Personal Loan Samana

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Samana

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Samana Features

Personal Loan SamanaThe immediate need of money can come across to any person. It could be an emergency like a pending medical bill, car repair, marriage, education payments, or much more. At this crucial stage, Personal Loan will help you to get out of this financial situation. This loan can be utilized for any number of personal needs.

This loan is unsecured in nature and requires minimal documentation for approval. It can get approved within 48 hours once the verification process is complete. To get a Personal Loan in Samana, the applicant is required to have a rigid and good source of income and also a good credit history.

There is no end-use restriction on the use of the personal loan amount so you can use this loan amount anywhere you want to do.

Personal Loan Samana Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Samana

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

Self-Employed Customers:

  1. All kinds of company’s financials are required
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Samana

The Personal Loan eligibility criteria for both Salaried and Self-Employed are different for personal loan in Samana:

Salaried Applicants

  1. Age requirements of individuals is 21 years to 60 years.
  2. The applicants must have the necessary work experience of the three years.
  3. The applicants must have an excellent credit history.
  4. Job location of the applicant should be mentioned.
  5.  A borrower should have a regular salary.

Self-Employed Applicants

  1. The annual income of the applicants must be a minimum of Rs 2.5 lakh and above.
  2. The minimum age requirement for an independent person for personal loan should be 25 years.
  3. ITR filing is essential for the last three years of operations.
  4. The business should be in functioning and operating state from the past three years at least.
  5. The credit score of the individual applicants should be 750 and above.

Why Apply for Personal Loan Samana?

  1. The securities for the personal loans in Samana are not required.
  2. These loans have a very competitive rate of interest offered by the banks offer at cheapest rates.
  3. The loans are processed in no time after the verification of the documents is done by the concerned bank.
  4. The number and amount of the installments can be chosen by the applicant for this loan according to his affordability, income, and capability.
  5. The documents needed by the banks to avail of these loans are completely basic documents which makes the process easy.

How to apply for Personal Loan Samana?

Applying with DialaBank helps you get access to Instant Personal loan in Samana in a hassle-free manner.

  1. Visit www.dialabank.com.
  2. Choose the personal loan option from the loans available on the page.
  3. Fill all the details of the personal loan and your valid contact number to assist our managers in contacting you.
  4. You may also call on 9878981166 for any sort of help.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Samana

Every Bank and NBFC charges a processing fee which is mandatory and a fore-closure fee which is for some specific situation in a personal loan in Samana.

  1. For processing your Personal Loan application, which is mandatory, charges vary between 1.5% to 2.5% of the sanctioned loan amount.
  2. In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee that varies between 4-2% according to the tenure.

Personal Loan Samana EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you are required to pay to the bank as monthly repayment for the loan amount borrowed.  The interest rate on your loan is decided on the basis of your income. Your EMI is calculated depending on the Interest Rate you are charged by the bank or NBFC and the total amount of loan you have to take and the period for which you enjoy the personal loan. Use Personal loan EMI Calculator available on our website to calculate your EMI for free.

CIBIL Score required for Personal Loan Samana

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Samana. Most institutions expect a minimum score of 750 and above to process your personal loan application. Others may accept a score between 700-750 depending on the organization and its requirements.

The institutions look at the overall score as well as the detailed behavior on the previous loans taken. This includes any sort of details on the type of loan taken and the amount borrowed. Any delayed payments for previous loan repayments can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Samana Agents

Dialabank is the leading agent for availing Personal Loan in Samana because of the following reasons. You can apply online at Dialabank or give a call at 9878981166

  1. We are always ready to help our applicants and are available 24/7 for solving your problems.
  2. The approval process is time-saving if you apply through DialaBank as our relationship managers assist you throughout.
  3. The Loan gets disbursed within 24 hours after your documents get verified.

We help you find the best offers available across bank/NBFC from all the options available in the market.

Personal Loan Samana Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Samana.

Pre Calculated EMI Table for Personal Loan Samana

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Samana

Samana is a city situated in a municipal council in the Patiala district in the Indian state of Punjab. Before Independence, Samana was a part of the Patiala Kingdom but is now a part of the Patiala District of Punjab.

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