Fast disbursal of the loan amount to your account, the banks ask for min. documentation process and once all the information is verified, the loan is disbursed within 3-4 working days
Funding: A personal loan amount starting from Rs. 50,000 to Rs. Many banks and NBFCs offer 50 lakh in Nagdhara, and you can have a loan as per your requirement and eligibility.
Online Process: All you need to do is to fill the application form and upload/submit necessary documents to process your loan application. To apply for a personal loan, you don’t have to visit the bank as the whole process can be processed online.
Loan Period: You can choose the tenure as per your repayment strength. When you avail a personal loan, you can repay it easily within the tenure of 12 to 60 months.

Personal Loan Nagdhara Interest Rates

Lender Type	Salaried	Self Employed	Self Employed Professional
Banks	10.50% – 19.0 %	14.50% – 21.0 %	12.50% – 20.0 %
NBFCs	12.5% – 22.0%	15.5% – 24.0%	13.5% – 23.0%

Personal Loan Nagdhara Documents Required:

Income Proof:

Salaried applicants:- The loan applicants have to show his salary slip of last three months and bank statement of last six months.
Self-Employed applicants:- The loan applicants of personal loan should file ITR for the last three years, and his business should be registered.

Basic KYC Documents: Every applicant has to provide his pan card, which is an essential document.

Address proof: The documents needed for the residence proof includes (ID card /Passport / Voter ID Card / Aadhaar card / Ration card / DL), and if the loan applicants are living in rental accommodations then they have to provide their Agreement, Electricity bill on his name and address of the owner.

Photograph: Two coloured passport size photos ( loan applicants should not wear any glasses).

Personal Loan Nagdhara in Eligibility Criteria

The eligibility criteria for both Self-Employed and Salaried are not the same:

Salaried applicants

Minimum age requirements of individuals should be 21 years and maximum up to 60 years.
The loan applicants must have the work experience of the three years. And the salary should be coming in their accounts only.
The loan applicants must have an excellent credit history.
Job location of the loan applicant should be mentioned.
A borrower should have min. income in metro city RS 20,000 and in non -metro city RS 18,000

Self-Employed applicants

Minimum age required for an independent person should be 25 years.
The loan applicants applying for the personal loan should be filing ITR for the last three years.
If the laon applicants are the businessman, then the business should be running from the previous three years.
The credit score of the individual loan applicants should be good. There should not be any dues left.
The annual income of the loan applicants should be a min. of Rs 2.5 lakh.
The whole documentation process for personal loan is that the applicant has to submit his all financials and bank statement of the previous six months.

Why Apply for Personal Loan Nagdhara?

There is no need to deposit any mortgage and collateral security to the bank.
A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
The amount of personal loan depends upon the repayment of individual income and capacity.
A Personal Loan does not require any guarantor or nominee.

How To Apply for Personal Loan in Nagdhara

Visit www.dialabank.com.
Go to the loan section and click on the personal loan link.
The applicant will be directed to all details of the personal loan where they can choose their preferred city.
For more information and free guidance, you may call on 9878981166.

Process Fee/ Prepayment Charges on Personal Loan Nagdhara

Processing Fee ( 0.5 % – 2.5% ): The processing charges for a personal loan will vary from bank to bank. At the moment of processing a loan, a bank will be bearing some cost related to services and administration. This amount is quite negligible and often ranging between 0.5% and 2.50%.

Prepayment Charges: Salaried – 13-24 Months – 4% of Principal Outstanding

25-36 Months – 3% of Principal Outstanding

>36 Months – 2% of Principal Outstanding

Personal Loan Nagdhara Agents

Dialabank is the leading agent for availing Personal Loan in Nagdhara. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you the detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Nagdhara Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Nagdhara.

Pre Calculated EMI Table for Personal Loan Nagdhara

EMI in Rupees for 1 Lac of Loan Amount:

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Nagdhara

Nagdhara is a village panchayat located in the Navsari district of Gujarat state, India. The latitude 20.9132616 and longitude 73.0943887 are the geo coordinates of the Nagdhara. Gandhinagar is the state capital for Nagdhara village. It is located around 269.7 kilometres away from Nagdhara. The other nearest state capital from Nagdhara is Daman and its distance is 61.4 KM. The other surrounding state capitals are Daman 61.4 KM., Mumbai 219.1 KM., Bhopal 513.5 KM