Need of Personal Loan in Rajkot:

Rajkot MapEach person has desires and aspirations that remain unfulfilled due to limited income. A Personal Loan is a type of loan that can be used to meet all requirements without providing security. The loan does not require any asset to pledge as security with the lender. It is also known as the most unsecured type of loan as bank doesn’t require any for collateral.

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Rajkot Personal Loan Interest Rates:

Bank Name Interest Rates Processing Fees Tenure(in years)
HDFC 11.49% - 17.25% Upto 2.5% 1 - 5
AXIS 15.50% - 24% 1.5% to 2% 1 - 5
ICICI 11.43% - onwards 2.5% 1 - 5
BAJAJ 13.99% - 16% 2% - 3% 1 - 5
FULLERTON 17.25% 1.5% - 6% 1 - 4

 

Features

  1. The Loan amount depends upon the income and repayment capability of the person.
  2. It is a multi-purpose offer that can be used for almost all financial problems of life.
  3. No need to put any property or asset as Collateral to the lender.
  4. No cosigner needed.

 

Personal Loan

 

Eligibility Criteria for Personal Loan

Salaried :

  1. Minimum age: 21 year
  2. Maximum age : 60 years
  3. Net monthly income: Rs. 15,000
  4. Minimum Experience:6 months in current job. * In case of Super A company mininmum experience in current job required is 3 months.
  5. Total experience required: 1 year

Self employed :

  1. Minimum age: 25 year.
  2. Maximum age: 65 years.
  3. Minimum annual turnover: Rs. 20 lakh
  4. Experience in current bussiness: 3 years
  5. Total experience in bussiness: 5 years

Documents

Salaried Self Employed
Last 3 month salary slips Last 2 years ITR
Latest 6 month bank statements of salaried account Latest 6 month bank statements of current account
Photocopy of Pan Card
Residence & Address Proof
2 passport size photographs

 

Benefits of getting loan through Dialabank:

  1. Lowest interest rates .
  2. Instant Approval in 2 hrs.
  3. Easy Documentation and flexible loan tenure.
  4. Get a dedicated helpline for your loan enquires.

About Rajkot

Rajkot Rajkot is the 4th biggest city in Gujarat. This city is located on the banks of the Aji and Nyari river. It is the 22nd fastest growing city in the world. Rajkot was the capital of the Saurashtra State from 15 April 1948 to 31 October 1956, before its merger to Bombay State on 1 November 1956.

 

Other Leading Personal Loan Providers in Rajkot

  1. HDFC Personal Loan
  2. Axis Bank Personal Loan
  3. PNB Personal Loan
  4. ICICI Bank Personal Loan
  5. Citibank Personal Loan
  6. Fullerton India Personal Loan
  7. Personal Loan from Other Banks

 

Personal Loan EMI Calculator SIP Calculator
EMI Calculator SIP Calculator

 

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