Personal Loan Nashik

⋆ Interest Rate 9.99% ⋆

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      Personal Loan Nashik

      Best Banks for Personal Loan in Nashik

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan in Nashik Features

      personal loan nashik

      Do not worry about the cash shortage. Personal Loans are here to your rescue. This loan is unsecured in nature which means no form of security is necessary with minimal documentation and less paperwork.

      This loan gets approved within a period of 48 hours after the verification process. Personal Loan Nashik is a loan that provides financial aid to all customers at affordable interest rates.

      To get a Personal Loan, the applicant needs to have a  good source of income and a trustworthy credit record.

      Furthermore, a personal loan does not impose any end-use restriction.

      Personal Loan in Nashik Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan in Nashik

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. PAN Card
      3. Passport-sized photographs – 2
      4. Salary slips of last three months
      5. Bank statements for the last 6 months
      6. Residence Proof (Owned/Rented/Company provided)

      Self-Employed Customers:

      1. Necessary financial records of your operating business
      2. PAN Card, Aadhar Card both of which are necessary
      3. Residence Proof of your current residence
      4. Two passport-sized coloured photographs

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan in Nashik Eligibility Criteria

      The eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1.  A borrower should have a minimum income of INR 25,000 per month.
      2. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
      3. The applicants must have work experience of three years. And the salary should be received in their accounts only.
      4. The applicants must have an excellent credit history.
      5. The job location of the applicant should be mentioned.

      Click here to know more about- Salaried Applicant

      Self-Employed Applicants

      1. A minimum of Rs 2.5 lakh income.
      2.  25 years of minimum age.
      3. Last 3 years ITR.
      4. For a businessman, the business should be active for the past three years.
      5. The credit score of the applicants should be good.
      6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

      Click here to know more – Self-employed Applicant

      How to apply for a Personal Loan in Nashik?

      1. Visit Dialabank.
      2. Go to the loan section
      3. Click on the personal loan link.
      4. The applicant will be directed to the personal loan details page.
      5. Choose their preferred city.
      6. For free guidance, call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan in Nashik

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Following that the bank charges vary depending on the years the loan has done. These generally vary between 4% of the outstanding loan amount in the 2nd year and 2% in the 4th year of the loan.

      Personal Loan EMI Calculator Nashik 

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Rate of Interest you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

      CIBIL Score required for Personal Loan Nashik

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Nashik. Most institutions require a least score of 750 points to process your loan application.

      The institutions don’t just look at the total score but also at the detailed behaviour of the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can be a barrier to availing of a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

       

      Personal Loan EMI Calculator.

      Personal Loan Nashik Agents/Broker

      Dialabank is the leading agent for availing Personal Loan in Nashik. You can also apply online at www.dialabank.com or give us a call at 9878981166

      Dialabank helps you with the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit Dialabank and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

      Personal Loan Nashik Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Nashik.

      Pre Calculated EMI Table for Personal Loan Nashik

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Nashik

      Nashik, the ancient holy city in Maharashtra, a state in western India is known for its links to the “Ramayana”, the Hindu epic poem. Nearby, Lord Rama had bathed at Ram Kund water tank, the place is today attended by Hindu devotees. On the Godavari River is Panchavati, the famous temple complex. Shri Kalaram Sansthan Mandir is an ancient shrine dedicated to Rama. Lord Rama and his better half Sita are said to have worshipped at Sita Gufaa caves.