Personal Loan Vemulawada

Best Banks for Personal Loan Vemulawada

Personal Loan VemulawadaFeatures

Are you running short out of cash?

Do not worry Personal Loans is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

A personal Loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

Personal Loan VemulawadaInterest Rates and Charges

Click (Rate of Interest) to know more .

Personal Loan Vemulawada Documents Required

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary slips of last three months
3. Bank statements for the last 6 months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan Vemulawada Eligibility Criteria

There are various eligibility criteria for personal loan , they are discussed below:

Salaried Applicants

1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
3. The applicants must have an excellent credit history.
4. The job location of the applicant should be mentioned.
5.  A borrower should have a minimum income of INR 25,000 per month

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. If the applicants are the businessman, then the business should be running from the past three years.
4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Processing Fee / Prepayment Charges on Personal Loan Vemulawada

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

To know about the interest rate click on personal loan interest rate

Personal Loan Vemulawada EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

Know more about EMI Calculator

Personal Loan Vemulawada Agents

Dialabank is the leading agent for availing Personal Loan Vemulawada. You can apply online at dialabank or give a call at 9878981166

Personal Loan Vemulawada Contact Number

Call 9878981166 and get instant help and approval for Personal Loan Vemulawada.

About Vemulawada

Vemulawada is an Indian state of Telangana Census City in Rajanna Sircilla District. It is amazing in the Temple of Sri Raja Rajeshwara, where Hindu worshippers pilgrimage. It has a temple of Bheemeswara and a pochamma temple and a temple of Nagareshwa near Sri Raja Swami temple.

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