Best Banks for Personal Loan Vemulawada
1% - 2.5% of the Loan Amt
1% - 2.5% of the Loan Amt
Personal Loan VemulawadaFeatures
Are you running short out of cash?
Do not worry Personal Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.
A personal Loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.
Personal Loan VemulawadaInterest Rates and Charges
Personal Loan Vemulawada Documents Required
- Identity proof (Aadhar card/driving license)
- Salary slips of last three months
- Bank statements for the last 6 months
- PAN Card
- Residence Proof (Owned/Rented/Company provided)
- Passport-sized photographs – 2
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar Card
- Residence Proof
- Two passport-sized photographs
Personal Loan Vemulawada Eligibility Criteria
The eligibility criteria for both Salaried and Self-Employed are different:
- The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
- The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
- The applicants must have an excellent credit history.
- The job location of the applicant should be mentioned.
- A borrower should have a minimum income of INR 25,000 per month
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the past three years.
- The credit score of the individual applicants should be good .there should not be any debt or dues left.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
Processing Fee / Prepayment Charges on Personal Loan Vemulawada
Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount
In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.
To know about the interest rate click on personal loan interest rate
Personal Loan Vemulawada EMI Calculator
Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.
Personal Loan Vemulawada Agents
Personal Loan Vemulawada Contact Number
Call 9878981166 and get instant help and approval for Personal Loan Vemulawada.
Vemulawada is an Indian state of Telangana Census City in Rajanna Sircilla District. It is amazing in the Temple of Sri Raja Rajeshwara, where Hindu worshippers pilgrimage. It has a temple of Bheemeswara and a pochamma temple and a temple of Nagareshwa near Sri Raja Swami temple.
Other Cities For Personal Loan
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|Personal Loan Devakottai||Personal Loan Ambur|
|Personal Loan Avinashi||Personal Loan Wanaparthy|
Table of Contents
- 1 Best Banks for Personal Loan Vemulawada
- 2 Personal Loan VemulawadaFeatures
- 3 Personal Loan VemulawadaInterest Rates and Charges
- 4 Personal Loan Vemulawada Documents Required
- 5 Personal Loan Vemulawada Eligibility Criteria
- 6 Processing Fee / Prepayment Charges on Personal Loan Vemulawada
- 7 Personal Loan Vemulawada EMI Calculator
- 8 Personal Loan Vemulawada Agents
- 9 Personal Loan Vemulawada Contact Number
- 10 About Vemulawada
- 11 Other Cities For Personal Loan