Personal Loan Nalgonda

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Nalgonda

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Nalgonda Features

Having a desire to do the things want to do in your lifetime? Or having an emergency? Don’t worry. You can get the help of a personal loan. We have many personal loan alternatives.

We Dialabank helps people to correlate, analyze, and pick the best loan achievable.

This loan is unsecured in nature with insignificant documentation and less paperwork. This loan can get validated within 48 hours after the attestation process.

Personal loan Nalgonda is a loan that administers financial aid to the clients at affordable interest rates. To get a Personal Loan, the aspirant needs to have a rigorous and conventional source of income and has a reliable wealth history.

Moreover, there is no stipulation on the use of the personal loan sum. You can use this loan sum wherever you aspire to do.

Click here to get an instant personal loan

Personal Loan Nalgonda Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Nalgonda

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Nalgonda

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
  3. The applicants must have an excellent credit history.
  4. The job location of the applicant should be mentioned.
  5.  A borrower should have a minimum income of INR 25,000 per month

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicants are the businessman, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Why Apply for Personal Loan Nalgonda?

  1. There is no obligation to mortgage your assets.
  2. A personal loan is a multi-purpose offer loan. It can be used for all the puzzles related to finance.
  3. The amount of personal loan depends upon the repayment of individual returns and capability.
  4. A Personal Loan does not require any guarantor or appointee.

How to apply for Personal Loan Nalgonda?

  1. Visit Dialabank.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Nalgonda

Every Bank and NBFC imposes a fee for preparing your Personal Loan application. These assessments range between 1.5% to 2.5% of the sanctioned loan amount.

In case you covet to confiscate your loan before the agreed loan tenure, every lending institution imposes you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the costs vary depending on how many times the loan has done. These assessments vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

To understand the interest rate click on personal loan interest rate

Personal Loan Nalgonda EMI Calculator

Equated Monthly Installments also know as EMI are the monthly settled charges that you pay to the bank as monthly indemnity for the loan amount acquired.  Based on your profile, the interest rate on your loan is concluded. Your EMI is estimated basis the Interest Rate you are imposed by the bank and the amount of loan you have to take and the time for which you use the loan.

CIBIL Score required for Personal Loan Nalgonda

Every lending organization has its own principles for the least CIBIL score required for concocting a Personal Loan application in Nalgonda. Most institutions demand a minimum score of 750 to concoct your loan application.

The institutions don’t just resemble the overall score but also the specific performance on the previous loans taken. This comprises details on the type of loan taken and the amount acquired. Any prolonged returns for previous loans can act as a hindrance to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Nalgonda Agents

Dialabank is the principal-agent for availing Personal Loan in Nalgonda. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank advises you to find the most desirable option of Banks and NBFCs by furnishing you with a comprehensive market comparison of different banks so that you can make the accurate choice. Visit our website www.dialabank.com and fill a simplistic form with your personal and employment details. Our client relationship managers will quickly get in touch with you.

Personal Loan Nalgonda Contact Number

Call 9878981166 and get instantaneous guidance and permission for Personal Loan in Nalgonda.

Pre Calculated EMI Table for Personal Loan Nalgonda

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Nalgonda

Personal Loan Nalgonda

Nalgonda is a city in Telangana. Nalgonda had a population of around 1,40,000 people.

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