Personal Loan Sirsi

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Sirsi

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Sirsi Features

personal loan sirsiA personal loan can help you if you need funds to fulfill your personal requirements. A personal loan can be used for many purposes. The purposes like weddings, vacations, paying medical bills, purchasing necessary equipment, and so on.

In order to get a personal loan, the applicant needs to have a good source of income and q good credit history profile. Almost all major banks provide personal loans in Sirsi at an affordable rate of interest. The loan can get approved in 2-3 business days. The loan application process is very easy and simple and it requires fewer documents.

Personal Loan Sirsi Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Sirsi Documents Required

Salaried Customers:

  • Identity proof such as Aadhar card/driving license
  • last three-month salary slips
  • Bank statements for the last 6 months
  • PAN Card
  • Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments
  • 2 Passport-sized photographs of the applicant

Self-Employed Customers:

  • All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  • PAN Card
  • Aadhar Card as identity proof
  • Residence Proof and rental agreement in case of a rented apartment
  • Two passport-sized photographs of the applicant

personal loan at 10.75%*

Personal Loan Sirsi Eligibility Criteria

Click here to know more about personal loan eligibility

  Salaried Applicants

  • The minimum age requirements of the applicant should be 21 years and a maximum of 60 years.
  • The applicants must have the work experience of the three years. The salary should be shown in their accounts.
  • The applicants must a credit history suitable for a personal loan
  • The job location of the applicant
  •  minimum income should be INR 25,000 per month

  Self-Employed Applicants

  • The minimum age of the applicant should be 25 years.
  • The ITR file for the last three years will be required.
  • The business of the applicant should be running for the past three years.
  • The CIBIL score should be up to the mark
  • The annual income of the applicant should be at least Rs 2.5 lakh.
  • The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Why Apply for Personal Loan Sirsi?

  • Affordable interest rates:  Personal Loan Sirsi is available at an affordable interest rate in the market.
  • Collateral free loan: This loan is unsecured in nature and does not demand any security to secure the loan.
  • Flexible repayment options: The fixed plan helps you to pay the debt easily within the given time.
  • Multipurpose loan: The money availed through this loan can be utilized for a variety of personal works

How to apply for Personal Loan Sirsi?

If you apply offline, you will have to visit the branches of all banks and NBFCs personally multiple times, which will become a hectic experience for you. So we decided to come to you online instead! To avail of the best offers:

  • Visit Dialabank and click on the personal loan option on the menu of the homepage.
  • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
  • After you click on ‘Apply now’.
  • Our experts will soon give you a call and assist you through the entire process
  • In case of any queries, you can call us at 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Sirsi

The processing fee is charged by banks and NBFCs to process the loan you applied for so that they can sanction and subsequently disburse it. This fee is 1% of the loan amount.

Prepayment happens when you wish to repay a part of your loan before the tenure ends. Foreclosure happens when you wish to repay the entire amount of your outstanding loan before the tenure ends, usually lump sum. For both of these options, you will have to pay a small fee, which usually amounts to 4% of the loan amount.

You cannot prepay or foreclose before 12 months.

Personal Loan Sirsi EMI Calculator

Calculate your EMIs beforehand and make your repayment process easier with Dialabank’s EMI calculator.

CIBIL Score required for Personal Loan Sirsi

All banks and NBFCs first check your credit score to decide whether you are eligible to avail of a loan or not. They do this so that they can avoid bad debts and unpaid loans. Your credit score or CIBIL score shows the banks how trustworthy you are as a borrower and how likely you are to repay your loan amount.

Mostly, you need to have a credit score of 750 and above to avail of a personal loan of your choice. In case your CIBIL score is very less, you may first take short term loans and repay them on time to improve your score. You can also show the papers of any rented property under your name to show that you are regular in your payments

personal loan at 10.75%*

Personal Loan Sirsi Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Sirsi.

Pre Calculated EMI Table for Personal Loan Sirsi

Click here for a personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sirsi

Sirsi is a city in the Kanara District in Karnataka state in India. It was previously known as Kalyanapattana. It is the largest city in the district. This city is famous for many spices like pepper, cardamom, betel leaves, and vanilla.

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