Personal Loan Nalgonda

Major Personal Loan Providers in Nalgonda

Personal Loan Nalgonda Features

Financial needs often arise unprecedentedly, and it is difficult to find a reliable money source that guarantees no fraud and excessive interest rates. Keeping in mind all your needs, Dialabank helps you research, compare and select the Individual Loan that suits your demand. This loan is unsecured in nature, with basic documentation and less paperwork. This loan can get validated within 48 hours after the attestation process. Personal loan Nalgonda is a loan that administers financial aid to clients at affordable interest rates. To get a Personal Loan, the aspirant needs to have a regular and conventional source of income and has a reliable wealth history. Moreover, there is no stipulation on the use of the personal loan sum. You can use this loan sum wherever you desire to do.

Click here to get an instant personal loan

Personal Loan Nalgonda Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Nalgonda

Salaried Customers:

1. Identity proof: Aadhar card or driving license
2. Salary slips of last three months
3. Bank statements for the last 6 months
4. PAN Card for verification
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card for verification
3. Aadhar Card as identity proof
4. Residence Proof of the applicant.
5. Two passport-sized photographs

Eligibility Criteria for Personal Loan Nalgonda

Salaried Applicants

1. The age requirements of the individual should be a min of 21 years and a maximum of up to 60 years.
2. The applicants must possess work experience of three years. And the salary should be received in their accounts only.
3. The applicants must possess an excellent credit history.
4. The job location of the applicant should be defined.
5.  A borrower should have a minimum income of INR 25,000 monthly.

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file the  ITR for the last three years.
3.  The business should have been operating for the past three years.
4. The credit score of the individual applicants should be reliable. There should not be any debt or dues left.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Why Apply for Personal Loan Nalgonda?

1. There is no obligation to mortgage your assets for bank security.
2. A personal loan is a multi-purpose offer loan. It can be used for all financial needs.
3. The amount of personal loans depends upon the repayment of individual returns and capability.
4. A Personal Loan does not require any guarantor or appointee.

How to apply for Personal Loan Nalgonda?

1. Visit Dialabank.
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to all personal loan details where they can choose their preferred city.
4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Nalgonda

Every Bank and NBFC imposes a fee for preparing your Personal Loan application. These assessments range between 1.5% to 2.5% of the sanctioned loan amount.

If you covet to confiscate your loan before the agreed loan tenure, every lending institution imposes a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that, the costs vary depending on how many times the loan has been done. These assessments vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

To understand the interest rate, click on the personal loan interest rate

Personal Loan Nalgonda EMI Calculator

Equated Monthly Installments, also known as EMI, are the monthly settled charges you pay to the bank as monthly indemnity for the loan amount acquired.  Based on your profile, the interest rate on your loan is concluded. Your EMI is estimated basis the Interest Rate you are imposed by the bank, the amount of loan you have to take, and the time you use the loan.

CIBIL Score required for Personal Loan Nalgonda

Every lending organization has its own principles for the least CIBIL score required for concocting a Personal Loan application in Nalgonda. However, most institutions demand a minimum score of 750 to concoct your loan application.

The institutions resemble the overall score and the specific performance on the previous loans taken. This comprises details on the type of loan taken and the amount acquired. Any prolonged returns for previous loans can act as a hindrance to your availing of a fresh loan.

Personal Loan Nalgonda Agents

Dialabank is the principal agent for availing Personal Loan in Nalgonda. You can apply online at Dialabank or give a call at 9878981166

Dialabank advises you to find the most desirable option of Banks and NBFCs by furnishing you with a comprehensive market comparison of different banks so that you can make an accurate choice. Visit our website www.dialabank.com and fill a simplistic form with your personal and employment details. Our client relationship managers will quickly get in touch with you.

Personal Loan Nalgonda Contact Number

Call 9878981166 and get instantaneous guidance and permission for a Personal Loan in Nalgonda.

Pre Calculated EMI Table for Personal Loan Nalgonda

Click here for a personal loan EMI calculator

About Nalgonda

Nalgonda is a city in Telangana. Nalgonda had a population of around 1,40,000 people.