Personal Loan Udaipur

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
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      Personal Loan Udaipur

      Best Banks for Personal Loan in Udaipur

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan in Udaipur Features

      Personal Loan Udaipur is available for you in need of any financial crisis you meet. Be it for financing your education, wedding expense, healthcare expenditure, or any other monetary need; banks sanction personal loans depending on the credit history as well as other criteria.

      A personal loan is an unsecured loan that provides financial aid to customers at reasonable interest rates. To get a Personal Loan, the applicant should have a stable income and good credit history.

      Personal Loan Udaipur Interest Rates is quite Low @9.99% p.a.

      A personal Loan is multi-purpose in nature so that the amount can be utilized anywhere as per requirement.

      Personal loan udaipur

      Personal Loan in Udaipur Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan in Udaipur

      Salaried Customers:

      1. Identity proof (Aadhar card/ Passport copy/ Driving License)
      2. Salary slips of last three months
      3. Residence Proof such as Electricity Bill/ Telephone Bill/ Passport copy, etc.
      4. Passport-sized photographs – 2
      5. Bank statements for the previous 6 months
      6. PAN Card

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Government-approved ID Proof such as Aadhar card/ Driving License/ Voter ID, etc.
      4. Proof of residence such as Voter ID/ Telephone Bill/ Electricity Bill, etc.
      5. Two recent passport-sized photographs (coloured)

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan in Udaipur Eligibility Criteria

      Salaried and Self-Employed have different personal loan eligibility criteria:

      Salaried Applicants

      1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
      2. The applicants must have work experience of three years. And the salary should be received in their accounts only.
      3. The applicants must have a good CIBIL score and shouldn’t have a bad credit history
      4. The job location of the applicant should be mentioned in the application form

      Self-Employed Applicants

      1. The minimum age for a self-employed applicant must be 25 years.
      2. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
      3. The applicants applying for the personal loan should file ITR for the last three years.
      4. The business should be running for the past three years if the applicant is a businessman
      5. The credit score of the individual applicants should be good, and there should not be any debt or dues left.
      6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

      Click to know more about eligibility: Personal Loan Eligibility

      How to apply for a Personal Loan in Udaipur?

      1. Visit Dialabank and apply online in a few simple steps
      2. Go to the loan section and click on the personal loan link.
      3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
      4. After that, provide all the necessary details and requirements
      5. For more information and free guidance, you may call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan in Udaipur

      Every Bank and NBFC charges a fee for processing your Personal Loan application. The Personal Loan Udaipur processing fee is 1% of the sanctioned loan amount.

       In most cases, you cannot close your loan before 12 months, but if you wish to foreclose your loan, the bank charges prepayment on the sanctioned loan amount. Post that the charges vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan EMI Calculator Udaipur

      Equated Monthly Installments also know as EMI are the charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, CIBIL Score, and income, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

      For further information on EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Udaipur

      Every NBFC and bank providing loans have their own criteria for the minimum CIBIL score required for processing a Personal Loan Udaipur. Most institutions require a minimum score of 750 to process your loan application.

      The banks and NBFCs also take a look upon the previous loan and credit history so that there is no future issue in approval of the loan

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Udaipur Agents/Broker

      Dialabank is the leading agent for availing of Personal Loan Udaipur. You can apply online at Dialabank or give a call at 9878981166

      Personal Loan Udaipur Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan Udaipur.

      Pre Calculated EMI Table for Personal Loan Udaipur

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Udaipur

      Udaipur is a city situated in the state of Rajasthan. The place is filled with historic forts, museums, scenic lakes, and many other attractions, making it an ideal tourist destination. It is popularly known as the City of Lakes.

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