Personal Loan Udaipur

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Udaipur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Udaipur Features

Personal loan udaipurPersonal Loan Udaipur is available for you in need of any financial crisis you meet. Be it for financing your education, wedding expense, healthcare expenditure, or any other monetary need; banks sanction personal loans depending on the credit history as well as other criteria.

Personal Loan is an unsecured loan that provides financial aid to the customers at reasonable interest rates. To get a Personal Loan, the applicant should have a stable income and good credit history.

Personal Loan Udaipur Interest Rates is quite Low @9.99% p.a.

Personal Loan is multi-purpose in nature so that the amount can be utilized anywhere as per requirement.

Personal Loan in Udaipur Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan in Udaipur

Salaried Customers:

  1. Identity proof (Aadhar card/ Passport copy/ Driving License)
  2. Salary slips of last three months
  3. Residence Proof such as Electricity Bill/ Telephone Bill/ Passport copy, etc.
  4. Passport-sized photographs – 2
  5. Bank statements for the previous 6 months
  6. PAN Card

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Government-approved ID Proof such as Aadhar card/ Driving License/ Voter ID, etc.
  4. Proof of residence such as Voter ID/ Telephone Bill/ Electricity Bill, etc.
  5. Two recent passport-sized photographs (coloured)

personal loan at 10.75%*

Personal Loan in Udaipur Eligibility Criteria

Salaried and Self-Employed have different eligibility criteria:

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
  3. The applicants must have a good CIBIL score and shouldn’t have a bad credit history
  4. The job location of the applicant should be mentioned in the application form

Self-Employed Applicants

  1. The minimum age for a self-employed applicant must be 25 years.
  2. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
  3. The applicants applying for the personal loan should file ITR for the last three years.
  4. The business should be running from the past three years is the applicant is a businessman
  5. The credit score of the individual applicants should be good, and there should not be any debt or dues left.
  6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

Click to know more about eligibility: Personal Loan Eligibility

How to apply for Personal Loan in Udaipur?

  1. Visit Dialabank and apply online in a few simple steps
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. After that, provide all the necessary details and requirements
  5. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan in Udaipur

Every Bank and NBFC charges a fee for processing your Personal Loan application. The Personal Loan Udaipur processing fee is 1% of the sanctioned loan amount.

 In most cases, you cannot close your loan before 12 months, but if you wish to foreclose your loan, bank charges prepayment on the sanctioned loan amount. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan EMI Calculator Udaipur

Equated Monthly Installments also know as EMI are the charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, CIBIL Score, and income, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

For further information on EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Udaipur

Every NBFC and bank providing loans have their own criteria for the minimum CIBIL score required for processing a Personal Loan Udaipur. Most institutions require a minimum score of 750 to process your loan application.

The banks and NBFCs also take a look upon the previous loan and credit history so that there is no future issue in approval of the loan

personal loan at 10.75%*

Personal Loan Udaipur Agents/Broker

Dialabank is the leading agent for availing Personal Loan Udaipur. You can apply online at Dialabank or give a call at 9878981166

Personal Loan Udaipur Contact Number

Call 9878981166 and get instant help and approval for Personal Loan Udaipur.

Pre Calculated EMI Table for Personal Loan Udaipur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Udaipur

Udaipur is a city situated in the state of Rajasthan. The place is filled with historic forts, museums, scenic lakes, and many other attractions, making it an ideal tourist destination. It is popularly known as the City of Lakes.

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